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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
TO RULES 13d-1(b) (c), AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(Amendment No. 5) *
CKF BANCORP, INC.
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(Name of Issuer)
COMMON STOCK
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(Title of Class of Securities)
12561J 10 4
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(CUSIP Number)
N/A
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to
which this Schedule is filed:
[x] Rule 13d-1(b)
[x] Rule 13d-1(c)
[ ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent
amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).
1 of 10 pages
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CUSIP No. 12561J 10 4 13G Page 2 of 10 Pages
1. NAME OF REPORTING PERSONS:
CKF Bancorp, Inc., Employee Stock Ownership Plan Trust
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY):
61-1267810
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:
(a) [ ]
(b) [ x ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
Commonwealth of Kentucky
Number of shares beneficially owned by each reporting person
with:
5. SOLE VOTING POWER 0
6. SHARED VOTING POWER 75,766
7. SOLE DISPOSITIVE POWER 0
8. SHARED DISPOSITIVE POWER 75,766
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON 75,766
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES * [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 9.32%
12. TYPE OF REPORTING PERSON * EP
*SEE INSTRUCTIONS BEFORE FILLING OUT!
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CUSIP No. 12561J 10 4 13G Page 3 of 10 Pages
1. NAME OF REPORTING PERSONS:
CKF Bancorp, Inc. Incentive Plan Trust
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY):
61-1267810
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:
(a) [ ]
(b) [ x ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
Commonwealth of Kentucky
Number of shares beneficially owned by each reporting person
with:
5. SOLE VOTING POWER 0
6. SHARED VOTING POWER 59,600
7. SOLE DISPOSITIVE POWER 0
8. SHARED DISPOSITIVE POWER 59,600
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON 59,600
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES * [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 7.33%
12. TYPE OF REPORTING PERSON * EP
*SEE INSTRUCTIONS BEFORE FILLING OUT!
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CUSIP No. 12561J 10 4 13G Page 4 of 10 Pages
1. NAME OF REPORTING PERSONS:
W. Irvine Fox, Jr.
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY):
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:
(a) [ ]
(b) [ x ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
Number of shares beneficially owned by each reporting person
with:
5. SOLE VOTING POWER 40,900
6. SHARED VOTING POWER 100,840
7. SOLE DISPOSITIVE POWER 40,900
8. SHARED DISPOSITIVE POWER 48,230
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON 141,740
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES * [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 17.442%
12. TYPE OF REPORTING PERSON * IN
*SEE INSTRUCTIONS BEFORE FILLING OUT!
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CUSIP No. 12561J 10 4 13G Page 5 of 10 Pages
1. NAME OF REPORTING PERSONS:
J. T. Goggans
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY):
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:
(a) [ ]
(b) [ x ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
Number of shares beneficially owned by each reporting person
with:
5. SOLE VOTING POWER 32,950
6. SHARED VOTING POWER 100,840
7. SOLE DISPOSITIVE POWER 32,950
8. SHARED DISPOSITIVE POWER 48,230
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON 133,790
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES * [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 16.46%
12. TYPE OF REPORTING PERSON * IN
*SEE INSTRUCTIONS BEFORE FILLING OUT!
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CUSIP No. 12561J 10 4 13G Page 6 of 10 Pages
1. NAME OF REPORTING PERSONS:
Jack L. Bosley
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY):
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP:
(a) [ ]
(b) [ x ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
Number of shares beneficially owned by each reporting person
with:
5. SOLE VOTING POWER 15,700
6. SHARED VOTING POWER 100,840
7. SOLE DISPOSITIVE POWER 15,700
8. SHARED DISPOSITIVE POWER 48,230
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON 116,540
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
CERTAIN SHARES * [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 14.34%
12. TYPE OF REPORTING PERSON IN*
*SEE INSTRUCTIONS BEFORE FILLING OUT!
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Page 7 of 10 Pages
ITEM 1(a) NAME OF ISSUER:
CKF Bancorp, Inc.
ITEM 1(b) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
340 West Main Street
Danville, Kentucky 40422
ITEM 2(a) NAME OF PERSON(S) FILING:
CKF Bancorp, Inc. Employee Stock Ownership Plan Trust
("ESOP"), CKF Bancorp, Inc. Incentive Plan Trust ("Incentive
Plan"), and the following individuals who serve as their
trustees: W. Irvine Fox, Jr., J. T. Goggans, and Jack L. Bosley.
