SEPARATE ACCOUNT NO 45 OF EQUITABLE LIFE ASSUR SOCIETY OF US
497, 1999-05-28
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                            EQUITABLE ACCUMULATOR(SM)
                          PROSPECTUS DATED MAY 1, 1999

                                    Issued By
            The Equitable Life Assurance Society of the United States

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The following information is inserted on page 48 of the prospectus under
"baseBUILDER benefits charge" at the end of the first paragraph:

         The charge for the baseBUILDER combined guaranteed minimum income
         benefit with the 5% to age 70 guaranteed minimum death benefit is equal
         to 0.15% of the benefit base in effect on the contract date
         anniversary.



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