<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000928484
<NAME> Greater Rome Bancshares, Inc.
<MULTIPLIER> 1
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 2,341,158
<INT-BEARING-DEPOSITS> 863,992
<FED-FUNDS-SOLD> 4,190,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 16,676,620
<INVESTMENTS-CARRYING> 1,879,510
<INVESTMENTS-MARKET> 0
<LOANS> 68,677,359
<ALLOWANCE> 811,566
<TOTAL-ASSETS> 101,049,252
<DEPOSITS> 80,283,400
<SHORT-TERM> 1,500,000
<LIABILITIES-OTHER> 562,841
<LONG-TERM> 10,850,000
0
0
<COMMON> 7,003
<OTHER-SE> 7,846,008
<TOTAL-LIABILITIES-AND-EQUITY> 7,853,011
<INTEREST-LOAN> 4,379,108
<INTEREST-INVEST> 780,337
<INTEREST-OTHER> 165,920
<INTEREST-TOTAL> 5,325,365
<INTEREST-DEPOSIT> 2,331,380
<INTEREST-EXPENSE> 2,818,909
<INTEREST-INCOME-NET> 2,506,456
<LOAN-LOSSES> 166,155
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,900,495
<INCOME-PRETAX> 755,339
<INCOME-PRE-EXTRAORDINARY> 755,339
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 530,746
<EPS-BASIC> 00.76
<EPS-DILUTED> 00.72
<YIELD-ACTUAL> 04.18
<LOANS-NON> 279,265
<LOANS-PAST> 0
<LOANS-TROUBLED> 102,037
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 684,131
<CHARGE-OFFS> 61,793
<RECOVERIES> 23,073
<ALLOWANCE-CLOSE> 811,566
<ALLOWANCE-DOMESTIC> 811,566
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>