RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GMAC RFC
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
RASC Series 2000-KS5 Trust
Home Equity Mortgage Asset-Backed Pass-Through Certificates
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Residential Asset Securities Corporation
Depositor
Residential Funding Corporation
Master Servicer
--------------------------------------------------------------------------------
The following is a preliminary Term Sheet. All terms and statements are
subject to change.
SALOMON SMITH BARNEY
a member of Citigroup
November 28, 2000
--------------------------------------------------------------------------------
The information herein has been provided solely by Salomon Smith Barney ("SSB")
based on information with respect to the mortgage loans provided by Residential
Funding Corporation ("RFC") and its affiliates. Neither RFC nor any of its
affiliates makes any representation as to the accuracy or completeness of the
information herein. The information herein is preliminary and supersedes any
prior information and will be superseded by the prospectus supplement and by any
other information subsequently filed with the Securities and Exchange
Commissions (SEC). All assumptions and information in this report reflect SSB's
judgment as of this date and are subject to change. All analyses are based on
certain assumptions noted herein and different assumptions could yield
substantially different results. You are cautioned that there is no universally
accepted method for analyzing financial instruments. You should review the
assumptions; there may be differences between these assumptions and your actual
business practices. Further, SSB does not guarantee any results and there is no
guarantee as to the liquidity of the instruments involved in this analysis. The
decision to adopt any strategy remains your responsibility. SSB (or any of its
affiliates) or their officers, directors, analysts or employees may have
positions in securities, commodities or derivative instruments thereon referred
to here, and may, as principal or agent, buy or sell such securities,
commodities or derivative instruments. In addition, SSB may make a market in the
securities referred to herein. Neither the information nor the assumptions
reflected herein should be construed to be, or constitute, an offer to sell or
buy or a solicitation of an offer to sell or buy any securities, commodities or
derivative instruments mentioned herein. No sale of any securities, commodities
or derivative instruments should be consummated without the purchaser first
having received a prospectus and, if required prospectus supplement. Finally,
SSB has not addressed the legal, accounting and tax implications of the analysis
with respect to you, and SSB strongly urges you to seek advice from your
counsel, accountant and tax advisor. A final Prospectus and Prospectus
Supplement may be obtained by contacting SSB's Syndicate Desk at (212) 723-6171.
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I COLLATERAL SUMMARY
Statistics for the fixed rate home equity loans are listed below as of the
Cut-off Date of November 1, 2000.
<TABLE>
<CAPTION>
Summary Statistics Range (if applicable)
Number of Mortgage Loans: 4,976
Aggregate Current Principal Balance: $396,596,783.68
<S> <C> <C> <C>
Average Current Principal Balance: $79,701.93 $2,600.64 to $648,320.57
Aggregate Original Principal Balance: $397,164,537.03
Average Original Principal Balance: $79,816.02 $3,250.00 to $649,500.00
Wtd. Avg. Gross Coupon: 11.067% 7.850% to 17.990%
Wtd. Avg. Net Coupon: 10.55% 7.270% to 17.410%
Wtd. Avg. Original Term (months): 305.86 24.00 to 360.00
Wtd. Avg. Remaining Term (months): 304.10 23.00 to 360.00
Wtd. Avg. Age (months): 1.76 0.00 to 35.00
Wtd. Avg. Original CLTV: 78.78% 5.00% to 100.00%
Wtd. Avg. Borrower FICO: (1) 598.33 435.00 to 806.00
Balloon Loans (% of Total): 17.77%
Lien Position (1st / 2nd): 96.99% / 3.01%
Geographic Distribution: (2) California 8.36%
Texas 8.23%
Florida 7.57%
Georgia 7.20%
Michigan 6.84%
New York 6.21%
--------
(2) Excludes 45 loans missing FICO scores.
(3) Other states account individually for less than 5% of the pool balance.
