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EXHIBIT 99.1
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BANC ONE CREDIT CARD MASTER TRUST - SERIES ALLOCATION REPORT
Distribution Date of: 17-Jul-00 For the Monthly Period Ending: 30-Jun-00 Days in Interest Period (30/360) 30
Determined as of: 11-Jul-00 Monthly Period 68 Days in Interest Period (Act/360) 32
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Beginning Total Trust Investor Interest Series 1995-A Series 1995-B
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Pool Balance (Principal) 3,964,059,975.81
Finance Charges O/S 146,168,885.63
Excess Funding Account 0.00
Initial Invested Amount 3,860,000,000.00 380,000,000.00 380,000,000.00
Invested Amount 3,332,800,000.00 22,800,000.00 380,000,000.00
Class A Invested Amount 0.00 357,200,000.00
Class B Invested Amount 22,800,000.00 22,800,000.00
Principal Funding Account 178,600,000.00 0.00 178,600,000.00
Adjusted Invested Amount 3,154,200,000.00 22,800,000.00 201,400,000.00
Class A Adjusted Invested Amt 0.00 178,600,000.00
Class B Adjusted Invested Amt 22,800,000.00 22,800,000.00
Enhancement Invested Amount 0.00 0.00 0.00
Principal Allocation Pct 100.00% 93.09% 9.59% 9.59%
Principal Collections 458,670,577.49 426,959,844.52 43,968,764.48 43,968,764.48
Floating Allocation Pct 100.00% 82.57% 2.08% 6.58%
Finance Charge Collections 73,265,134.95 60,497,652.79 1,521,713.30 4,822,660.60
Defaulted Amount 25,354,539.40 20,936,153.63 526,612.55 1,668,956.71
Interchange Collections 9,315,818.38 7,692,405.76 193,489.10 613,211.60
Servicer Interchange 3,471,666.67 23,750.00 395,833.33
Shared Principal Collections 379,458,276.97 21,695,377.03 0.00
Ending Total Trust Investor Interest Series 1995-A Series 1995-B
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Pool Balance (Principal) 3,939,186,249.85
Finance Charges O/S 145,741,321.30
Excess Funding Account 0.00
Initial Invested Amount 3,480,000,000.00 0.00 380,000,000.00
Invested Amount 3,310,000,000.00 0.00 380,000,000.00
Class A Invested Amount 0.00 357,200,000.00
Class B Invested Amount 0.00 22,800,000.00
Principal Funding Account 238,133,333.33 0.00 238,133,333.33
Partial Amortization Amount 0.00 0.00 0.00
Adjusted Invested Amount 3,071,866,666.67 0.00 141,866,666.67
Class A Adjusted Invested Amt 0.00 119,066,666.67
Class B Adjusted Invested Amt 0.00 22,800,000.00
Enhancement Invested Amount 0.00 0.00 0.00
Principal Allocation Pct 100.00% 84.03% 0.00% 9.65%
Floating Allocation Pct 100.00% 79.49% 0.00% 5.11%
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Distribution Date of: 17-Jul-00 For the Monthly Period Ending: 30-Jun-00 Days in Interest Period (30/360) 30
Determined as of: 11-Jul-00 Monthly Period 68 Days in Interest Period (Act/360) 32
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Beginning Series 1996-A Series 1997-1 Series 1997-2
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Pool Balance (Principal)
Finance Charges O/S
Excess Funding Account
Initial Invested Amount 500,000,000.00 1,700,000,000.00 900,000,000.00
Invested Amount 500,000,000.00 1,530,000,000.00 900,000,000.00
Class A Invested Amount 465,000,000.00 1,530,000,000.00 900,000,000.00
Class B Invested Amount 35,000,000.00 0.00 0.00
Principal Funding Account 0.00 0.00 0.00
Adjusted Invested Amount 500,000,000.00 1,530,000,000.00 900,000,000.00
Class A Adjusted Invested Amt 465,000,000.00 1,530,000,000.00 900,000,000.00
