<PAGE>
Amendment to Schedule A to Participation Agreement
Among
Variable Insurance Products Fund,
Fidelity Distributors Corporation,
and
Allmerica Financial Life Insurance and Annuity Company
WHEREAS, Allmerica Financial Life Insurance and Annuity Company (formerly known
as SMA Life Assurance Company), Variable Insurance Products Fund and Fidelity
Distributors Corporation entered into a Participation Agreement on May 1, 1991
("Participation Agreement"); and
WHEREAS, the parties desire to amend the Participation Agreement and restate in
its entirety Schedule A by mutual written consent;
NOW, THEREFORE, the parties do hereby agree to replace Schedule A to the
Participation Agreement and any amendments thereto with the attached Schedule A
dated as of August 1, 2000.
All terms and conditions of the Participation Agreement and Schedules thereto
shall continue in full force and effect except as modified hereby.
In witness whereof, each of the parties has caused this agreement to be executed
in its name and on its behalf by its duly authorized representative as of the
date specified below.
ALLMERICA FINANCIAL LIFE INSURANCE
AND ANNUITY COMPANY
By: _/s/ Richard M. Reilly___________
Name: ___Richard M. Reilly __________
Title: ___ President______________
Date: ___July 19, 2000_______________
<TABLE>
<CAPTION>
VARIABLE INSURANCE FIDELITY DISTRIBUTORS
PRODUCTS FUND CORPORATION
<S> <C>
By: _/s/ Robert C. Pozen___________ By: __/s/ Kevin J. Kelly____________
Name: ___ Robert C. Pozen ___________ Name: ____Kevin J. Kelly ____________
Title: ____Senior Vice President_______ Title: ____Vice President____________
Date: ____July 25, 2000_____________ Date: ____July 25, 2000 ___
</TABLE>
<PAGE>
Schedule A
Separate Accounts and Associated Contracts
<TABLE>
<CAPTION>
Name of Separate Account Contract Name and Form Numbers Registration Numbers
and Date Established by Board by Separate Account of Contracts
of Directors ------------------- ------------
------------
<S> <C> <C>
VEL Vari-Exceptional Life '87 33-14672
(Variable Life) Policy Form 1018-87 811-5183
4/2/87
Vari-Exceptional Life '91 33-90320
Policy Form 1018-91 811-5183
Vari-Exceptional Life Plus 33-42687
Policy Forms 1023-91; 1023-92 811-5183
VEL II Vari-Exceptional Life '93 33-57792
(Variable Life) Policy Form 1018-93 811-7466
1/21/93
VEL III Allmerica Estate Optimizer 333-58385
(Variable Life) Policy Form 1030-96 811-8857
6/13/96
Inheiritage Inheiritage 33-70948
(Variable Life) Policy Form 1026-94 811-8120
9/15/93
Group VEL Group Vari-Exceptional Life 33-82658
(Variable Life) Policy Form 1029-94 811-8704
11/22/93
VA-K Allmerica ExecAnnuityPlus 33-39702
(Annuity) Policy Form A3018-91; A3021-93 811-6293
11/1/90
Allmerica Advantage 33-39702
Policy Form A3025-96 811-6293
Allmerica Immediate Advantage 333-81861
Policy Form A3029-99 811-6293
Allmerica Ultimate Advantage 333-38274
Policy Form A3033-00 811-6293
Allmerica Select Allmerica Select Resource 33-47216
(Annuity) Policy Form A3020-94GRC 811-6632
3/5/92
Allmerica Select Resource II 33-47216
Policy Form A3025-96 811-6632
Allmerica Select Charter 333-63093
Policy Form A3027-98 811-6632
Allmerica Select Reward 333-78245
Policy Form A3028-99 811-6632
2
<PAGE>
Allmerica Select Allmerica Select Life 33-83604
Separate Account II Policy Form 1027-95 811-8746
(Variable Life)
10/12/93
Allmerica Select Allmerica Select SPL 333-58551
Separate Account III Policy Form 1030-96 811-8859
(Variable Life)
6/13/96
Separate Account IMO Allmerica VUL 2001 333-84879
(Variable Life) 811-09529
6/13/96
Select VUL 2001 333-84879
811-09529
Agency VUL 2001 333-84879
811-09529
VUL 2001 Survivorship 333-90995
811-09529
</TABLE>
3
