SUPPLEMENT DATED MARCH 1, 1996
TO
PROSPECTUS DATED DECEMBER 29, 1995
PANORAMA PREMIER
INDIVIDUAL DEFERRED VARIABLE ANNUITY CONTRACTS
WITH FLEXIBLE PURCHASE PAYMENTS
ISSUED BY
C.M. MULTI-ACCOUNT A AND
C.M. LIFE INSURANCE COMPANY
As a result of the March 1, 1996 merger of Connecticut Mutual Life
Insurance Company with Massachusetts Mutual Life Insurance Company
("MassMutual"), C.M. Life Insurance Company ("C.M. Life") has become a
wholly-owned subsidiary of Massachusetts Mutual Life Insurance Company
("MassMutual"). The C.M. Multi-Account A ("Account A") remains unchanged by
the merger; C.M. Life continues as the depositor for Account A.
Coincident with the merger, the adviser of the Connecticut Mutual
Financial Services Series Fund I, Inc. ("CMFS Series Fund I"), one of the
underlying investment funds of Account I, has changed from G.R. Phelps &
Company, Inc. to OppenheimerFunds, Inc., ("Oppenheimer"), an indirect
subsidiary of MassMutual. BEA Associates and Pilgrim, Baxter & Associates,
Ltd. are continuing to serve as subadvisor to certain portfolios of the CMFS
Series Fund I. Babson-Stewart Ivory International, an affiliate of
Oppenheimer and MassMutual, has replaced Scudder, Stevens & Clark, Inc. as
subadvisor to the International Equity Portfolio of CMFS Series Fund I.
Beginning March 1, 1996, MML Investors Services, Inc. ("MMLISI"), 1414
Main Street, Springfield MA 01144-1013, a wholly-owned subsidiary of
MassMutual, is acting as co-underwriter and distributor of the Policies.
MMLISI is registered with the Securities and Exchange Commission (the
"Commission") as a broker-dealer and is a member of the National Association
of Securities Dealers, Inc.