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I CURRENT MORTGAGE LOAN AMOUNTS
Principal Balance ($) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
0.00 - 10,000.00 51 495,271.40 0.12
10,000.01 - 20,000.00 293 4,332,237.74 1.09
20,000.01 - 30,000.00 449 11,681,949.16 2.95
30,000.01 - 40,000.00 502 17,821,609.74 4.49
40,000.01 - 50,000.00 535 24,285,126.64 6.12
50,000.01 - 60,000.00 612 33,856,886.97 8.54
60,000.01 - 70,000.00 432 28,156,081.22 7.10
70,000.01 - 80,000.00 365 27,351,810.95 6.90
80,000.01 - 90,000.00 267 22,756,654.25 5.74
90,000.01 - 100,000.00 246 23,460,133.77 5.92
100,000.01 - 110,000.00 189 19,860,506.51 5.01
110,000.01 - 120,000.00 164 18,921,841.03 4.77
120,000.01 - 130,000.00 147 18,354,526.02 4.63
130,000.01 - 140,000.00 110 14,861,073.20 3.75
140,000.01 - 150,000.00 84 12,219,898.82 3.08
150,000.01 - 200,000.00 249 42,731,694.83 10.77
200,000.01 - 250,000.00 124 27,455,952.69 6.92
250,000.01 - 300,000.00 97 26,647,334.91 6.72
300,000.01 - 350,000.00 32 10,478,043.25 2.64
350,000.01 - 400,000.00 25 9,305,345.61 2.35
400,000.01 - 450,000.00 1 449,795.56 0.11
450,000.01 - 500,000.00 1 464,688.84 0.12
600,000.01 - 650,000.00 1 648,320.57 0.16
Total: 4,976 396,596,783.68 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I ORIGINAL MORTGAGE LOAN AMOUNTS
Principal Balance ($) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
0.00 - 10,000.00 51 495,271.40 0.12
10,000.01 - 20,000.00 292 4,317,587.14 1.09
20,000.01 - 30,000.00 450 11,696,599.76 2.95
30,000.01 - 40,000.00 498 17,667,871.09 4.45
40,000.01 - 50,000.00 535 24,254,706.32 6.12
50,000.01 - 60,000.00 615 34,006,731.36 8.57
60,000.01 - 70,000.00 432 28,156,081.22 7.10
70,000.01 - 80,000.00 363 27,192,098.14 6.86
80,000.01 - 90,000.00 267 22,683,519.41 5.72
90,000.01 - 100,000.00 249 23,727,296.00 5.98
100,000.01 - 110,000.00 188 19,751,344.13 4.98
110,000.01 - 120,000.00 164 18,911,792.85 4.77
120,000.01 - 130,000.00 147 18,343,763.60 4.63
130,000.01 - 140,000.00 111 14,991,046.18 3.78
140,000.01 - 150,000.00 83 12,073,871.42 3.04
150,000.01 - 200,000.00 250 42,877,722.23 10.81
200,000.01 - 250,000.00 123 27,206,097.43 6.86
250,000.01 - 300,000.00 98 26,897,190.17 6.78
300,000.01 - 350,000.00 32 10,478,043.25 2.64
350,000.01 - 400,000.00 25 9,305,345.61 2.35
400,000.01 - 450,000.00 1 449,795.56 0.11
450,000.01 - 500,000.00 1 464,688.84 0.12
600,000.01 - 650,000.00 1 648,320.57 0.16
Total: 4,976 396,596,783.68 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUOP I GROSS MORTGAGE INTEREST RATES
Gross Interest Rate (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
7.750 - 7.999 1 230,912.00 0.06
8.250 - 8.499 4 698,953.51 0.18
8.500 - 8.749 8 780,595.66 0.20
8.750 - 8.999 55 6,338,405.53 1.60
9.000 - 9.249 39 3,952,781.99 1.00
9.250 - 9.499 83 10,233,098.49 2.58
9.500 - 9.749 164 18,091,082.70 4.56
9.750 - 9.999 341 39,429,187.09 9.94
10.000 - 10.249 165 16,083,632.59 4.06
10.250 - 10.499 250 27,606,480.49 6.96
10.500 - 10.749 377 37,315,967.05 9.41
10.750 - 10.999 495 44,828,607.91 11.30
11.000 - 11.249 255 21,091,197.64 5.32
11.250 - 11.499 339 30,875,362.58 7.79
11.500 - 11.749 373 30,493,538.62 7.69
11.750 - 11.999 488 32,139,512.36 8.10
12.000 - 12.249 236 14,642,237.19 3.69
12.250 - 12.499 246 15,768,958.44 3.98
12.500 - 12.749 198 12,916,488.10 3.26
12.750 - 12.999 213 11,100,043.29 2.80
13.000 - 13.249 77 4,183,589.00 1.05
13.250 - 13.499 74 4,063,790.50 1.02
13.500 - 13.749 59 3,163,985.43 0.80
13.750 - 13.999 97 3,396,329.63 0.86
14.000 - 14.249 23 1,007,293.50 0.25
14.250 - 14.499 22 988,130.78 0.25
14.500 - 14.749 13 488,648.80 0.12
14.750 - 14.999 275 4,519,331.79 1.14
