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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,634
<INT-BEARING-DEPOSITS> 1,155
<FED-FUNDS-SOLD> 6,300
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 65,219
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 387,148
<ALLOWANCE> 4,806
<TOTAL-ASSETS> 485,001
<DEPOSITS> 398,051
<SHORT-TERM> 8,000
<LIABILITIES-OTHER> 3,925
<LONG-TERM> 32,582
45
0
<COMMON> 0
<OTHER-SE> 42,398
<TOTAL-LIABILITIES-AND-EQUITY> 485,001
<INTEREST-LOAN> 23,972
<INTEREST-INVEST> 4,004
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 27,976
<INTEREST-DEPOSIT> 12,569
<INTEREST-EXPENSE> 14,530
<INTEREST-INCOME-NET> 13,446
<LOAN-LOSSES> 1,675
<SECURITIES-GAINS> (77)
<EXPENSE-OTHER> 10,265
<INCOME-PRETAX> 3,225
<INCOME-PRE-EXTRAORDINARY> 3,225
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,814
<EPS-BASIC> .58
<EPS-DILUTED> .58
<YIELD-ACTUAL> 8.26
<LOANS-NON> 6,756
<LOANS-PAST> 0
<LOANS-TROUBLED> 75
<LOANS-PROBLEM> 3,716
<ALLOWANCE-OPEN> 3,502
<CHARGE-OFFS> 371
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 4,806
<ALLOWANCE-DOMESTIC> 4,806
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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