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<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-START> JUL-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 175
<INT-BEARING-DEPOSITS> 1,458
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 2,083
<INVESTMENTS-MARKET> 2,076
<LOANS> 138,542
<ALLOWANCE> 101
<TOTAL-ASSETS> 146,580
<DEPOSITS> 80,824
<SHORT-TERM> 80
<LIABILITIES-OTHER> 1,802
<LONG-TERM> 45,745
0
0
<COMMON> 17
<OTHER-SE> 18,112
<TOTAL-LIABILITIES-AND-EQUITY> 146,580
<INTEREST-LOAN> 2,594
<INTEREST-INVEST> 33
<INTEREST-OTHER> 57
<INTEREST-TOTAL> 2,684
<INTEREST-DEPOSIT> 1,014
<INTEREST-EXPENSE> 1,682
<INTEREST-INCOME-NET> 1,002
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 422
<INCOME-PRETAX> 594
<INCOME-PRE-EXTRAORDINARY> 392
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 392
<EPS-BASIC> 0.30
<EPS-DILUTED> 0.30
<YIELD-ACTUAL> 2.77
<LOANS-NON> 0
<LOANS-PAST> 135
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 101
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 101
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 101
</TABLE>
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