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DIRECTOR LIFE
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED MARCH 21, 1995 TO THE MODIFIED SINGLE PREMIUM VARIABLE LIFE
POLICIES
WITH RESPECT TO THE DIRECTOR LIFE PROSPECTUS DATED NOVEMBER 3, 1994
The subsection entitled "THE COMPANY" should read as follows:
THE COMPANY
Hartford Life Insurance Company was originally incorporated under the laws
of Massachusetts on June 5, 1902. It was subsequently redomiciled to
Connecticut. It is a stock life insurance company engaged in the business of
writing health and life insurance, both ordinary and group, in all states of
the United States and the District of Columbia. Hartford Life is ultimately
one hundred percent owned by Hartford Fire Insurance Company, one of the
largest multiple lines insurance carriers in the United States. Hartford
Fire Insurance Company is a subsidiary of ITT Corporation. Hartford Life
Insurance Company has an A++ (superior) rating from A.M. Best and Company,
Inc. Hartford Life has an AA+ rating from Standard & Poor's and Duff and
Phelps highest rating (AAA) on the basis of its claims paying ability.
These ratings do not apply to the performance of the Separate Account.
However, the contractual obligations under the Contracts are the general
corporate obligations of Hartford Life. These ratings do apply to Hartford
Life's ability to meet its insurance obligations under the contract.
Hartford Life is subject to Connecticut law governing insurance companies
and is regulated and supervised by the Connecticut Commissioner of
Insurance. An annual statement in a prescribed form must be filed with that
Commissioner on or before March 1 in each year covering the operations of
Hartford Life for the preceding year and its financial condition on December
31 of such year. Its books and assets are subject to review or examination
by the Commissioner or his agents at all times, and a full examination of
its operations is conducted by the National Association of Insurance
Commissioners ("NAIC") at least once in every four years. In addition,
Hartford Life is subject to the insurance laws and regulations of any
jurisdiction in which it sells its insurance contracts. Hartford Life is
also subject to various Federal and state securities laws and regulations.
HV-1998-0
