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NOTICE OF SUBSTITUTION
HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SEPARATE ACCOUNT SIX
This notice is confirmation to you, the owner of a Contract issued by Hartford
Life and Annuity Insurance Company ("Hartford"), that on the close of business
on March 31, 1999, Hartford made the following substitutions of shares held by
subaccounts of Separate Account Six (the "Account"):
(1) shares of One Group-Registered Trademark- Investment Trust's Bond Portfolio
for shares of Pegasus Variable Fund's ("Pegasus Trust") Bond Fund,
(2) shares of One Group Investment Trust's Diversified Equity Portfolio for
shares of Pegasus Trust's Growth and Value Fund,
(3) shares of One Group Investment Trust's Diversified Mid-Cap Portfolio for
shares of Pegasus Trust's Mid-Cap Opportunity Fund,
(4) shares of One Group Investment Trust's Large Cap Growth Portfolio for
shares of Pegasus Trust's Growth Fund, and
(5) shares of One Group Investment Trust's Mid-Cap Value Portfolio for shares
of Pegasus Trust's Intrinsic Value Fund.
The foregoing substitutions were carried out pursuant to an order of the
Securities and Exchange Commission issued on March 17, 1999. The effect of the
share substitution was to replace certain portfolios of Pegasus Trust with those
of One Group Investment Trust as investment options under the Contracts as
described in your May 1, 1998 prospectus.
If you wish, you may make one transfer of all amounts under your Contract
invested in any one of the affected subaccounts to another subaccount without
that transfer counting as one of the twelve "free" transfers permitted in a
Contract year. In addition, Hartford will not impose any additional restrictions
under the Contracts on transfers until 30 days after the date of this notice.
HV-2348