15.250 - 15.499 2 70,920.84 0.02
15.500 - 15.749 1 46,893.97 0.01
15.750 - 15.999 1 13,479.56 0.00
16.750 - 16.999 1 19,476.85 0.00
17.750 - 17.990 1 17,869.80 0.00
Total: 4,976 396,596,783.68 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I NET MORTGAGE INTEREST RATES
Net Interest Rate (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
7.250 - 7.499 1 $230,912.00 0.06
7.750 - 7.999 4 $340,662.13 0.09
8.000 - 8.249 13 $1,897,774.17 0.48
8.250 - 8.499 39 $4,182,581.38 1.05
8.500 - 8.749 53 $5,912,384.20 1.49
8.750 - 8.999 92 $9,472,748.79 2.39
9.000 - 9.249 145 $16,526,381.45 4.17
9.250 - 9.499 253 $29,592,866.04 7.46
9.500 - 9.749 287 $31,117,313.21 7.85
9.750 - 9.999 338 $34,653,132.34 8.74
10.000 - 10.249 355 $35,040,174.80 8.84
10.250 - 10.499 455 $40,198,425.52 10.14
10.500 - 10.749 327 $29,334,753.73 7.40
10.750 - 10.999 393 $33,354,798.67 8.41
11.000 - 11.249 334 $26,207,514.35 6.61
11.250 - 11.499 420 $26,124,854.49 6.59
11.500 - 11.749 264 $17,355,971.74 4.38
11.750 - 11.999 229 $15,032,825.76 3.79
12.000 - 12.249 188 $11,130,572.11 2.81
12.250 - 12.499 172 $8,866,924.69 2.24
12.500 - 12.749 88 $4,429,307.21 1.12
12.750 - 12.999 70 $3,982,126.45 1.00
13.000 - 13.249 47 $2,149,032.26 0.54
13.250 - 13.499 83 $2,893,291.34 0.73
13.500 - 13.749 21 $871,378.55 0.22
13.750 - 13.999 18 $804,518.32 0.20
14.000 - 14.249 11 $373,099.57 0.09
14.250 - 14.499 270 $4,351,817.39 1.10
14.750 - 14.999 1 $19,941.27 0.01
15.000 - 15.249 2 $97,873.54 0.02
15.250 - 15.499 1 $13,479.56 0.00
16.250 - 16.499 1 $19,476.85 0.00
17.250 - 17.499 1 $17,869.80 0.00
Total: 4,976 $396,596,783.68 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I ORIGINAL COMBINED LOAN-TO-VALUE RATIOS
Original LTV (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
0.00 - 6.00 2 $54,919.84 0.01
6.01 - 11.00 6 $187,396.67 0.05
11.01 - 16.00 10 $330,361.09 0.08
16.01 - 21.00 14 $410,127.90 0.10
21.01 - 26.00 19 $703,703.01 0.18
26.01 - 31.00 33 $1,220,857.62 0.31
31.01 - 36.00 28 $1,490,873.02 0.38
36.01 - 41.00 43 $2,007,866.33 0.51
41.01 - 46.00 68 $3,448,533.71 0.87
46.01 - 51.00 108 $5,301,411.33 1.34
51.01 - 56.00 99 $5,806,744.45 1.46
56.01 - 61.00 170 $10,719,218.16 2.70
61.01 - 66.00 219 $13,945,447.36 3.52
66.01 - 71.00 425 $29,356,255.19 7.40
71.01 - 76.00 612 $50,198,273.44 12.66
76.01 - 81.00 1,203 $111,940,865.42 28.23
81.01 - 86.00 774 $69,723,779.38 17.58
86.01 - 91.00 740 $73,318,007.96 18.49
91.01 - 96.00 209 $12,748,666.56 3.21
96.01 - 100.00 194 $3,683,475.24 0.93
Total: 4,976 $396,596,783.68 100.00
GROUP I LIEN POSITION
Position Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1st Lien 4,485 384,664,993.65 96.99
2nd Lien 491 11,931,790.03 3.01
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP I OWNER OCCUPANCY
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Owner occupied 4,439 363,623,133.88 91.69
Non-owner occupied 537 32,973,649.80 8.31
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I DOCUMENTATION TYPE
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Full Documentation 4,244 321,368,751.62 81.03
Reduced Documentation 732 75,228,032.06 18.97
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP I LOAN PURPOSE
Purpose Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Purchase 1,568 133,236,713.05 33.59
Equity Refinance 3,055 229,084,702.38 57.76
Rate/Term Refinance 353 34,275,368.25 8.64
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP I CREDIT GRADE
Grade Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1-A-1 974 105,700,949.96 26.65
1-A 1,081 82,721,475.30 20.86
1 1,184 92,732,124.38 23.38
2 1,283 88,762,833.66 22.38
3 359 20,592,991.83 5.19
4 82 4,644,959.13 1.17
Other 13 1,441,449.42 0.36
