<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> MARKMAN INCOME ALLOCATION PORTFOLIO
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 458,617
<INVESTMENTS-AT-VALUE> 466,726
<RECEIVABLES> 2,171
<ASSETS-OTHER> 1,861
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 470,758
<PAYABLE-FOR-SECURITIES> 1,719
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,132
<TOTAL-LIABILITIES> 3,851
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 483,223
<SHARES-COMMON-STOCK> 48,774
<SHARES-COMMON-PRIOR> 189,166
<ACCUMULATED-NII-CURRENT> 3,246
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (27,671)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 8,109
<NET-ASSETS> 466,907
<DIVIDEND-INCOME> 17,761
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 2,074
<NET-INVESTMENT-INCOME> 15,687
<REALIZED-GAINS-CURRENT> (20,705)
<APPREC-INCREASE-CURRENT> (6,690)
<NET-CHANGE-FROM-OPS> (11,708)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 12,441
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 86,947
<NUMBER-OF-SHARES-REDEEMED> 228,551
<SHARES-REINVESTED> 1,212
<NET-CHANGE-IN-ASSETS> (1,429,174)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (6,966)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,074
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,074
<AVERAGE-NET-ASSETS> 633,674
<PER-SHARE-NAV-BEGIN> 10.02
<PER-SHARE-NII> .37
<PER-SHARE-GAIN-APPREC> (.52)
<PER-SHARE-DIVIDEND> .30
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.57
<EXPENSE-RATIO> .65
</TABLE>