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Previous: BANC ONE CREDIT CARD MASTER TRUST, 8-K, EX-99.1, 2000-08-15 |
Next: BANC ONE CREDIT CARD MASTER TRUST, 8-K, EX-99.3, 2000-08-15 |
<PAGE>
EXHIBIT 99.2
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<S> <C> <C> <C> <C>
BANC ONE CREDIT CARD MASTER TRUST - SUMMARY REPORT
Series 1995-B
Distribution Date of: 15-Aug-00
Determined as of: 9-Aug-00
For the Monthly Period Ending: 31-Jul-00
Days in Interest Period (30/360) 30
Days in Interest Period (Actual/360) 29
Beginning Ending Change
--------- ------ ------
Pool Balance (Principal) 3,939,186,249.85 3,912,261,002.48 (26,925,247.37)
Excess Funding Account 0.00 0.00 0.00
Invested Amount 380,000,000.00 380,000,000.00 0.00
Class A Invested Amount 357,200,000.00 357,200,000.00 0.00
Class B Invested Amount 22,800,000.00 22,800,000.00 0.00
Principal Funding Account 238,133,333.33 297,666,666.67 59,533,333.33
Adjusted Invested Amount 141,866,666.67 82,333,333.33 (59,533,333.33)
Class A Adjusted Invested Amount 119,066,666.67 59,533,333.33 (59,533,333.33)
Class B Adjusted Invested Amount 22,800,000.00 22,800,000.00 0.00
Enhancement Invested Amount 0.00 0.00 0.00
Reserve Account 1,900,000.00 1,900,000.00 0.00
Available Cash Collateral Amount 16,568,000.00 11,210,000.00 (5,358,000.00)
Available Shared Collateral Amount 12,768,000.00 7,410,000.00 (5,358,000.00)
Spread Account 16,568,000.00 11,210,000.00 (5,358,000.00)
Servicing Base Amount 141,866,666,67 82,333,333.33 (59,533,333.33)
Allocation Percentages
----------------------
Floating Allocation Pct 5.11%
Principal Allocation Pct 9.65%
Class A Floating Pct 88.68%
Class B Floating Pct 11.32%
Class A Principal Pct 94.00%
Class B Principal Pct 6.00%
Series
Allocations Trust 1995-B Class A Class B
----------- ----------------------------------------------------------------------------------
Principal Collections 431,223,842.41 41,598,708.39 39,102,785.89 2,495,922.50
Finance Charge Collections 72,008,463.58 3,681,599.10 3,264,814.30 416,784.80
PFA Investment Proceeds NA 1,182,048.58 1,182,048.58 0.00
Reserve Account Draw NA 68,151.42 68,151.42 0.00
--------- --------- ----
Available Funds 4,931,799.10 4,515,014.30 416,784.80
Monthly Investor Obligations
----------------------------
Servicer Interchange 395,833.33 351,022.01 44,811.32
Monthly Interest 1,997,850.00 1,875,300.00 122,550.00
Monthly Servicing Fee 29,555.56 26,209.64 3,345.91
Defaulted Amounts 24,755,386.88 1,265,676.36 1,122,392.24 143,284.12
------------ ------------ ----------
3,688,915.25 3,374,923.90 313,991.35
Excess Spread 1,386,167.97 1,140,090.40 246,077.57
Required Amount 0.00 0.00 0.00
Cash Collateral Account
-----------------------
Cash Collateral Fee 0.00
Risk-Free Fee 4,270.86
Interest on CCA Draw or Difference between Loan Interest and Deposit Interest (5,942.07)
---------
Monthly Cash Collateral Fee 1,671.20
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<TABLE>
<S> <C>
Cash Collateral Account (continued)
------------------------------------
Quarterly Excess Spread Percentage 6.22%
Principal Payment Rate Calculation 11.27%
Calculated Current Month's Spread Account Cap N/A
Spread Account Cap Adjustment 0.00%
Applicable Spread Account Cap Percentage N/A
Beginning Cash Collateral Amount 16,568,000.00
Required Cash Collateral Amount 11,210,000.00
Cash Collateral Account Draw 0.00
Cash Collateral Account Surplus 5,358,000.00
Beginning Spread Account Balance 16,568,000.00
Required Spread Account Amount 11,210,000.00
Required Spread Account Draw 0.00
Required Spread Account Deposit 0.00
Spread Account Surplus 5,358,000.00
Monthly Principal & Controlled Deposit Amount
----------------------------------------------
Month of Accumulation 5
Controlled Accumulation Amount 59,533,333.33
Required PFA Balance 297,666,666.67
Beginning PFA Balance 238,133,333.33
Controlled Deposit Amount 59,533,333.33
Available Investor Principal Collections 42,864,384.75
Principal Shortfall 16,668,948.58
Shared Principal to Other Series 0.00
Shared Principal from Other Series 16,668,948.58
Class A Monthly Principal 59,533,333.33
Class B Monthly Principal 0.00
Monthly Principal 59,533,333.33
PFA Deposit 59,533,333.33
PFA Withdrawal 0.00
Ending PFA Balance 297,666,666.67
Principal to Investors 0.00
Ending Class A Invested Amount 357,200,000.00
Ending Class B Invested Amount 22,800,000.00
Class A Accumulation Period Length
----------------------------------
Min 12 Month Historical Prin Pmt Rate 10.71%
Revolving Investor Interest 630,000,000.00
Class A Invested Amount 357,200,000.00
Available Principal 67,452,497.06
Class A Accumulation Period Length 6
Reserve Account
---------------
Available Reserve Account Amount 1,900,000.00
Covered Amount 1,250,200.00
Reserve Draw Amount 68,151.42
Portfolio Yield 12.94%
Reserve Account Factor 50.00%
Portfolio Adjusted Yield 5.31%
Reserve Account Funding Period Length 3
Reserve Account Funding Date 15-Jan-00
Weighted Average Coupon 6.31%
Required Reserve Account Amount 1,900,000.00
Reserve Account Surplus 0.00
Required Reserve Account Deposit 57,617.51
Portfolio Yield - 3 month average 12.78%
Base Rate - 3 month average 7.37%
(Portfolio Yield 3 mo avg) - (Base Rate 3 mo avg) 5.41%
*Note: For purposes of reporting balances, beginning refers to the balances as of the distribution date in the current Monthly
Period, and ending refers to the balances as of the upcoming Distribution Date. The Floating Allocation Percentage is based
on the Adjusted Invested Amount as of the last day of the Monthly Period preceding the current Monthly Period.
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