TRAVELERS LIFE & ANNUITY CO
S-2, EX-24.B, 2000-11-07
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<PAGE>   1


                                                                  Exhibit 24(b)

                       REGISTERED FIXED ACCOUNT OPTION


                              POWER OF ATTORNEY



     KNOW ALL MEN BY THESE PRESENTS:


     That I, GEORGE C. KOKULIS of Simsbury, Connecticut, Director, President
and Chief Executive Officer of The Travelers Life and Annuity Company
(hereafter the "Company"), do hereby make, constitute and appoint ERNEST J.
WRIGHT, Secretary of said Company, and KATHLEEN A. McGAH, Assistant Secretary
of said Company, or either one of them acting alone, my true and lawful
attorney-in-fact, for me, and in my name, place and stead, to sign
registration statements on behalf of said Company on Form S-2 or other
appropriate form under the Securities Act of 1933 for certain fixed annuity
contracts to be offered by The Travelers Life and Annuity Company, and
further, to sign any and all amendments thereto, including post-effective
amendments, that may be filed by the Company on behalf of said registrant.

     IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of November,
2000.


                                 /s/George C. Kokulis
                                 Director President and Chief Executive Officer
                                 The Travelers Life and Annuity Company


<PAGE>   2


                       REGISTERED FIXED ACCOUNT OPTION


                              POWER OF ATTORNEY



     KNOW ALL MEN BY THESE PRESENTS:


     That I, GLENN D. LAMMEY of Simsbury, Connecticut, Director, Chief
Financial Officer, Chief Accounting Officer and Controller of The Travelers
Life and Annuity Company (hereafter the "Company"), do hereby make, constitute
and appoint ERNEST J. WRIGHT, Secretary of said Company, and KATHLEEN A.
McGAH, Assistant Secretary of said Company, or either one of them acting
alone, my true and lawful attorney-in-fact, for me, and in my name, place and
stead, to sign registration statements on behalf of said Company on Form S-2
or other appropriate form under the Securities Act of 1933 for certain fixed
annuity contracts to be offered by The Travelers Life and Annuity Company, and
further, to sign any and all amendments thereto, including post-effective
amendments, that may be filed by the Company on behalf of said registrant.

     IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of November,
2000.


                                        /s/Glenn D. Lammey
                                        Director, Chief Financial Officer
                                        Chief Accounting Officer and Controller
                                        The Travelers Life and Annuity Company


<PAGE>   3


                       REGISTERED FIXED ACCOUNT OPTION


                              POWER OF ATTORNEY



     KNOW ALL MEN BY THESE PRESENTS:


     That I, MARLA BERMAN LEWITUS of Marlborough, Massachusetts, a Director of
The Travelers Life and Annuity Company (hereafter the "Company"), do hereby
make, constitute and appoint ERNEST J. WRIGHT, Secretary of said Company, and
KATHLEEN A. McGAH, Assistant Secretary of said Company, or either one of them
acting alone, my true and lawful attorney-in-fact, for me, and in my name,
place and stead, to sign registration statements on behalf of said Company on
Form S-2 or other appropriate form under the Securities Act of 1933 for
certain fixed annuity contracts to be offered by The Travelers Life and
Annuity Company, and further, to sign any and all amendments thereto,
including post-effective amendments, that may be filed by the Company on
behalf of said registrant.

     IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of November,
2000.


                                         /s/ Marla Berman Lewitus
                                         Director
                                         The Travelers Life and Annuity Company


<PAGE>   4


                       REGISTERED FIXED ACCOUNT OPTION


                              POWER OF ATTORNEY



     KNOW ALL MEN BY THESE PRESENTS:


     That I, KATHERINE M. SULLIVAN of Longmeadow, Massachusetts, a Director of
The Travelers Life and Annuity Company (hereafter the "Company"), do hereby
make, constitute and appoint ERNEST J. WRIGHT, Secretary of said Company, and
KATHLEEN A. McGAH, Assistant Secretary of said Company, or either one of them
acting alone, my true and lawful attorney-in-fact, for me, and in my name,
place and stead, to sign registration statements on behalf of said Company on
Form S-2 or other appropriate form under the Securities Act of 1933 for
certain fixed annuity contracts to be offered by The Travelers Life and
Annuity Company, and further, to sign any and all amendments thereto,
including post-effective amendments, that may be filed by the Company on
behalf of said registrant.

     IN WITNESS WHEREOF, I have hereunto set my hand this 3rd day of November,
2000.

                                         /s/Katherine M. Sullivan
                                         Director
                                         The Travelers Life and Annuity Company






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