SEPARATE ACCOUNT FIVE OF HARTFORD LIFE INSURANCE CO
497J, 2000-05-03
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                                                                  [LOGO]
                                                                  HARTFORD LIFE

May 3, 2000



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Attn: Filing Room

Re:  Hartford Life Insurance Company
     Separate Account Five ("Registrant")
     Putnam Hartford Inheritance Manager Variable Life
        Modified Single Premium Variable Life Insurance
     File No. 333-36329

Ladies and Gentlemen:

In accordance with Rule 497(j) under the Securities Act of 1933, this is to
certify that the Prospectus and Statement of Additional Information contained in
Post-Effective Amendment No. 3 to the Registration Statement for the above
referenced Registrant does not differ from that which was filed electronically
on April 11, 2000. In reliance upon paragraph (j) of Rule 497, the Prospectus
and Statement of Additional Information are not included herewith.

If you have any questions regarding this submission, please contact the
undersigned at (860) 843-3149 or Marianne O'Doherty at (860) 843-6733.

Yours sincerely,

/s/ Marta A. Czekajewski

Marta A. Czekajewski


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