CHASE MANHATTAN BANK N A
8-K, 1996-05-30
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<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549
                         
                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

                          Date of Report: May 24, 1996

                 THE CHASE MANHATTAN BANK (NATIONAL ASSOCIATION)
                  (Originator of the Trust referred to herein)
             (Exact name of registrant as specified in its charter)

                      CHASE MANHATTAN GRANTOR TRUST 1996-A
                      (Issuer with respect to Certificates)

               United States            33-99546              13-2633612

              (State or other         (Commission          (IRS Employer     
               jurisdiction of         File Number)         Identification No.)
               incorporation)
              
           1 Chase Manhattan Plaza, New York , NY             10081
           (Address of principal executive offices)          (Zip code)


           Registrant's telephone number, including area code: (212) 552-2222
<PAGE>   2
Item 5. Other Events

         On May 15, 1996, the Chase Manhattan Grantor Trust 1996-A (the "Trust")
made the distribution to Certificateholders contemplated by the Pooling and
Servicing Agreement dated as of September 1, 1995 between The Chase Manhattan
Bank (National Association), as Seller and Servicer and Norwest Bank Minnesota,
National Association, as Trustee (the "Pooling and Servicing Agreement").

         A copy of the Certificateholder Report for such Distribution Date
delivered pursuant to Section 5.7 of the Pooling and Servicing Agreement is
being filed as an exhibit to this Current Report on Form 8-K.

         Item 7 (c).  Exhibits

         20.1              Certificateholder Report dated May 24, 1996 delivered
                           pursuant to Section 5.7 of the Pooling and Servicing
                           Agreement.
<PAGE>   3
                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Bank has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.

                                         THE CHASE MANHATTAN BANK
                                          (NATIONAL ASSOCIATION)

                                         /s/William Schiralli
                                         ---------------------------------------
                                         By:    William Schiralli
                                         Title: Vice President

Date:  May 24, 1996
<PAGE>   4
                                INDEX TO EXHIBITS

         Exhibit           Description                                 Page

           20.1            Certificateholder Report, dated                5
                           May 24, 1996, delivered
                           pursuant to Section 5.7 of
                           the Pooling and Servicing Agreement
                           dated as of September 1, 1995

<PAGE>   1
                                                                    EXHIBIT 20.1

                                                                          Page 1
CHASE MANHATTAN GRANTOR TRUST 1996-A

From: Chase Manhattan Bank, N.A.

To:   Norwest Bank Minnesota, N.A.


                   MONTHLY CERTIFICATEHOLDER'S REPORT
                   ----------------------------------

<TABLE>
<S>                                              <C>
Due Period 3 Beginning Date                      04/01/1996

Due Period 3 End Date                            04/30/1996

Determination Date                               05/10/1996

Remittance Date                                  05/15/1996
</TABLE>


I.    Monthly Principal and Principal Carryover Shortfall to Certificateholders
      
      (Per $1000 of Original Principal Amount)                  $ 34.3543092392

II.   Monthly Interest and Unpaid Interest to Certificateholders
      
(     Per $1000 of Original Principal Amount)                   $  4.0381149046

III.  Monthly Expenses Summary

<TABLE>
<S>                                                              <C>

      A. Servicing Fee Disbursement                              $ 1,144,855.09

      B. Cash Collateral Account Expense                         $         0.00

      C. Total Expenses paid
         (per $1000 of Original Principal Amount)                $ 0.7765605570
</TABLE>
<PAGE>   2
                                                                          Page 2

<TABLE>
<S>                                                          <C>
IV.   Cash Collateral Account Deposit Amount                 $             0.00

V.    Outstanding Advance Summary


      A. From Prior Period                                   $     2,554,981.46

      B. From Current Period                                 $     2,694,767.33

      C. Change in Amount Between Periods (Lines B - A)      $       139,785.87

VI.   Pool Factor Information


      A. Certificate Principal Balance                       $ 1,323,178,797.02

      B. Initial Certificate Balance                         $ 1,474,263,764.33

      C. Pool Factor (Lines A / B)                               0.897518360713

VII.  Available Cash Collateral Account Information for  
      Due Period 

      A. Available Cash Collateral Amount                    $    68,691,305.51

      B. Available Cash Collateral Amount Percentage             4.999999999709%


VIII. Required Cash Collateral Amount

      A. For the Current Collection Period                   $    68,691,305.51
    
      B. For the Next Collection Period                      $    66,158,939.85
</TABLE>







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