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I FICO SCORE
Score Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
421 - 440 1 85,571.86 0.02
441 - 460 18 1,599,557.61 0.40
461 - 480 59 3,409,447.99 0.86
481 - 500 93 6,201,872.08 1.56
501 - 520 244 17,300,917.23 4.36
521 - 540 396 27,115,011.60 6.84
541 - 560 584 38,937,969.71 9.82
561 - 580 680 48,370,429.35 12.20
581 - 600 677 51,269,675.42 12.93
601 - 620 724 65,626,985.45 16.55
621 - 640 574 52,740,442.53 13.30
641 - 660 418 40,073,731.35 10.10
661 - 680 237 22,162,719.49 5.59
681 - 700 96 8,365,918.39 2.11
701 - 720 58 4,873,640.89 1.23
721 - 740 33 2,858,855.52 0.72
741 - 760 20 1,722,575.72 0.43
761 - 780 14 1,296,345.09 0.33
781 - 800 4 290,192.11 0.07
801 - 820 1 63,750.00 0.02
Unavailable 45 2,231,174.29 0.56
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I PREPAYMENT PENALTIES
Penalty Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
No 1,949 155,275,459.25 39.15
Yes 3,027 241,321,324.43 60.85
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP I AMORTIZATION TYPE
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Fully Amortizing 4,037 326,314,011.56 82.28
Balloon 939 70,282,772.12 17.72
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP I PROPERTY TYPE
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Attached PUD 58 6,253,843.30 1.58
Condo over 8 stories 4 280,494.43 0.07
Condo under 5 stories 104 9,187,210.71 2.32
Detached PUD 260 30,204,789.37 7.62
Leasehold 3 260,691.29 0.07
Manufactured Home 138 7,641,430.48 1.93
Mid-rise condo (5-8 stories) 10 893,414.85 0.23
Single Family (detached) 4,320 336,873,866.50 84.94
Townhouse/Rowhouse 79 5,001,042.75 1.26
Total: 4,976 396,596,783.68 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP I GEOGRAPHIC DISTRIBUTION
Location Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Alabama 193 11,784,026.56 2.97
Alaska 3 356,300.41 0.09
Arizona 53 4,357,491.67 1.10
Arkansas 33 1,890,515.45 0.48
California 204 33,158,321.66 8.36
Colorado 55 6,826,974.62 1.72
Connecticut 65 5,657,383.70 1.43
Delaware 9 1,135,010.59 0.29
District of Columbia 13 1,237,577.53 0.31
Florida 356 30,009,532.23 7.57
Georgia 317 28,538,827.96 7.20
Hawaii 2 394,219.71 0.10
Idaho 9 717,081.67 0.18
Illinois 220 17,304,131.48 4.36
Indiana 186 12,792,709.97 3.23
Iowa 49 3,447,359.38 0.87
Kansas 36 1,729,721.09 0.44
Kentucky 79 4,745,708.37 1.20
Louisiana 170 9,606,239.11 2.42
Maine 15 893,283.71 0.23
Maryland 81 7,660,182.05 1.93
Massachusetts 55 6,083,645.75 1.53
Michigan 374 27,147,027.36 6.84
Minnesota 64 6,084,718.89 1.53
Mississippi 79 4,976,133.26 1.25
Missouri 80 4,446,302.95 1.12
Montana 5 443,017.36 0.11
Nebraska 23 1,762,337.52 0.44
Nevada 28 2,829,460.54 0.71
New Hampshire 22 1,572,092.74 0.40
New Jersey 62 7,375,094.14 1.86
New Mexico 35 2,726,358.80 0.69
New York 211 24,628,901.66 6.21
North Carolina 154 11,431,633.35 2.88
North Dakota 14 766,709.83 0.19
Ohio 277 17,697,280.65 4.46
Oklahoma 89 4,694,591.34 1.18
Oregon 33 3,164,480.62 0.80
Pennsylvania 137 9,026,696.21 2.28
Rhode Island 20 1,640,436.65 0.41
South Carolina 131 8,517,055.23 2.15
South Dakota 3 150,443.78 0.04
Tennessee 179 10,781,661.96 2.72
Texas 493 32,633,180.29 8.23
Utah 20 2,351,699.32 0.59
Vermont 6 875,654.26 0.22
Virginia 67 5,506,881.80 1.39
Washington 42 4,984,393.27 1.26
West Virginia 41 1,985,211.48 0.50
Wisconsin 79 5,336,905.60 1.35
Wyoming 2 209,962.38 0.05
Mexico 3 524,215.77 0.13
Total: 4,976 396,596,783.68 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II COLLATERAL SUMMARY
Statistics for the fixed rate home equity loans are listed below as of the
Cut-off Date of November 1, 2000.