Class B Adjusted Invested Amt 35,000,000.00 0.00 0.00
Enhancement Invested Amount 0.00 0.00 0.00
Principal Allocation Pct 12.61% 38.60% 22.70%
Principal Collections 57,853,637.47 177,032,130.65 104,136,547.44
Floating Allocation Pct 12.61% 38.60% 22.70%
Finance Charge Collections 9,241,173.87 28,277,992.05 16,634,112.97
Defaulted Amount 3,198,051.94 9,786,038.94 5,756,493.49
Interchange Collections 1,175,034.99 3,595,607.08 2,115,062.99
Servicer Interchange 520,833.33 1,593,750.00 937,500.00
Shared Principal Collections 61,051,689.41 186,818,169.59 109,893,040.94
Ending Series 1996-A Series 1997-1 Series 1997-2
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Pool Balance (Principal)
Finance Charges O/S
Excess Funding Account
Initial Invested Amount 500,000,000.00 1,700,000,000.00 900,000,000.00
Invested Amount 500,000,000.00 1,530,000,000.00 900,000,000.00
Class A Invested Amount 465,000,000.00 1,530,000,000.00 900,000,000.00
Class B Invested Amount 35,000,000.00 0.00 0.00
Principal Funding Account 0.00 0.00 0.00
Partial Amortization Amount 0.00 0.00 0.00
Adjusted Invested Amount 500,000,000.00 1,530,000,000.00 900,000,000.00
Class A Adjusted Invested Amt 465,000,000.00 1,530,000,000.00 900,000,000.00
Class B Adjusted Invested Amt 35,000,000.00 0.00 0.00
Enhancement Invested Amount 0.00 0.00 0.00
Principal Allocation Pct 12.69% 38.84% 22.85%
Floating Allocation Pct 12.69% 38.84% 22.85%
*Note: For purposes of reporting balances, beginning refers to the balances as of the distribution date in the current Monthly
Period, and ending refers to the balances as of the upcoming Distribution Date. Beginning Floating Allocation Percentages are based
on the Adjusted Invested Amounts as of the last day of the Monthly Period preceding the current Monthly Period. Ending Floating
Allocation Percentages will be used for next month's allocations.
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BANC ONE CREDIT CARD MASTER TRUST - SERIES ALLOCATION REPORT
Distribution Date of: 17-Jul-00 For the Monthly Period Ending: 30-Jun-00 Days in Interest Period (30/360) 30
Determined as of: 11-Jul-00 Monthly Period 68 Days in Interest Period (Act/360) 32
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Minimum Balance Requirement
--------------------------- Gross Balances of
Trust Initial Invested Amount 3,860,000,000.00 Accounts Delinquent: (%) ($)
-------------------- ----- ----------------
Trust PFA 178,600,000.00 30 - 59 days 1.69% 68,904,742.34
Ending Portfolio Principal Balance 3,939,186,249.85 60 - 89 days 1.18% 48,399,280.04
90 days + 2.22% 90,790,364.93
Beginning Excess Funding Acct Bal 0.00 Total 30 days + 5.09% 208,094,387.31
Required Excess Funding Account Deposit 0.00
Excess Funding Account Withdrawal 0.00
Seller's Participation Amt (w/o EFA) 784,986,249.85 Gross Credit Losses 8.27% 27,318,616.88
Required Seller's Interest 196,959,312.49 Net Credit Losses 7.68% 25,354,539.40
Required Excess Funding Account Balance 0.00 Discount Option Receivables 0
Seller's Participation Amount 784,986,249.85 Discount Percentage 0.00%
Seller's Interest Percentage 19.93% Finance Charge Billed - pool 56,591,925.55
Fees Billed - pool 9,014,841.65
Fraud Losses reassigned to the Seller 0.00 Interest Earned on Collection Account 2,573,023.33
Required Principal Balance 3,332,800,000.00
EFA + Receivables + PFA 4,117,786,249.85
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