<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 2000
SEMI- ANNUAL REPORT AND IS QUALIFIED IN TIS ENTIRETY BY REFERENCE TO SUCH SEMI-
ANNUAL REPORT.
</LEGEND>
<SERIES>
<NUMBER> 10
<NAME> EMERGING MARKETS FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-01-1999
<PERIOD-END> APR-30-2000
<INVESTMENTS-AT-COST> 29,687,412
<INVESTMENTS-AT-VALUE> 29,953,528
<RECEIVABLES> 123,684
<ASSETS-OTHER> 73,531
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 30,150,743
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 75,301
<TOTAL-LIABILITIES> 75,301
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 26,105,897
<SHARES-COMMON-STOCK> 2,589,982
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> (12,163)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 3,717,209
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 264,499
<NET-ASSETS> 30,075,442
<DIVIDEND-INCOME> 213,295
<INTEREST-INCOME> 50,575
<OTHER-INCOME> 0
<EXPENSES-NET> 276,033
<NET-INVESTMENT-INCOME> (12,163)
<REALIZED-GAINS-CURRENT> 3,717,209
<APPREC-INCREASE-CURRENT> 264,499
<NET-CHANGE-FROM-OPS> 3,969,545
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,592,545
<NUMBER-OF-SHARES-REDEEMED> 2,563
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 30,075,442
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 187,448
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 307,147
<AVERAGE-NET-ASSETS> 30,513,717
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 1.61
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.61
<EXPENSE-RATIO> 1.75
</TABLE>