Summary Statistics Range (if applicable)
Number of Mortgage Loans: 6,129
Aggregate Current Principal Balance: $679,234,120.74
Average Current Principal Balance: $110,822.99 $14,158.33 to $958,426.31
Aggregate Original Principal Balance: $679,780,154.68
Average Original Principal Balance: $110,912.08 $14,250.00 to $958,750.00
Wtd. Avg. Gross Coupon: 10.923% 8.500% to 15.940%
Wtd. Avg. Net Coupon: 10.360% 7.920% to 15.360%
ARM Characteristics
Wtd. Avg. Margin 6.495% 1.000% to 11.626%
Wtd. Avg. Initial Rate Cap 2.679% 0.500% to 7.000%
Wtd. Avg. Periodic Rate Cap 1.195% 1.000% to 3.000%
Wtd. Avg. Lifetime Cap 17.503% 12.375% to 21.940%
Wtd. Avg. Lifetime Floor 10.373% 1.200% to 15.940%
Wtd. Avg. Original Term (months): 359.93 180.00 to 360.00
Wtd. Avg. Remaining Term (months): 358.17 175.00 to 360.00
Wtd. Avg. Age (months): 1.76 0.00 to 32.00
Wtd. Avg. Original LTV: 81.00% 16.00% to 95.00%
Wtd. Avg. Borrower FICO: (1) 588.44 425.00 to 819.00
Balloon Loans (% of Total): 0.00%
Lien Position (1st / 2nd): 100.00% / 0.00%
Geographic Distribution: (2) California 15.61%
Texas 9.06%
Michigan 6.44%
Georgia 5.60%
Illinois 5.53%
(2) Excludes 66 loans missing FICO scores.
(3) Other states account individually for less than 5% of the pool balance.
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II CURRENT MORTGAGE LOAN AMOUNTS
Principal Balance ($) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
10,000.01 - 20,000.00 19 358,228.43 0.05
20,000.01 - 30,000.00 124 3,312,511.17 0.49
30,000.01 - 40,000.00 306 11,026,448.78 1.62
40,000.01 - 50,000.00 398 18,086,383.60 2.66
50,000.01 - 60,000.00 571 31,580,731.19 4.65
60,000.01 - 70,000.00 559 36,517,723.03 5.38
70,000.01 - 80,000.00 529 39,777,947.52 5.86
80,000.01 - 90,000.00 458 38,965,079.61 5.74
90,000.01 - 100,000.00 452 43,113,197.72 6.35
100,000.01 - 110,000.00 371 38,986,472.38 5.74
110,000.01 - 120,000.00 351 40,272,418.73 5.93
120,000.01 - 130,000.00 278 34,770,204.53 5.12
130,000.01 - 140,000.00 238 32,173,046.10 4.74
140,000.01 - 150,000.00 195 28,305,891.22 4.17
150,000.01 - 200,000.00 655 112,319,303.97 16.54
200,000.01 - 250,000.00 301 67,552,874.27 9.95
250,000.01 - 300,000.00 168 45,867,384.58 6.75
300,000.01 - 350,000.00 98 31,960,609.46 4.71
350,000.01 - 400,000.00 46 17,376,995.63 2.56
400,000.01 - 450,000.00 1 413,684.15 0.06
450,000.01 - 500,000.00 5 2,433,563.06 0.36
500,000.01 - 550,000.00 2 1,088,467.42 0.16
600,000.01 - 650,000.00 2 1,231,240.07 0.18
750,000.01 - 800,000.00 1 785,287.81 0.12
950,000.01 - 1,000,000.00 1 958,426.31 0.14
Total: 6,129 679,234,120.74 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II CURRENT MORTGAGE LOAN AMOUNTS
Principal Balance ($) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
10,000.01 - 20,000.00 19 358,228.43 0.05
