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EXHIBIT 99.1
BANC ONE CREDIT CARD MASTER TRUST - SERIES ALLOCATION REPORT
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Distribution Date of: 15-Sep-00 For the Monthly Period Ending: 31-Aug-00 Days in Interest Period (30/360) 30
Determined as of: 11-Sep-00 Monthly Period 70 Days in Interest Period (Act/360) 31
Beginning Total Trust Investor Interest Series 1995-B Series 1996-A
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<S> <C> <C> <C> <C>
Pool Balance (Principal) 3,912,261,002.48
Finance Charges O/S 149,540,767.37
Excess Funding Account 0.00
Initial Invested Amount 3,480,000,000.00 380,000,000.00 500,000,000.00
Invested Amount 3,310,000,000.00 380,000,000.00 500,000,000.00
Class A Invested Amount 357,200,000.00 465,000,000.00
Class B Invested Amount 22,800,000.00 35,000,000.00
Principal Funding Account 297,666,666.67 297,666,666.67 0.00
Adjusted Invested Amount 3,012,333,333.33 82,333,333.33 500,000,000.00
Class A Adjusted Invested Amt 59,533,333.33 465,000,000.00
Class B Adjusted Invested Amt 22,800,000.00 35,000,000.00
Enhancement Invested Amount 0.00 0.00 0.00
Principal Allocation Pct 100.00% 84.61% 9.71% 12.78%
Principal Collections 462,597,586.13 391,384,421.72 44,932,350.53 59,121,513.86
Floating Allocation Pct 100.00% 78.52% 3.63% 12.78%
Finance Charge Collections 75,612,948.23 59,370,500.86 2,741,881.72 9,663,586.88
Defaulted Amount 21,277,400.90 16,706,793.98 771,562.52 2,719,322.78
Interchange Collections 9,726,284.47 7,636,977.45 352,695.17 1,243,051.58
Servicer Interchange 3,404,778.50 352,695.17 520,833.33
Shared Principal Collections 362,387,302.66 0.00 61,840,836.63
Beginning Series 1997-1 Series 1997-2
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Pool Balance (Principal)
Finance Charges O/S
Excess Funding Account
Initial Invested Amount 1,700,000,000.00 900,000,000.00
Invested Amount 1,530,000,000.00 900,000,000.00
Class A Invested Amount 1,530,000,000.00 900,000,000.00
Class B Invested Amount 0.00 0.00
Principal Funding Account 0.00 0.00
Adjusted Invested Amount 1,530,000,000.00 900,000,000.00
Class A Adjusted Invested Amt 1,530,000,000.00 900,000,000.00
Class B Adjusted Invested Amt 0.00 0.00
Enhancement Invested Amount 0.00 0.00
Principal Allocation Pct 39.11% 23.00%
Principal Collections 180,911,832.40 106,418,724.94
Floating Allocation Pct 39.11% 23.00%
Finance Charge Collections 29,570,575.87 17,394,456.39
Defaulted Amount 8,321,127.69 4,894,781.00
Interchange Collections 3,803,737.85 2,237,492.85
Servicer Interchange 1,593,750.00 937,500.00
Shared Principal Collections 189,232,960.09 111,313,505.94
Ending Total Trust Investor Interest Series 1995-B Series 1996-A
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Pool Balance (Principal) 3,863,883,216.64
Finance Charges O/S 145,461,536.76
Excess Funding Account 0.00
Initial Invested Amount 3,480,000,000.00 380,000,000.00 500,000,000.00
Invested Amount 2,952,800,000.00 22,800,000.00 500,000,000.00
Class A Invested Amount 0.00 465,000,000.00
Class B Invested Amount 22,800,000.00 35,000,000.00
Principal Funding Account 0.00 0.00 0.00
Partial Amortization Amount 0.00 0.00 0.00
Adjusted Invested Amount 2,952,800,000.00 22,800,000.00 500,000,000.00
Class A Adjusted Invested Amt 0.00 465,000,000.00
Class B Adjusted Invested Amt 22,800,000.00 35,000,000.00
Enhancement Invested Amount 0.00 0.00 0.00
Principal Allocation Pct 100.00% 85.67% 9.83% 12.94%
Floating Allocation Pct 100.00% 77.96% 2.13% 12.94%
Ending Series 1997-1 Series 1997-2
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Pool Balance (Principal)
Finance Charges O/S
Excess Funding Account
Initial Invested Amount 1,700,000,000.00 900,000,000.00
Invested Amount 1,530,000,000.00 900,000,000.00
Class A Invested Amount 1,530,000,000.00 900,000,000.00
Class B Invested Amount 0.00 0.00
Principal Funding Account 0.00 0.00
Partial Amortization Amount 0.00 0.00
Adjusted Invested Amount 1,530,000,000.00 900,000,000.00
Class A Adjusted Invested Amt 1,530,000,000.00 900,000,000.00
Class B Adjusted Invested Amt 0.00 0.00
Enhancement Invested Amount 0.00 0.00
Principal Allocation Pct 39.60% 23.29%
Floating Allocation Pct 39.60% 23.29%
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*Note: For purposes of reporting balances, beginning refers to the balances
as of the distribution date in the current Monthly Period, and ending refers
to the balances as of the upcoming Distribution Date. Beginning Floating
Allocation Percentages are based on the Adjusted Invested Amounts as of the
last day of the Monthly Period preceding the current Monthly Period. Ending
Floating Allocation Percentages will be used for next month's allocations.
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Distribution Date of: 15-Sep-00 For the Monthly Period Ending: 31-Aug-00 Days in Interest Period (30/360) 30
Determined as of: 11-Sep-00 Monthly Period 70 Days in Interest Period (Act/360) 31
Minimum Balance Requirement Gross Balances of
Trust Invested Amount 3,310,000,000.00 Accounts Delinquent: (%) ($)
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<S> <C> <C> <C> <C>
Trust PFA 297,666,666.67 30 - 59 days 1.74% 69,826,076.84
Ending Portfolio Principal Balance 3,863,883,216.64 60 - 89 days 1.18% 47,312,512.45
90 days + 2.30% 92,287,497.69
Beginning Excess Funding Acct Bal 0.00 Total 30 days + 5.22% 209,426,086.98
Required Excess Funding Account Deposit 0.00
Excess Funding Account Withdrawal 0.00
Seller's Participation Amt (w/o EFA) 851,549,883.31 Gross Credit Losses 7.08% 23,084,768.48
Required Seller's Interest 193,194,160.83 Net Credit Losses 6.53% 21,277,400.90
Required Excess Funding Account Balance 0.00 Discount Option Receivables 0
Seller's Participation Amount 851,549,883.31 Discount Percentage 0.00%
Seller's Interest Percentage 22.04% Finance Charge Billed - pool 54,289,887.28
Fees Billed - pool 9,150,884.72
Fraud Losses reassigned to the Seller 0.00 Interest Earned on Collection Account 2,725,042.04
Required Principal Balance 3,310,000,000.00
EFA + Receivables + PFA 4,161,549,883.31
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