<PAGE> PAGE 1
000 B000000 12/31/1998
000 C000000 0000927823
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 A
001 A000000 USAA LIFE INVESTMENT TRUST
001 B000000 811-8672
001 C000000 2104988000
002 A000000 9800 FREDERICKSBURG RD
002 B000000 SAN ANTONIO
002 C000000 TX
002 D010000 78288
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 7
007 C010100 1
007 C020100 USAA LIFE MONEY MARKET FUND
007 C030100 N
007 C010200 2
007 C020200 USAA LIFE INCOME FUND
007 C030200 N
007 C010300 3
007 C020300 USAA LIFE GROWTH & INCOME FD
007 C030300 N
007 C010400 4
007 C020400 USAA LIFE WORLD GROWTH FUND
007 C030400 N
007 C010500 5
007 C020500 USAA LIFE DIVERSIFIED ASSETS
007 C030500 N
007 C010600 6
007 C020600 USAA LIFE AGGRESSIVE GROWTH
007 C030600 N
007 C010700 7
007 C020700 USAA LIFE INTERNATIONAL FUND
007 C030700 N
007 C010800 8
007 C010900 9
007 C011000 10
007 C011100 11
007 C011200 12
007 C011300 13
007 C011400 14
007 C011500 15
<PAGE> PAGE 2
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
007 C012100 21
007 C012200 22
007 C012300 23
007 C012400 24
007 C012500 25
007 C012600 26
007 C012700 27
007 C012800 28
007 C012900 29
007 C013000 30
008 A00AA01 USAA INVESTMENT MANAGEMENT COMPANY
008 B00AA01 A
008 C00AA01 801-34462
008 D01AA01 SAN ANTONIO
008 D02AA01 TX
008 D03AA01 78288
011 A00AA01 USAA INVESTMENT MANAGEMENT COMPANY
011 B00AA01 8-41241
011 C01AA01 SAN ANTONIO
011 C02AA01 TX
011 C03AA01 78288
012 A00AA01 USAA LIFE INSURANCE COMPANY
012 B00AA01 84-
012 C01AA01 SAN ANTONIO
012 C02AA01 TX
012 C03AA01 78288
013 A00AA01 KPMG PEAT MARWICK, LLP
013 B01AA01 SAN ANTONIO
013 B02AA01 TX
013 B03AA01 78205
013 B04AA01 1505
014 A00AA01 USAA INVESTMENT MANAGEMENT COMPANY
014 B00AA01 8-05475
015 A00AA01 STATE STREET BANK AND TRUST CO
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02105
015 E01AA01 X
015 A00AA02 CITIBANK, N.A.
015 B00AA02 S
015 C01AA02 UNKNOWN
015 D01AA02 ARGENTINA
015 E04AA02 X
015 A00AA03 WESTPAC BANKING CORPORATION
015 B00AA03 S
<PAGE> PAGE 3
015 C01AA03 UNKNOWN
015 D01AA03 AUSTRALIA
015 E04AA03 X
015 A00AA04 ERSTE BANK DER OESTERREICHISCHEN SPARKASSEN A
015 B00AA04 S
015 C01AA04 UNKNOWN
015 D01AA04 AUSTRIA
015 E04AA04 X
015 A00AA05 STANDARD BANK OF SOUTH AFRICA LIMITED
015 B00AA05 S
015 C01AA05 UNKNOWN
015 D01AA05 SOUTH AFRICA
015 E04AA05 X
015 A00AA06 BANCO SANTANDER, S.A.
015 B00AA06 S
015 C01AA06 UNKNOWN
015 D01AA06 SPAIN
015 E04AA06 X
015 A00AA07 THE BRITISH BANK OF THE MIDDLE EAST
015 B00AA07 S
015 C01AA07 UNKNOWN
015 D01AA07 BAHRAIN
015 E04AA07 X
015 A00AA08 STANDARD CHARTERED BANK
015 B00AA08 S
015 C01AA08 UNKNOWN
015 D01AA08 BANGLADESH
015 E04AA08 X
015 A00AA09 GENERALE DE BANQUE
015 B00AA09 S
015 C01AA09 UNKNOWN
015 D01AA09 BELGIUM
015 E04AA09 X
015 A00AA10 THE BANK OF BERMUDA LIMITED
015 B00AA10 S