20,000.01 - 30,000.00 124 3,312,511.17 0.49
30,000.01 - 40,000.00 304 10,947,384.85 1.61
40,000.01 - 50,000.00 399 18,125,670.88 2.67
50,000.01 - 60,000.00 571 31,580,731.19 4.65
60,000.01 - 70,000.00 560 36,557,499.68 5.38
70,000.01 - 80,000.00 528 39,703,897.64 5.85
80,000.01 - 90,000.00 457 38,868,953.64 5.72
90,000.01 - 100,000.00 454 43,283,373.57 6.37
100,000.01 - 110,000.00 371 38,986,472.38 5.74
110,000.01 - 120,000.00 351 40,272,418.73 5.93
120,000.01 - 130,000.00 273 34,122,322.11 5.02
130,000.01 - 140,000.00 242 32,681,080.11 4.81
140,000.01 - 150,000.00 196 28,445,739.63 4.19
150,000.01 - 200,000.00 655 112,319,303.97 16.54
200,000.01 - 250,000.00 301 67,552,874.27 9.95
250,000.01 - 300,000.00 168 45,867,384.58 6.75
300,000.01 - 350,000.00 98 31,960,609.46 4.71
350,000.01 - 400,000.00 46 17,376,995.63 2.56
400,000.01 - 450,000.00 1 413,684.15 0.06
450,000.01 - 500,000.00 5 2,433,563.06 0.36
500,000.01 - 550,000.00 2 1,088,467.42 0.16
600,000.01 - 650,000.00 2 1,231,240.07 0.18
750,000.01 - 800,000.00 1 785,287.81 0.12
950,000.01 - 1,000,000.00 1 958,426.31 0.14
Total: 6,129 679,234,120.74 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUOP II GROSS MORTGAGE INTEREST RATES
Gross Interest Rate (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
8.500 - 8.749 16 2,586,608.51 0.38
8.750 - 8.999 61 9,738,026.19 1.43
9.000 - 9.249 50 7,426,219.85 1.09
9.250 - 9.499 134 17,339,831.24 2.55
9.500 - 9.749 168 23,041,068.77 3.39
9.750 - 9.999 467 66,126,264.93 9.74
10.000 - 10.249 205 26,438,113.73 3.89
10.250 - 10.499 442 53,979,767.51 7.95
10.500 - 10.749 590 72,586,619.37 10.69
10.750 - 10.999 903 104,497,280.37 15.38
11.000 - 11.249 429 44,714,198.65 6.58
11.250 - 11.499 580 61,625,086.45 9.07
11.500 - 11.749 519 49,865,381.87 7.34
11.750 - 11.999 591 55,773,701.28 8.21
12.000 - 12.249 246 22,570,120.33 3.32
12.250 - 12.499 243 21,358,989.74 3.14
12.500 - 12.749 193 16,258,809.13 2.39
12.750 - 12.999 143 12,347,261.29 1.82
13.000 - 13.249 54 4,129,706.13 0.61
13.250 - 13.499 35 2,600,217.08 0.38
13.500 - 13.749 22 1,615,021.16 0.24
13.750 - 13.999 21 1,526,047.43 0.22
14.000 - 14.249 9 494,972.53 0.07
14.250 - 14.499 5 410,951.54 0.06
14.500 - 14.749 2 76,878.37 0.01
15.750 - 15.999 1 106,977.29 0.02
Total: 6,129 679,234,120.74 100.00
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II NET MORTGAGE INTEREST RATES
Net Interest Rate (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
7.750 - 7.999 4 $727,871.64 0.11
8.000 - 8.249 16 $2,197,535.12 0.32
8.250 - 8.499 59 $9,797,708.13 1.44
8.500 - 8.749 72 $10,531,303.57 1.55
8.750 - 8.999 159 $20,723,475.38 3.05
9.000 - 9.249 191 $25,752,037.30 3.79
9.250 - 9.499 433 $59,949,555.26 8.83
9.500 - 9.749 315 $40,674,907.52 5.99
9.750 - 9.999 543 $66,495,892.02 9.79
