FIRST CITICORP LIFE VARIABLE ANNUITY SEPARATE ACCOUNT
497, 2000-01-07
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(First Citicorp Life Insurance Company Letterhead)

January 7, 2000

Please address all correspondence pertaining to this matter to:
Eric S. Miller, Citicorp Insurance Group, P.O. Box 7031, Dover, DE 19903




VIA EDGARLINK


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549


RE:	First Citicorp Life Insurance Company
	First Citicorp Life Variable Annuity Separate Account
	File No. 333-71377


Dear Commissioners:

On behalf of First Citicorp Life Insurance Company (the "Company") and First
Citicorp Life Variable Annuity Separate Account (the "Account"), we are
transmitting for filing under Rule 497(e) of the Securities Act of 1933, a
supplement to the form of Prospectus dated May 1, 1999 as supplemented
September 24, 1999, used after the effective date of the registration
statement on Form N-4 for the CitiElite product, offered by the Company
through the Account.

If you have any questions, please contact the undersigned at (302) 672-5033.

Sincerely,

/s/ Eric S. Miller

Eric S. Miller

<PAGE>
SUPPLEMENT DATED JANUARY 7, 2000, 1999 TO PROSPECTUS DATED MAY 1, 1999 AS
SUPPLEMENTED SEPTEMBER 24, 1999

CitiElite Variable Annuity

The following information supplements the Prospectus Dated May 1, 1999 for
the First Citicorp Life Variable Annuity Separate Account as supplemented
September 24, 1999.  Keep this supplement with the CitiElite Annuity
Prospectus for future reference.

Effective immediately, the Smith Barney Concert Investment Series Select
Emerging Growth Portfolio has been retitled the Smith Barney Concert
Investment Series Select Small Cap Portfolio.  The Portfolio's
investment policy of investing in the common stocks of both small and
medium size companies has changed to investing in the stocks of small cap
companies.  Also, the Portfolio's investment policy of investing in companies
that have market capitalizations in the lowest 25% of all publicly traded U.S.
companies has changed to investing in companies that have market
capitalizations in the lowest 20% of all publicly traded U.S. companies.  The
Portfolio's investment objective will remain unchanged and the Portfolio will
continue to seek capital appreciation.







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