015 C01AA10 UNKNOWN
015 D01AA10 BERMUDA
015 E04AA10 X
015 A00AA11 BANCO BOLIVIANO AMERICANO S.A.
015 B00AA11 S
015 C01AA11 UNKNOWN
015 D01AA11 BOLIVIA
015 E04AA11 X
015 A00AA12 BARCLAYS BANK OF BOTSWANA, LTD.
015 B00AA12 S
015 C01AA12 UNKNOWN
015 D01AA12 BOTSWANA
015 E04AA12 X
015 A00AA13 CITIBANK, N.A.
015 B00AA13 S
015 C01AA13 UNKNOWN
<PAGE> PAGE 4
015 D01AA13 BRAZIL
015 E04AA13 X
015 A00AA14 ING BANK N.V.
015 B00AA14 S
015 C01AA14 UNKNOWN
015 D01AA14 BULGARIA
015 E04AA14 X
015 A00AA15 STATE STREET TRUST COMPANY CANADA
015 B00AA15 S
015 C01AA15 UNKNOWN
015 D01AA15 CANADA
015 E04AA15 X
015 A00AA16 CITIBANK, N.A.
015 B00AA16 S
015 C01AA16 UNKNOWN
015 D01AA16 CHILE
015 E04AA16 X
015 A00AA17 THE HONG KONG AND SHANGHAI BANKING CORP. LMTD
015 B00AA17 S
015 C01AA17 UNKNOWN
015 D01AA17 CHINA
015 E04AA17 X
015 A00AA18 CITITRUST COLOMBIA S.A.
015 B00AA18 S
015 C01AA18 UNKNOWN
015 D01AA18 COLOMBIA
015 E04AA18 X
015 A00AA19 PRIVREDNA BANKA ZAGREB D.D.
015 B00AA19 S
015 C01AA19 UNKNOWN
015 D01AA19 CROATIA
015 E04AA19 X
015 A00AA20 BARCLAYS BANK PLC
015 B00AA20 S
015 C01AA20 UNKNOWN
015 D01AA20 CYPRUS
015 E04AA20 X
015 A00AA21 CESKOSLOVENSKA OBCHODNI BANKA A.S.
015 B00AA21 S
015 C01AA21 UNKNOWN
015 D01AA21 CZECH REPUBLIC
015 E04AA21 X
015 A00AA22 DEN DANSKE BANK
015 B00AA22 S
015 C01AA22 UNKNOWN
015 D01AA22 DENMARK
015 E04AA22 X
015 A00AA23 CITIBANK, N.A.
015 B00AA23 S
015 C01AA23 UNKNOWN
015 D01AA23 ECUADOR
<PAGE> PAGE 5
015 E04AA23 X
015 A00AA24 NATIONAL BANK OF EGYPT
015 B00AA24 S
015 C01AA24 UNKNOWN
015 D01AA24 EGYPT
015 E04AA24 X
015 A00AA25 HANSABANK
015 B00AA25 S
015 C01AA25 UNKNOWN
015 D01AA25 ESTONIA
015 E04AA25 X
015 A00AA26 MERITA BANK LIMITED
015 B00AA26 S
015 C01AA26 UNKNOWN
015 D01AA26 FINLAND
015 E04AA26 X
015 A00AA27 BANQUE PARIBAS
015 B00AA27 S
015 C01AA27 UNKNOWN
015 D01AA27 FRANCE
015 E04AA27 X
015 A00AA28 DRESDNER BANK AG
015 B00AA28 S
015 C01AA28 UNKNOWN
015 D01AA28 GERMANY
015 E04AA28 X
015 A00AA29 BARCLAYS BANK OF GHANA LIMITED
015 B00AA29 S
015 C01AA29 UNKNOWN
015 D01AA29 GHANA
015 E04AA29 X
015 A00AA30 NATIONAL BANK OF GREECE S.A.
015 B00AA30 S
015 C01AA30 UNKNOWN
015 D01AA30 GREECE
015 E04AA30 X
015 A00AA31 STANDARD CHARTERED BANK
015 B00AA31 S
015 C01AA31 UNKNOWN
015 D01AA31 HONG KONG
015 E04AA31 X
015 A00AA32 CITIBANK BUDAPEST RT.
015 B00AA32 S
015 C01AA32 UNKNOWN
015 D01AA32 HUNGARY
015 E04AA32 X
015 A00AA33 ICEBANK LTD.
015 B00AA33 S
015 C01AA33 UNKNOWN
015 D01AA33 ICELAND
015 E04AA33 X
<PAGE> PAGE 6
015 A00AA34 DEUTSCHE BANK AG
015 B00AA34 S
015 C01AA34 UNKNOWN
015 D01AA34 INDIA
015 E04AA34 X
015 A00AA35 THE HONG KONG AND SHANGHAI BANKING CORP. LTD.
015 B00AA35 S
015 C01AA35 UNKNOWN
015 D01AA35 INDIA
015 E04AA35 X
015 A00AA36 STANDARD CHARTERED BANK
015 B00AA36 S
015 C01AA36 UNKNOWN
015 D01AA36 INDONESIA
015 E04AA36 X
