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EXHIBIT 23
CONSENT OF INDEPENDENT AUDITOR
The Administrative Committee of the
PAULA Financial and Subsidiaries
401(K) Retirement Savings Plan:
I consent to the incorporation by reference in the registration statements
(No. 333-42627 and No. 333-45517) on Form S-8 of PAULA Financial and
Subsidiaries of my report dated June 9, 2000, relating to the statements of
net assets available for plan benefits of PAULA Financial and Subsidiaries
401(K) Retirement Savings Plan as of December 31, 1999 and 1998, and the
related statement of changes in net assets available for plan benefits for the
year ended December 31, 1999, and all related schedules, which report appears
in the December 31, 1999, annual report on Form 11-K of PAULA Financial and
Subsidiaries 401(K) Retirement Savings Plan.
/s/ Peter T. Manahan
Certified Public Accountant
Pasadena, California
June 23, 2000
