SEPARATE ACCOUNT FIVE OF ITT HARTFORD LIFE & ANNUITY INS CO
497, 1995-04-04
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                                 DIRECTOR LIFE
                ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY

  SUPPLEMENT DATED MARCH 21, 1995 TO THE MODIFIED SINGLE PREMIUM VARIABLE LIFE
                                    POLICIES
      WITH RESPECT TO THE DIRECTOR LIFE PROSPECTUS DATED NOVEMBER 3, 1994

    The subsection entitled "THE COMPANY" should read as follows:

                                  THE COMPANY

        ITT  Hartford  Life  and  Annuity  Insurance  Company  ("ITT Hartford"),
        formerly ITT Life Insurance  Corporation, is domiciled  in the state  of
        Wisconsin at Suite 2100, 111 East Wisconsin Avenue, Milwaukee, Wisconsin
        53202,  with its principal office at 505 Highway 169 North, Minneapolis,
        Minnesota 55441;  however,  its  mailing  address  is:  P.O.  Box  2999,
        Hartford, CT 06104-2999.

        ITT  Hartford was incorporated in January 9, 1956 and commenced business
        July 1,  1965. It  is a  stock  life insurance  company engaged  in  the
        business  of  writing  both  individual  and  group  life  insurance and
        annuities in all states including  the District of Columbia, except  New
        York.

        ITT  Hartford is  a wholly owned  subsidiary of  Hartford Life Insurance
        Company.  ITT  Hartford  is  ultimately  100%  owned  by  Hartford  Fire
        Insurance  Company, one of the largest multiple lines insurance carriers
        in the United States.

        ITT Hartford Life and  Annuity Insurance Company  has an A++  (superior)
        rating  from A.M. Best and Company, Inc.  ITT Hartford has an AA+ rating
        from Standard & Poor's and Duff  and Phelps highest rating (AAA) on  the
        basis of its claims paying ability.

        These  ratings do not apply to  the performance of the Separate Account.
        However, the contractual obligations under the Contracts are the general
        corporate obligations of  ITT Hartford.  These ratings do  apply to  ITT
        Hartford's ability to meet its insurance obligations under the contract.


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