015 A00AA37 BANK OF IRELAND
015 B00AA37 S
015 C01AA37 UNKNOWN
015 D01AA37 IRELAND
015 E04AA37 X
015 A00AA38 BANK HAPOALIM B.M.
015 B00AA38 S
015 C01AA38 UNKNOWN
015 D01AA38 ISRAEL
015 E04AA38 X
015 A00AA39 BANQUE PARIBAS
015 B00AA39 S
015 C01AA39 UNKNOWN
015 D01AA39 ITALY
015 E04AA39 X
015 A00AA40 SOCIETE GENERALE DE BANQUES EN COTE D'IVOIRE
015 B00AA40 S
015 C01AA40 UNKNOWN
015 D01AA40 IVORY COAST
015 E04AA40 X
015 A00AA41 SCOTIABANK JAMAICA TRUST & MERCHANT BANK LTD
015 B00AA41 S
015 C01AA41 UNKNOWN
015 D01AA41 JAMAICA
015 E04AA41 X
015 A00AA42 THE DAIWA BANK, LIMITED
015 B00AA42 S
015 C01AA42 UNKNOWN
015 D01AA42 JAPAN
015 E04AA42 X
015 A00AA43 THE FUJI BANK, LIMITED
015 B00AA43 S
015 C01AA43 UNKNOWN
015 D01AA43 JAPAN
015 E04AA43 X
015 A00AA44 THE BRITISH BANK OF THE MIDDLE EAST
<PAGE> PAGE 7
015 B00AA44 S
015 C01AA44 UNKNOWN
015 D01AA44 JORDAN
015 E04AA44 X
015 A00AA45 BARCLAYS BANK OF KENYA LTD
015 B00AA45 S
015 C01AA45 UNKNOWN
015 D01AA45 KENYA
015 E04AA45 X
015 A00AA46 HONG KONG & SHANGHAI BANKING CORP. LTD.
015 B00AA46 S
015 C01AA46 UNKNOWN
015 D01AA46 REPUBLIC OF KOREA
015 E04AA46 X
015 A00AA47 JSC HANSABANK-LATVIJA
015 B00AA47 S
015 C01AA47 UNKNOWN
015 D01AA47 LATVIA
015 E04AA47 X
015 A00AA48 THE BRITISH BANK OF THE MIDDLE EAST
015 B00AA48 S
015 C01AA48 UNKNOWN
015 D01AA48 LEBANON
015 E04AA48 X
015 A00AA49 VILNIAUS BANKAS AB
015 B00AA49 S
015 C01AA49 UNKNOWN
015 D01AA49 LITHUANIA
015 E04AA49 X
015 A00AA50 STANDARD CHARTERED BANK MALAYSIA BERHAD
015 B00AA50 S
015 C01AA50 UNKNOWN
015 D01AA50 MALAYSIA
015 E04AA50 X
015 A00AA51 THE HONGKONG AND SHANGHAI BANKING CORP. LTD.
015 B00AA51 S
015 C01AA51 UNKNOWN
015 D01AA51 MAURITIUS
015 E04AA51 X
015 A00AA52 CITIBANK MEXICO, S.A.
015 B00AA52 S
015 C01AA52 UNKNOWN
015 D01AA52 MEXICO
015 E04AA52 X
015 A00AA53 BANQUE COMMERCIALE DU MAROC
015 B00AA53 S
015 C01AA53 UNKNOWN
015 D01AA53 MOROCCO
015 E04AA53 X
015 A00AA54 MEESPIERSON N.V.
015 B00AA54 S
<PAGE> PAGE 8
015 C01AA54 UNKNOWN
015 D01AA54 NETHERLANDS
015 E04AA54 X
015 A00AA55 ANZ BANKING GROUP (NEW ZEALAND) LIMITED
015 B00AA55 S
015 C01AA55 UNKNOWN
015 D01AA55 NEW ZEALAND
015 E04AA55 X
015 A00AA56 CHRISTIANIA BANK OG KREDITKASSE
015 B00AA56 S
015 C01AA56 UNKNOWN
015 D01AA56 NORWAY
015 E04AA56 X
015 A00AA57 CESKOSLOVENSKA' OBCHODNA' BANKA A.S.
015 B00AA57 S
015 C01AA57 UNKNOWN
015 D01AA57 SLOVAK REPUBLIC
015 E04AA57 X
015 A00AA58 THE BRITISH BANK OF THE MIDDLE EAST
015 B00AA58 S
015 C01AA58 UNKNOWN
015 D01AA58 OMAN
015 E04AA58 X
015 A00AA59 DEUTSCHE BANK AG
015 B00AA59 S
015 C01AA59 UNKNOWN
015 D01AA59 PAKISTAN
015 E04AA59 X
015 A00AA60 CITIBANK, N.A.
015 B00AA60 S
015 C01AA60 UNKNOWN
015 D01AA60 PERU
015 E04AA60 X
015 A00AA61 STANDARD CHARTERED BANK
015 B00AA61 S
015 C01AA61 UNKNOWN
015 D01AA61 PHILIPPINES
015 E04AA61 X
