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EXHIBIT 99.1
BANC ONE CREDIT CARD MASTER TRUST - SERIES ALLOCATION REPORT
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Distribution Date of: 17-Jul-00 For the Monthly Period Ending: 30-Jun-00 Days in Interest Period (30/360) 30
Determined as of: 11-Jul-00 Monthly Period 68 Days in Interest Period (Act/360) 32
Beginning Total Trust Investor Interest Series 1995-A Series 1995-B Series 1996-A
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<S> <C> <C> <C> <C> <C>
Pool Balance (Principal) 3,964,059,975.81
Finance Charges O/S 146,168,885.63
Excess Funding Account 0.00
Initial Invested Amount 3,860,000,000.00 380,000,000.00 380,000,000.00 500,000,000.00
Invested Amount 3,332,800,000.00 22,800,000.00 380,000,000.00 500,000,000.00
Class A Invested Amount 0.00 357,200,000.00 465,000,000.00
Class B Invested Amount 22,800,000.00 22,800,000.00 35,000,000.00
Principal Funding Account 178,600,000.00 0.00 178,600,000.00 0.00
Adjusted Invested Amount 3,154,200,000.00 22,800,000.00 201,400,000.00 500,000,000.00
Class A Adjusted Invested Amt 0.00 178,600,000.00 465,000,000.00
Class B Adjusted Invested Amt 22,800,000.00 22,800,000.00 35,000,000.00
Enhancement Invested Amount 0.00 0.00 0.00 0.00
Principal Allocation Pct 100.00% 93.09% 9.59% 9.59% 12.61%
Principal Collections 458,670,577.49 426,959,844.52 43,968,764.48 43,968,764.48 57,853,637.47
Floating Allocation Pct 100.00% 82.57% 2.08% 6.58% 12.61%
Finance Charge Collections 73,265,134.95 60,497,652.79 1,521,713.30 4,822,660.60 9,241,173.87
Defaulted Amount 25,354,539.40 20,936,153.63 526,612.55 1,668,956.71 3,198,051.94
Interchange Collections 9,315,818.38 7,692,405.76 193,489.10 613,211.60 1,175,034.99
Servicer Interchange 3,471,666.67 23,750.00 395,833.33 520,833.33
Shared Principal Collections 379,458,276.97 21,695,377.03 0.00 61,051,689.41
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Ending Total Trust Investor Interest Series 1995-A Series 1995-B Series 1996-A
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<S> <C> <C> <C> <C> <C>
Pool Balance (Principal) 3,939,186,249.85
Finance Charges O/S 145,741,321.30
Excess Funding Account 0.00
Initial Invested Amount 3,480,000,000.00 0.00 380,000,000.00 500,000,000.00
Invested Amount 3,310,000,000.00 0.00 380,000,000.00 500,000,000.00
Class A Invested Amount 0.00 357,200,000.00 465,000,000.00
Class B Invested Amount 0.00 22,800,000.00 35,000,000.00
Principal Funding Account 238,133,333.33 0.00 238,133,333.33 0.00
Partial Amortization Amount 0.00 0.00 0.00 0.00
Adjusted Invested Amount 3,071,866,666.67 0.00 141,866,666.67 500,000,000.00
Class A Adjusted Invested Amt 0.00 119,066,666.67 465,000,000.00
Class B Adjusted Invested Amt 0.00 22,800,000.00 35,000,000.00
Enhancement Invested Amount 0.00 0.00 0.00 0.00
Principal Allocation Pct 100.00% 84.03% 0.00% 9.65% 12.69%
Floating Allocation Pct 100.00% 79.49% 0.00% 5.11% 12.69%
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Beginning Series 1997-1 Series 1997-2
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<S> <C> <C>
Pool Balance (Principal)
Finance Charges O/S
Excess Funding Account
Initial Invested Amount 1,700,000,000.00 900,000,000.00
Invested Amount 1,530,000,000.00 900,000,000.00
Class A Invested Amount 1,530,000,000.00 900,000,000.00
Class B Invested Amount 0.00 0.00
Principal Funding Account 0.00 0.00
Adjusted Invested Amount 1,530,000,000.00 900,000,000.00
Class A Adjusted Invested Amt 1,530,000,000.00 900,000,000.00
Class B Adjusted Invested Amt 0.00 0.00
Enhancement Invested Amount 0.00 0.00
Principal Allocation Pct 38.60% 22.70%
Principal Collections 177,032,130.65 104,136,547.44
Floating Allocation Pct 38.60% 22.70%
Finance Charge Collections 28,277,992.05 16,634,112.97
Defaulted Amount 9,786,038.94 5,756,493.49
Interchange Collections 3,595,607.08 2,115,062.99
Servicer Interchange 1,593,750.00 937,500.00
Shared Principal Collections 186,818,169.59 109,893,040.94
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Ending Series 1997-1 Series 1997-2
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<S> <C> <C>
Pool Balance (Principal)
Finance Charges O/S
Excess Funding Account
Initial Invested Amount 1,700,000,000.00 900,000,000.00
Invested Amount 1,530,000,000.00 900,000,000.00
Class A Invested Amount 1,530,000,000.00 900,000,000.00
Class B Invested Amount 0.00 0.00
Principal Funding Account 0.00 0.00
Partial Amortization Amount 0.00 0.00
Adjusted Invested Amount 1,530,000,000.00 900,000,000.00
Class A Adjusted Invested Amt 1,530,000,000.00 900,000,000.00
Class B Adjusted Invested Amt 0.00 0.00
Enhancement Invested Amount 0.00 0.00
Principal Allocation Pct 38.84% 22.85%
Floating Allocation Pct 38.84% 22.85%
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*Note: For purposes of reporting balances, beginning refers to the balances as
of the distribution date in the current Monthly Period, and ending refers to the
balances as of the upcoming Distribution Date. Beginning Floating Allocation
Percentages are based on the Adjusted Invested Amounts as of the last day of the
Monthly Period preceding the current Monthly Period. Ending Floating Allocation
Percentages will be used for next month's allocations.
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Distribution Date of: 17-Jul-00 For the Monthly Period Ending: 30-Jun-00 Days in Interest Period (30/360) 30
Determined as of: 11-Jul-00 Monthly Period 68 Days in Interest Period (Act/360) 32
Minimum Balance Requirement Gross Balances of
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Accounts Delinquent: (%) ($)
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<S> <C> <C> <C> <C>
Trust Initial Invested Amount 3,860,000,000.00
Trust PFA 178,600,000.00 30 - 59 days 1.69% 68,904,742.34
Ending Portfolio Principal Balance 3,939,186,249.85 60 - 89 days 1.18% 48,399,280.04
90 days + 2.22% 90,790,364.93
Beginning Excess Funding Acct Bal 0.00 Total 30 days + 5.09% 208,094,387.31
Required Excess Funding Account Deposit 0.00
Excess Funding Account Withdrawal 0.00
Seller's Participation Amt (w/o EFA) 784,986,249.85 Gross Credit Losses 8.27% 27,318,616.88
Required Seller's Interest 196,959,312.49 Net Credit Losses 7.68% 25,354,539.40
Required Excess Funding Account Balance 0.00 Discount Option Receivables 0
Seller's Participation Amount 784,986,249.85 Discount Percentage 0.00%
Seller's Interest Percentage 19.93% Finance Charge Billed - pool 56,591,925.55
Fees Billed - pool 9,014,841.65
Fraud Losses reassigned to the Seller 0.00 Interest Earned on Collection Account 2,573,023.33
Required Principal Balance 3,690,000,000.00
EFA + Receivables + PFA 4,117,786,249.85
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