ITEM 2(b) ADDRESS OF PRINCIPAL BUSINESS OFFICE:
Same as Item 1(b).
ITEM 2(c) CITIZENSHIP:
See Row 4 of the second part of the cover page provided for
each reporting person.
ITEM 2(d) TITLE OF CLASS OF SECURITIES:
Common Stock, par value $.01 per share.
ITEM 2(e) CUSIP NUMBER:
See the upper left corner of the second part of the cover
page provided for each reporting person.
ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO RULE 13d-1(b),
OR 13d-2(b) OR (c), CHECK WHETHER THE PERSON FILING IS A:
(f) [x] An employee benefit plan or endowment fund in
accordance with Rule 13d-1(b)(1)(ii)(F);
If this statement is filed pursuant to Rule 13d-1 (c),
check this box. [x]
Items (a), (b), (c), (d), (e), (g), (h), (i), and (j) are
not applicable. This Schedule 13G is being filed on behalf of
the ESOP and Incentive Plan identified in Item 2(a), filing
under the Item 3(f) classification, and by each trustee of the
separate trusts established pursuant to the ESOP and Incentive
Plan, filing pursuant to Rule 13d-1(c) and applicable SEC no-
action letters.
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Page 8 of 10 Pages
ITEM 4. OWNERSHIP.
(a) Amount Beneficially Owned: See Row 9 of the second
part of the cover page provided for each reporting
person.
(b) Percent of Class: See Row 11 of the second part of
the cover page provided for each reporting person.
(c) See Rows 5, 6, 7, and 8 of the second part of the
cover page provided for each reporting person.
ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
If this statement is being filed to report the fact that as
of the date hereof the reporting person has ceased to be the
beneficial owner of more than five percent of the class of
securities, check the following:
ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF
ANOTHER PERSON.
CKF Bancorp, Inc., in its capacity as the ESOP Committee,
has the power to determine whether dividends on allocated shares
that are paid to the ESOP trust are distributed to participants
or are used to repay the ESOP loan.
ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY
WHICH ACQUIRED THE SECURITY BEING REPORTED ON BY THE
PARENT HOLDING COMPANY.
Not applicable.
ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE
GROUP.
Not applicable.
ITEM 9. NOTICE OF DISSOLUTION OF GROUP.
Not applicable.
ITEM 10. CERTIFICATION.
By signing below, each signatory in the capacity of an ESOP
or Incentive Plan trustee certifies that, to the best of his
knowledge and belief, the securities referred to above were
acquired and are held in the ordinary course of business and
were not acquired and are not held for the purpose of or with
the effect of changing or influencing the control of the issuer
of the securities and were not acquired and are not held in
connection with or as a participant in any transaction having
that purpose or effect.
By signing below, each signatory in his individual
capacity certifies that, to the best of his knowledge and
belief, the securities referred to above were not acquired and
are not held for the purpose of or with the effect of changing
or influencing the control of the issuer of the securities and
were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.
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Page 9 of 10 Pages
SIGNATURE:
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.
CKF BANCORP, INC.
EMPLOYEE STOCK OWNERSHIP PLAN TRUST
By Its Trustees:
/s/ W. Irvine Fox, Jr. February 2, 2000
_____________________________ _________________
W. Irvine Fox, Jr., as Trustee Date
/s/ J. T. Goggans February 2, 2000
______________________________ _________________
J. T. Goggans, as Trustee Date
/s/ Jack L. Bosley February 2, 2000
______________________________ _________________
Jack L. Bosley, as Trustee Date
CKF BANCORP, INC.
INCENTIVE PLAN TRUST
By Its Trustees:
/s/ W. Irvine Fox, Jr. February 2, 2000
___________________________________ _________________
W. Irvine Fox, Jr., as Trustee Date
/s/ J. T. Goggans February 2, 2000
____________________________________ _________________
J. T. Goggans, as Trustee Date
/s/ Jack L. Bosley February 2, 2000
____________________________________ _________________
Jack L. Bosley, as Trustee Date
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Page 10 of 10 Pages
SIGNATURE:
/s/ W. Irvine Fox, Jr. February 2, 2000
_____________________________ _________________
W. Irvine Fox, Jr., as an Individual Date
Stockholder
/s/ J. T. Goggans February 2, 2000
______________________________ _________________
J. T. Goggans, as an Individual Date
Stockholder
/s/ Jack L. Bosley February 2, 2000
______________________________ _________________
Jack L. Bosley, as an Individual Date
Stockholder