015 A00AA62 EUROCLEAR-STATE STREET LONDON LTD.
015 B00AA62 S
015 C01AA62 UNKNOWN
015 D01AA62 BELGIUM
015 E04AA62 X
015 A00AA63 CEDEL, S.A.-STATE STREET LONDON LTD.
015 B00AA63 S
015 C01AA63 UNKNOWN
015 D01AA63 LUXEMBERG
015 E04AA63 X
015 A00AA64 CITIBANK POLAND S.A.
015 B00AA64 S
015 C01AA64 UNKNOWN
<PAGE> PAGE 9
015 D01AA64 POLAND
015 E04AA64 X
015 A00AA65 BANK POLSKA KASA OPIEKI, S.A.
015 B00AA65 S
015 C01AA65 UNKNOWN
015 D01AA65 POLAND
015 E04AA65 X
015 A00AA66 BANCO COMERCIAL PORTUGUES
015 B00AA66 S
015 C01AA66 UNKNOWN
015 D01AA66 PORTUGAL
015 E04AA66 X
015 A00AA67 ING BANK N.V.
015 B00AA67 S
015 C01AA67 UNKNOWN
015 D01AA67 ROMANIA
015 E04AA67 X
015 A00AA68 CREDIT SUISSE FIRST BOSTON, AO, MOSCOW
015 B00AA68 S
015 C01AA68 UNKNOWN
015 D01AA68 RUSSIA
015 E04AA68 X
015 A00AA69 THE DEVELOPMENT BANK OF SINGAPORE LTD.
015 B00AA69 S
015 C01AA69 UNKNOWN
015 D01AA69 SINGAPORE
015 E04AA69 X
015 A00AA70 BANK AUSTRIA D.D.
015 B00AA70 S
015 C01AA70 UNKNOWN
015 D01AA70 SLOVENIA
015 E04AA70 X
015 A00AA71 THE HONGKONG AND SHANGHAI BANKING CORP. LTD
015 B00AA71 S
015 C01AA71 UNKNOWN
015 D01AA71 SRI LANKA
015 E04AA71 X
015 A00AA72 STANDARD BANK OF SWAZILAND LIMITED
015 B00AA72 S
015 C01AA72 UNKNOWN
015 D01AA72 SWAZILAND
015 E04AA72 X
015 A00AA73 SKANDINAVISKA ENSKILDA BANKEN
015 B00AA73 S
015 C01AA73 UNKNOWN
015 D01AA73 SWEDEN
015 E04AA73 X
015 A00AA74 UBS, AG
015 B00AA74 S
015 C01AA74 UNKNOWN
015 D01AA74 SWITZERLAND
<PAGE> PAGE 10
015 E04AA74 X
015 A00AA75 CENTRAL TRUST OF CHINA
015 B00AA75 S
015 C01AA75 UNKNOWN
015 D01AA75 TAIWAN-R.O.C.
015 E04AA75 X
015 A00AA76 STANDARD CHARTERED BANK
015 B00AA76 S
015 C01AA76 UNKNOWN
015 D01AA76 THAILAND
015 E04AA76 X
015 A00AA77 REPUBLIC BANK LIMITED
015 B00AA77 S
015 C01AA77 UNKNOWN
015 D01AA77 TRINIDAD & TOBAGO
015 E04AA77 X
015 A00AA78 BANQUE INTERNATIONALE ARABE DE TUNISIC
015 B00AA78 S
015 C01AA78 UNKNOWN
015 D01AA78 TUNISIA
015 E04AA78 X
015 A00AA79 CITIBANK, N.A.
015 B00AA79 S
015 C01AA79 UNKNOWN
015 D01AA79 TURKEY
015 E04AA79 X
015 A00AA80 OTTOMAN BANK
015 B00AA80 S
015 C01AA80 UNKNOWN
015 D01AA80 TURKEY
015 E04AA80 X
015 A00AA81 ING BANK, UKRAINE
015 B00AA81 S
015 C01AA81 UNKNOWN
015 D01AA81 UKRAINE
015 E04AA81 X
015 A00AA82 STATE STREET BANK AND TRUST COMPANY, LONDON B
015 B00AA82 S
015 C01AA82 UNKNOWN
015 D01AA82 UNITED KINGDOM
015 E04AA82 X
015 A00AA83 CITIBANK, N.A.
015 B00AA83 S
015 C01AA83 UNKNOWN
015 D01AA83 URUGUAY
015 E04AA83 X
015 A00AA84 CITIBANK, N.A.
015 B00AA84 S
015 C01AA84 UNKNOWN
015 D01AA84 VENEZUELA
015 E04AA84 X
<PAGE> PAGE 11
015 A00AA85 BARCLAYS BANK OF ZAMBIA LIMITED
015 B00AA85 S
015 C01AA85 UNKNOWN
015 D01AA85 ZAMBIA
015 E04AA85 X
015 A00AA86 BARCLAYS BANK OF ZIMBABWE LTD.
015 B00AA86 S
015 C01AA86 UNKNOWN
015 D01AA86 ZIMBABWE
015 E04AA86 X
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 42
