AEGIS CONSUMER FUNDING GROUP INC
3, 1998-07-24
PERSONAL CREDIT INSTITUTIONS
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                                                /        OMB APPROVAL          /
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                                                / OMB Number:        3235-0104 /
                                                / Expires:  September 30, 1998 /
                                                / Estimated average burden     /
                                                / hours per response...... 0.5 /
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| FORM 3 |          U.S. SECURITIES AND EXCHANGE COMMISSION
+--------+                  Washington, D.C. 20549
          
            INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

    Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
      Section 17(a) of the Public Utility Holding Company Act of 1935 or
              Section 30(f) of the Investment Company Act of 1940

(Print or Type Responses)

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1.  Name and Address of Reporting Person*

          GKW Unified Holdings LLC
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        (Last)                      (First)                        (Middle)

          150 El Camino Drive, Suite 204
    ----------------------------------------------------------------------------
                                   (Street)

          Beverly Hills, CA 90212
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        (City)                      (State)                           (Zip)


2.  Date of Event Requiring Statement (Month/Day/Year)              7/17/98
                                                                  --------------

3.  IRS Identification Number of Reporting Person if an Entity 
    (Voluntary)   
                --------------

4.  Issuer Name and Ticker or Trading Symbol  The Aegis Consumer Funding Group,
                                             -----------------------------------
    Inc. "ACAR"
    -------------------------------
5.  Relationship of Reporting Person(s) to Issuer (Check all applicable)

    [ ] Director    [ ] Officer             [X] 10% Owner    [ ] Other
                        (give title below)                       (specify below)


    ----------------------------------------------------------------------------
 
6.  If Amendment, Date of Original (Month/Day/Year) 
                                                    ----------------------------
7.  Individual or Joint Group Filing (Check Applicable Line)
     
    _X__ Form Filed by One Reporting Person
    ____ Form filed by More than One Reporting Person

             TABLE I--NON-DERIVATIVE SECURITIES BENEFICIALLY OWNED

<TABLE> 
<CAPTION> 
- --------------------------------------------------------------------------------
1. Title           2. Amount of         3. Ownership Form:  4. Nature of 
   of                 Securities Bene-     Direct (D) or       Indirect Bene-
   Security           ficially Owned       Indirect (I)        ficial Ownership
   (Instr. 4)         (Instr. 4)           (Instr. 5)          (Instr. 5) 
- --------------------------------------------------------------------------------
<S>               <C>                   <C>                 <C> 

- --------------------------------------------------------------------------------
Common Stock, 
- --------------------------------------------------------------------------------
Par Value $.01 Per Share   3,065,341            D
- --------------------------------------------------------------------------------

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</TABLE> 
Reminder: Report on a separate line for each class of securities beneficially 
owned directly or indirectly. 


<PAGE>
 
FORM 3 (continued)

              TABLE II--DERIVATIVE SECURITIES BENEFICIALLY OWNED
        (e.g., puts, calls, warrants, options, convertible securities)

<TABLE> 
<CAPTION> 
- ------------------------------------------------------------------------------------------------------------------------------------
 1. Title of Derivative        2. Date Exer-    3. Title and Amount of Securities   4. Conversion   5. Ownership   6. Nature of In-
    Security (Instr. 4)           cisable and      Underlying Derivative Security      or              Form of        direct Bene- 
                                  Expiration       (Instr. 4)                          Exercise        Derivative     ficial    
                                  Date                                                 Price           Security:      Ownership
                                  (Month/Day/                                          of              Direct (D)     (Instr. 5)
                                  Year)                                                Derivative      or In-     
                              ----------------------------------------------------     Security        direct (I)     
                               Date      Expira-                        Amount or                      (Instr. 5)     
                               Exer-     tion            Title          Number of
                               cisable   Date                           Shares    
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                            <C>       <C>    <C>                     <C>         <C>             <C>            <C>  

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</TABLE> 
Explanation of Responses:                             GKW Unified Holding LLC
                                                      By Pacific Capital Group

**Intentional misstatements or omissions of facts constitute Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note:  File three copies of this Form, one of which must be manually signed.
       If space is insufficient, See Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained 
in this form are not required to respond unless the form displays a currently 
valid OMB Number.
                               /s/ Gary Winnick                    7/22/98
                              -------------------------------  -----------------
                              **Signature of Reporting Person        Date
                              Gary Winnick
                              President and Chief 
                              Executive Officer


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