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PUTNAM CAPITAL MANAGER VARIABLE LIFE
HARTFORD LIFE INSURANCE COMPANY
SEPARATE ACCOUNT FIVE
SUPPLEMENT DATED OCTOBER 18, 1999 TO THE PROSPECTUS DATED MAY 3, 1999
On page 1 of the Prospectus, in the fourth paragraph that lists the Sub-Accounts
available under the Policy, the following should be inserted between Putnam
Research Sub-Account and Putnam Utilities Growth and Income Sub-Account:
- - Putnam Small Cap Value Sub-Account which purchases Class IA shares of
Putnam VT Small Cap Value Fund of Putnam Variable Trust
The following paragraph should be inserted within the section entitled "The
Funds" between the paragraphs entitled "Putnam VT Research Fund" and "Putnam VT
Utilities Growth and Income Fund":
PUTNAM VT SMALL CAP VALUE FUND - Seeks capital appreciation. The Fund will
generally invest in value stocks, which stocks are those that Putnam
Management believes are currently undervalued compared to their true worth.
HV-2536
33-83656