019 C00AA00 USAAINVMCO
020 A000001 MORGAN STANLEY & CO. INC.
020 B000001 13-2655998
020 C000001 18
020 A000002 CREDIT SUISSE FIRST BOSTON CORP.
020 B000002 13-5659485
020 C000002 16
020 A000003 PAINE WEBBER, INC.
020 B000003 13-2638166
020 C000003 15
020 A000004 USAA INVESTMENT MANAGEMENT CO.
020 B000004 74-1664189
020 C000004 13
020 A000005 BRIDGE TRADING COMPANY
020 B000005 43-1450530
020 C000005 12
020 A000006 ABN AMRO, INC.
020 B000006 13-3227945
020 C000006 10
020 A000007 GOLDMAN, SACHS & COMPANY
020 B000007 13-5108880
020 C000007 10
020 A000008 BEAR, STEARNS & COMPANY, INC.
020 B000008 13-3299429
020 C000008 9
020 A000009 THOMSON INSTITUTIONAL SERVICES, INC.
020 B000009 13-3566424
020 C000009 8
020 A000010 DONALDSON, LUFKIN & JENRETTE SECURITIES CORP.
020 B000010 13-2741729
020 C000010 8
021 000000 251
022 A000001 PRUDENTIAL SECURITIES, INC.
022 B000001 22-2347336
022 C000001 711934
022 D000001 992
022 A000002 CHASE SECURITIES, INC.
022 B000002 13-3112953
<PAGE> PAGE 12
022 C000002 585644
022 D000002 0
022 A000003 FIRST CHICAGO CAPITAL MARKETS, INC.
022 B000003 36-3595942
022 C000003 530092
022 D000003 0
022 A000004 MERRILL LYNCH, PIERCE, FENNER & SMITH, INC.
022 B000004 13-5674085
022 C000004 367185
022 D000004 6775
022 A000005 GOLDMAN, SACHS & CO.
022 B000005 13-5108880
022 C000005 182724
022 D000005 5349
022 A000006 CREDIT SUISSE FIRST BOSTON CORP.
022 B000006 13-5659485
022 C000006 78782
022 D000006 6685
022 A000007 LEHMAN BROTHERS, INC.
022 B000007 13-2518466
022 C000007 72670
022 D000007 5693
022 A000008 MORGAN STANLEY & CO., INC.
022 B000008 13-2655998
022 C000008 50430
022 D000008 2209
022 A000009 ASSOCIATES CORPORATION OF NORTH AMERICA
022 B000009 74-1494554
022 C000009 51538
022 D000009 0
022 A000010 PRUDENTIAL FUNDING, INC.
022 C000010 37691
022 D000010 0
023 C000000 2832291
023 D000000 61089
026 A000000 N
026 B000000 Y
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 Y
026 G010000 N
026 G020000 N
026 H000000 N
027 000000 Y
029 00AA00 N
030 A00AA00 0
030 B00AA00 0.00
030 C00AA00 0.00
031 A00AA00 0
031 B00AA00 0
<PAGE> PAGE 13
032 00AA00 0
033 00AA00 0
034 00AA00 N
035 00AA00 0
036 B00AA00 0
037 00AA00 N
038 00AA00 0
039 00AA00 N
040 00AA00 N
041 00AA00 N
049 00AA00 N
050 00AA00 N
051 00AA00 N
052 00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 Y
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 N
055 A00AA00 N
055 B00AA00 N
056 00AA00 Y
057 00AA00 N
058 A00AA00 N
059 00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061 00AA00 0
077 A000000 Y
077 B000000 Y
080 A00AA00 AETNA CASUALTY AND SURETY COMPANY
080 C00AA00 9000
081 A00AA00 Y
081 B00AA00 35
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
<PAGE> PAGE 14
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
