CIRCUIT CITY CREDIT CARD MASTER TRUST
8-K, 2001-01-16
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                     Pursuant to Section 13 or 15(d) of the

                         Securities Exchange Act of 1934

                        Date of Report: January 16, 2001

                      CIRCUIT CITY CREDIT CARD MASTER TRUST

             (Exact name of registrant as specified in its charter)


    United States                     0-26172                   58-1897792
    -------------                     -------                   ----------
   (State or other                  (Commission                (IRS Employer
    jurisdiction                     File No.)               Identification No.)
   of incorporation)

225 Chastain Meadows Court, Kennesaw, Georgia                      30144
---------------------------------------------                      -----
  (Address of principal executive offices)                       (Zip Code)

        Registrant's telephone number, including area code: 770-423-7900

Item 5              Other Events.
                    -------------

                    The registrant distributed the Certificateholders  Statement
                    for  the  month  of  December  2000  to  the  Series  1996-1
                    Certificateholders on January 16, 2001.

                    The registrant distributed the Certificateholders  Statement
                    for  the  month  of  December  2000  to  the  Series  2000-1
                    Certificateholders on January 16, 2001.

                    The registrant distributed the Certificateholders  Statement
                    for  the  month  of  December  2000  to  the  Series  2000-2
                    Certificateholders on January 16, 2001.


                                      - 1 -





Item 7(c).          Exhibits.
                    ---------

                    The  following  is filed as an exhibit to this report  under
                    Exhibit 28:

          99.1      Series 1996-1 Certificateholders  Statement for the month of
                    December 2000.

          99.2      Series 2000-1 Certificateholders  Statement for the month of
                    December 2000.

          99.3      Series 2000-2 Certificateholders  Statement for the month of
                    December 2000.



                                    Signature

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                 CIRCUIT CITY CREDIT CARD
                                 MASTER TRUST


                                 By:       FIRST NORTH AMERICAN
                                           NATIONAL BANK, as
                                           Transferor and Servicer

                                 By:
                                           Michael T. Chalifoux
                                           Chairman of the Board

Date:      January 16, 2001

                                       -2-














                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    EXHIBITS

                                       TO

                                    FORM 8-K

                      CIRCUIT CITY CREDIT CARD MASTER TRUST






                                INDEX TO EXHIBITS

         Exhibit
         Number                       Exhibit

          99.1      Series 1996-1 Certificateholders  Statement for the month of
                    December 2000.


          99.2      Series 2000-1 Certificateholders  Statement for the month of
                    December 2000.


          99.3      Series 2000-2 Certificateholders  Statement for the month of
                    December 2000.




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