<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Form 10-Q
for the period ended June 30, 2000 and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 11,406
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 13,358
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 78,642
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 298,751
<ALLOWANCE> 2,993
<TOTAL-ASSETS> 432,221
<DEPOSITS> 367,503
<SHORT-TERM> 30,377
<LIABILITIES-OTHER> 2,157
<LONG-TERM> 0
7,054
0
<COMMON> 0
<OTHER-SE> 25,130
<TOTAL-LIABILITIES-AND-EQUITY> 432,221
<INTEREST-LOAN> 12,365
<INTEREST-INVEST> 2,404
<INTEREST-OTHER> 384
<INTEREST-TOTAL> 15,153
<INTEREST-DEPOSIT> 6,395
<INTEREST-EXPENSE> 7,057
<INTEREST-INCOME-NET> 8,096
<LOAN-LOSSES> 280
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,858
<INCOME-PRETAX> 2,698
<INCOME-PRE-EXTRAORDINARY> 2,698
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,787
<EPS-BASIC> .25
<EPS-DILUTED> .25
<YIELD-ACTUAL> 4.27
<LOANS-NON> 441
<LOANS-PAST> 0<F1>
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,849
<CHARGE-OFFS> 144
<RECOVERIES> 8
<ALLOWANCE-CLOSE> 2,993
<ALLOWANCE-DOMESTIC> 2,993
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>
F1 Items are only disclosed on an annual basis in the Company's Form 10-K, and
are, therefore, not included in this Financial Data Schedule.
</FN>
</TABLE>