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October 1, 1999
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: C.M. Life Insurance Company
C.M. Multi-Account A (Panorama Passage Segment)
File No. 333-80991
Dear Commissioners:
On behalf of C.M. Life Insurance Company (the "Company") and C.M. Multi-Account
A - Panorama Passage Segment (the "Separate Account"), I am filing a
certification pursuant to paragraph (j) of Rule 497 under the Securities Act of
1933. In this regard, I certify that the form of prospectus and Statement of
Additional Information ("SAI") for certain deferred variable annuity contracts
offered by the Company through the Separate Account otherwise required to be
filed under paragraph (c) of Rule 497 would not have differed from the form of
prospectus and SAI contained in pre-effective amendment number 1 to the Form N-4
registration statement for the Separate Account that was filed electronically
with the Securities and Exchange Commission on or about September 20, 1999.
Sincerely,
/s/ James M. Rodolakis
James M. Rodolakis
Counsel
