EXHIBIT 23
Consent of Expert
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EXHIBIT 23
Board of Directors
East Texas Financial Services, Inc.
1200 S. Beckham
Tyler, Texas 75701
Members of the Board:
We consent to the incorporation by reference in this Registration
Statement on Form S-8 of East Texas Financial Services, Inc. (the "Company") of
our report on the financial statements included in the Company's Annual Report
on Form 10-KSB for the year ended September 30, 2000, filed pursuant to the
Securities Exchange Act of 1934, as amended.
/s/ Bryant & Welborn L.L.P.
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Bryant & Welborn L.L.P.
Tyler, Texas
January 11, 2001
