GATEWAY BANCORP INC/KY
15-12G, 1997-12-15
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                 UNITED STATES
                        SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549


                                  FORM 15


CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER
SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION
OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934.


                              Commission File Number  0-25204             
                                                     -----------

                        Gateway Bancorp, Inc.
    ---------------------------------------------------------                 
      (Exact name of registrant as specified in its charter)


           2717 Louisa Street, Catlettsburg, Kentucky 41129                  
     --------------------------------------------------------------
(Address, including zip code, and telephone number, including area
       code, of registrant's principal executive offices)


              Common Stock, par value $0.01 per share                          
    --------------------------------------------------------       
    (Title of each class of securities covered by this Form)


- ---------------------------------------------------------------------        
(Titles of all other classes of securities for which a duty to file 
            reports under section 13(a) or 15(d) remains)


     Please place an X in the box(es) to designate, the appropriate
rule provision(s) relied upon to terminate or suspend the duty to file
reports:


          Rule 12g-4(a)(1)(i) (x)  Rule 12h-3(b)(1)(i)  ( )
          Rule 12g-4(a)(1)(ii)( )  Rule 12h-3(b)(1)(ii) ( )
          Rule 12g-4(a)(2)(i) ( )  Rule 12h-3(b)(2)(i)  ( )
          Rule 12g-4(a)(2)(ii)( )  Rule 12h-3(b)(2)(ii) ( )
                                   Rule 15d-6           ( )

     Approximate number of holders of record as of the certification or 
notice date:  One

     Pursuant to the requirements of the Securities Exchange Act of
1934 (Name of registrant as specified in charter) has caused this
certification/ notice to be signed on its behalf by the undersigned
duly authorized person.


Date: December 12, 1997     By: \s\Rebecca R. Jackson
      -----------------        --------------------------------------         
                               Rebecca R. Jackson, President and Chief         
                               Executive Officer of Gateway Bancorp, Inc.
                                  
Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of the 
General Rules and Regulations under the Securities Exchange Act of 1934. 
The registrant shall file with the Commission three copies of Form 15, one
of which shall be manually signed.  It may be signed by an officer of the 
registrant, by counsel or by any other duly authorized person.  The name
and title of the person signing the form shall be typed or printed under
the signature.



SEC 2069 (8-93)
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