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December 5, 1997
The information below supplements C.M. Life Insurance Company's Panorama Premier
Prospectus dated May 1, 1997. Please place this supplement with your prospectus
and retain it for future reference.
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PANORAMA PREMIER
Supplement dated December 5, 1997
to the Prospectus dated May 1, 1997
The Panorama Premier Prospectus is amended as follows:
1. The first sentence in the second paragraph on page 1 is revised to state the
following: Purchase Payments for the Contracts will be allocated as
specified by the Contract Holder, to the Fixed Account (subject to state
availability) and/or to a separate account designated C.M. Multi-Account A
(the "Separate Account") of C.M. Life Insurance Company (the "Company").
2. The first sentence under the paragraph captioned "The Fixed Account" on page
11 is revised to state the following: The Fixed Account (subject to state
availability) is an investment option within the General Account of the
Company.
3. The third sentence under the paragraph captioned "Annuity Option E - Period
Certain" on page 22 is revised to state the following: If the Contract Owner
does not desire payments to continue for the remainder of the guaranteed
period, he/she may elect to have the present value of the remaining payments
commuted and paid in a lump sum or as an Annuity Option purchased at the
date of such election (subject to state availability).
December 5, 1997