024 000100 N
025 A000101 GENERAL MOTORS ACCEPTANCE CORP
025 C000101 D
025 D000101 683
025 D000102 0
025 D000103 0
025 D000104 0
025 D000105 0
025 D000106 0
025 D000107 0
025 D000108 0
025 D000109 0
025 D000110 0
025 D000111 0
025 D000112 0
025 D000113 0
025 D000114 0
025 D000115 0
025 D000116 0
028 A010100 1793
028 A020100 75
028 A030100 0
028 A040100 1789
028 B010100 2683
028 B020100 79
028 B030100 0
028 B040100 1370
028 C010100 2064
028 C020100 75
028 C030100 0
028 C040100 3442
028 D010100 4432
028 D020100 75
028 D030100 0
028 D040100 886
028 E010100 1293
028 E020100 84
028 E030100 0
028 E040100 3398
028 F010100 3564
028 F020100 86
028 F030100 0
028 F040100 586
028 G010100 15829
028 G020100 474
028 G030100 0
028 G040100 11471
<PAGE> PAGE 15
028 H000100 0
042 A000100 0
042 B000100 0
042 C000100 0
042 D000100 0
042 E000100 0
042 F000100 0
042 G000100 0
042 H000100 0
043 000100 0
044 000100 0
045 000100 Y
046 000100 N
047 000100 Y
048 000100 0.200
048 A010100 0
048 A020100 0.000
048 B010100 0
048 B020100 0.000
048 C010100 0
048 C020100 0.000
048 D010100 0
048 D020100 0.000
048 E010100 0
048 E020100 0.000
048 F010100 0
048 F020100 0.000
048 G010100 0
048 G020100 0.000
048 H010100 0
048 H020100 0.000
048 I010100 0
048 I020100 0.000
048 J010100 0
048 J020100 0.000
048 K010100 0
048 K020100 0.000
062 A000100 Y
062 B000100 0.0
062 C000100 28.7
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 46.7
062 J000100 0.0
062 K000100 0.0
062 L000100 23.9
062 M000100 0.0
062 N000100 0.0
<PAGE> PAGE 16
062 O000100 0.0
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
063 A000100 14
063 B000100 0.0
064 A000100 Y
064 B000100 N
066 A000100 N
067 000100 N
068 A000100 N
068 B000100 N
069 000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 Y
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 Y
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 0
071 B000100 0
<PAGE> PAGE 17
071 C000100 0
071 D000100 0
072 A000100 12
072 B000100 1007
072 C000100 0
072 D000100 0
072 E000100 0
072 F000100 37
072 G000100 0
072 H000100 0
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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SIGNATURE EDWIN L. ROSANE
TITLE PRESIDENT & CEO
<TABLE> <S> <C>
<PAGE>
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<SERIES>
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<NAME> LIFE MONEY MARKET FUND
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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 6
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<NAME> LIFE GROWTH AND INCOME FUND
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<TABLE> <S> <C>
<PAGE>
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<NAME> LIFE WORLD GROWTH FUND
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