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Exhibit 99.2
BANC ONE CREDIT CARD MASTER TRUST
TRUST ALLOCATION REPORT
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Distribution Date of: 15-Dec-00
Determined as of: 11-Dec-00
For Monthly Period Ending: 30-Nov-00
Days in Interest Period (30/360) 30
Days in Interest Period (Act/360) 30
ENDING POOL BALANCE
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Principal 3,800,118,617.80
Finance Charge 139,219,443.77
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Total 3,939,338,061.57
SELLER'S INTEREST TEST
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Ending Portfolio Principal Balance 3,800,118,617.80
Trust EFA 0.00
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Receivables + EFA 3,800,118,617.80
Trust Invested Amount 2,930,000,000.00
Trust PFA 0.00
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Trust Adjusted Invested Amount 2,930,000,000.00
Seller's Participation Amount (with EFA) 870,118,617.80
Seller's Participation Amount (w/o EFA) 870,118,617.80
Seller's Interest Percentage 22.90%
Required Seller's Interest Percentage 5.00%
Required Seller's Interest 190,005,930.89
REQUIRED PRINCIPAL BALANCE TEST
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Ending Portfolio Principal Balance 3,800,118,617.80
Required Principal Balance 2,930,000,000.00
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Net Excess/Deficit 870,118,617.80
EFA
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Beginning Excess Funding Account Balance 0.00
Required Excess Funding Account Deposit 0.00
Excess Funding Account Withdrawal 0.00
SHARED PRINCIPAL COLLECTIONS
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Series 1996-A 55,699,450.60
Series 1997-1 170,440,318.78
Series 1997-2 100,259,011.06
DELINQUENT ACCOUNTS
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30 - 59 days 2.05% 80,849,883.93
60 - 89 days 1.36% 53,720,049.75
90 days + 2.52% 99,467,718.83
Total 30 days + 5.94% 234,037,652.51
MISCELLANEOUS
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Gross Credit Losses 7.56% 23,936,897.38
Net Credit Losses 7.32% 23,196,453.84
Discount Option Receivables 0.00
Discount Percentage 0.00%
Finance Charges Billed 53,444,992.18
Fees Billed 8,990,116.23
Interchange 8,203,722.05
Interest Earned on Collection Account 2,582,958.06
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