TWIN CITY BANCORP INC
15-12G, 2000-11-28
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                     FORM 15

     CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g)
     OF THE  SECURITIES  EXCHANGE  ACT OF  1934  OR  SUSPENSION  OF DUTY TO FILE
     REPORTS UNDER SECTION 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934


                                               Commission File Number: 000-25290
                                                                       ---------

                            Twin City Bancorp, Inc.
--------------------------------------------------------------------------------
               (Exact name of registrant as specified in charter)

            P.O. Box 889, Bristol, Tennessee             37621-0889
--------------------------------------------------------------------------------
(Address,  including zip code,  and telephone  number,  including  area code, of
                   registrant's principal executive offices)

                     Common Stock, $1.00 Par Value per share
--------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      N/A
--------------------------------------------------------------------------------
(Title of all other classes of securities for which a duty to file reports under
                        section 13(a) or 15(d) remains)

     Please  place  an X in  the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

         Rule 12g-4(a)(1)(i)   [x]                   Rule 12h-3(b)(1)(i)   [x]
         Rule 12g-4(a)(1)(ii)  [ ]                   Rule 12h-3(b)(1)(ii)  [ ]
         Rule 12g-4(a)(2)(i)   [ ]                   Rule 12h-3(b)(2)(i)   [ ]
         Rule 12g-4(a)(2)(ii)  [ ]                   Rule 12h-3(b)(2)(ii)  [ ]
                                                     Rule 15d-6            [ ]

Approximate number of holders of record as of the certification or notice date:
                                        0
                                -----------------

     Pursuant to the requirements of the Securities  Exchange Act of 1934, (Name
of registrant as specified in charter) has caused this  certification/notice  to
be signed on its behalf by the undersigned duly authorized person.

Date: November 28, 2000             By: /s/ Steven J. Eisen
                                        ---------------------------------------
                                        Steven J. Eisen, Counsel for Citco
                                        Community Bancshares, Inc., successor
                                        in interest to Twin City Bancorp, Inc.

     Instruction:  This form is required by Rules 12g-4,  12h-3 and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.


           Potential persons who are to respond to the collection of
             information contained in this form are not required to
                 respond unless this form displays a currently
                           valid OMB control number.



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