PVF CAPITAL CORP, 10-K405, EX-23, 2000-09-26

PVF CAPITAL CORP
10-K405, EX-23, 2000-09-26
SAVINGS INSTITUTION, FEDERALLY CHARTERED

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                                                                      EXHIBIT 23





The Board of Directors
PVF Capital Corp:



We consent to incorporation by reference in the registration statements (No.
33-97450 and No. 33-86116) on Form S-8 of PVF Capital Corp. of our report dated
August 2, 2000, relating to the consolidated statements of financial condition
of PVF Capital Corp. and subsidiaries as of June 30, 2000 and 1999, and the
related consolidated statements of operations, stockholders' equity, and cash
flows for each of the years in the three-year period ended June 30, 2000, which
report appears in the June 30, 2000, Annual Report on Form 10-K of PVF Capital
Corp.



/s/ KPMG LLP


Cleveland, Ohio
September 26, 2000