ALLMERICA SELECT SEP ACCT II OF ALLMERICA FIN LIFE INS CO
497, 1998-06-02
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               ALLMERICA  FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY
                                     SUPPLEMENT 
                          TO PROSPECTUSES DATED MAY 1, 1998

                         The Inheiritage Account (Select) and
                         Allmerica Select Separate Account II



The management fee table under the section Investment Advisory Services To The
Trust is amended to change the management fee structure for the Select Growth
Fund as follows:

                           First $250 Million.........0.85%
                           Next $250 Million..........0.80%
                           Next $250 Million..........0.70%
                           Over $750 Million..........0.70%



                   AMENDMENT TO DIRECTORS AND OFFICERS

Effective May 8, 1998, Robert P. Restrepo, Jr. has joined First Allmerica
Financial Life Insurance Company as a Director and Vice President.  Mr. Restrepo
most recently served as Chief Executive Officer, Personal Lines, for Travelers
Property & Casualty Group, Hartford, Connecticut from 1996 till May, 1998.  He
also previously served at Aetna Life & Casualty Company, Hartford, Connecticut
for over 25 years, most recently as Senior Vice President, Personal Lines,
1994-1996; Senior Vice President, Homeowner's Insurance, 1993-1994; and Vice
President, Sales 1991-1993.  Mr. Restrepo is also a Director of Allmerica
Financial Life Insurance and Annuity Company.



Dated:  June 1, 1998

                                          



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