BANC ONE CREDIT CARD MASTER TRUST
8-K, EX-99.4, 2000-12-15
ASSET-BACKED SECURITIES
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                                                                    Exhibit 99.4



                         MONTHLY SERVICER'S CERTIFICATE
                              FIRST USA BANK, N.A.


                        BANC ONE CREDIT CARD MASTER TRUST
                                  SERIES 1996-A



         The undersigned, a duly authorized representative of First USA Bank,
N.A., as Servicer ("First USA"), pursuant to the Pooling and Servicing Agreement
dated as of November 1, 1994 (as amended and supplemented, the "Agreement"), as
supplemented by the Series 1996-A Supplement dated as of March 27, 1996 (as
amended and supplemented, the "Series Supplement"), between First USA, as Seller
and Servicer, and Bankers Trust Company, as Trustee, does hereby certify as
follows:

         1. Capitalized terms used in this Certificate have their respective
meanings as set forth in the Agreement or Series Supplement, as applicable.

         2. First USA is, as of the date hereof, the Servicer under the
Agreement.

         3. The undersigned is a Servicing Officer.

         4. This Certificate relates to the Distribution Date occuring on
15-Dec-00.
---------

         5. As of the date hereof, to the best knowledge of the undersigned, the
Servicer has performed in all material respects all its obligations under the
Agreement through the Monthly Period preceding such Distribution Date.

         6. As of the date hereof, to the best knowledge of the undersigned, no
Pay Out Event has been deemed to have occurred on or prior to such Distribution
Date.

         7. As of the date hereof, to the best knowledge of the undersigned, no
Lien has been placed on any of the Receivables other than pursuant to the
Agreement.

             IN WITNESS WHEREOF, the undersigned has duly executed and delivered
this Certificate this 11th day of Dec-00.
                      ----        ------


         FIRST USA BANK, N.A.
         as Servicer

         By:            /s/ Tracie H. Klein
                       ---------------------------------------------
                       Tracie H. Klein
                       First Vice President




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