10.000 - 10.249 626 $76,402,590.47 11.25
10.250 - 10.499 797 $89,455,882.60 13.17
10.500 - 10.749 500 $53,350,113.17 7.85
10.750 - 10.999 590 $59,925,515.61 8.82
11.000 - 11.249 484 $44,147,053.66 6.50
11.250 - 11.499 471 $44,736,734.07 6.59
11.500 - 11.749 257 $24,264,070.20 3.57
11.750 - 11.999 214 $18,599,201.80 2.74
12.000 - 12.249 165 $13,262,327.32 1.95
12.250 - 12.499 113 $9,554,992.41 1.41
12.500 - 12.749 40 $2,901,254.77 0.43
12.750 - 12.999 32 $2,617,730.89 0.39
13.000 - 13.249 19 $1,264,074.97 0.19
13.250 - 13.499 18 $1,134,746.42 0.17
13.500 - 13.749 5 $376,557.06 0.06
13.750 - 13.999 4 $249,023.04 0.04
14.000 - 14.249 1 $34,989.05 0.01
15.250 - 15.499 1 $106,977.29 0.02
Total: 6,129 $679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II GROSS MARGIN
Gross Margin (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1.000 - 1.249 1 51,958.92 0.01
1.250 - 1.499 2 307,226.32 0.05
2.750 - 2.999 1 78,328.46 0.01
3.000 - 3.249 3 322,021.13 0.05
3.750 - 3.999 3 528,261.57 0.08
4.000 - 4.249 8 1,171,400.86 0.17
4.250 - 4.499 15 1,919,831.75 0.28
4.500 - 4.749 41 5,501,829.75 0.81
4.750 - 4.999 75 10,371,724.40 1.53
5.000 - 5.249 177 22,902,594.85 3.37
5.250 - 5.499 254 32,180,633.24 4.74
5.500 - 5.749 356 45,093,749.49 6.64
5.750 - 5.999 465 56,282,564.14 8.29
6.000 - 6.249 554 64,282,155.19 9.46
6.250 - 6.499 699 79,424,087.18 11.69
6.500 - 6.749 760 88,593,834.36 13.04
6.750 - 6.999 649 71,546,770.23 10.53
7.000 - 7.249 863 88,001,068.00 12.96
7.250 - 7.499 298 28,636,602.00 4.22
7.500 - 7.749 284 27,455,305.85 4.04
7.750 - 7.999 223 21,754,153.45 3.20
8.000 - 8.249 138 12,210,447.11 1.80
8.250 - 8.499 123 9,521,304.99 1.40
8.500 - 8.749 62 5,172,310.76 0.76
8.750 - 8.999 43 3,526,160.16 0.52
9.000 - 9.249 16 1,132,123.57 0.17
9.250 - 9.499 8 610,041.68 0.09
9.500 - 9.749 3 275,787.74 0.04
9.750 - 9.999 2 124,556.22 0.02
10.000 - 10.249 1 39,954.86 0.01
10.250 - 10.499 1 108,355.22 0.02
11.500 - 11.749 1 106,977.29 0.02
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II NEXT INTEREST ADJUSTMENT DATE
Date Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
12/2000 1 155,746.83 0.02
01/2001 1 51,674.37 0.01
02/2001 1 73,889.00 0.01
03/2001 1 41,889.32 0.01
04/2001 1 127,615.06 0.02
06/2001 1 129,146.00 0.02
08/2001 1 45,659.87 0.01
11/2001 1 48,800.00 0.01
01/2002 3 197,521.39 0.03
03/2002 1 27,980.01 0.00
04/2002 5 557,615.76 0.08
05/2002 11 1,332,469.40 0.20
06/2002 36 4,154,371.13 0.61
07/2002 168 16,791,874.82 2.47
08/2002 541 59,979,454.66 8.83
09/2002 1,583 181,796,479.10 26.76
10/2002 1,409 160,957,043.57 23.70
11/2002 391 40,859,832.46 6.02
12/2002 14 1,456,515.76 0.21
02/2003 1 53,145.00 0.01
03/2003 4 190,271.97 0.03
04/2003 2 435,562.35 0.06
05/2003 7 560,522.34 0.08
06/2003 25 2,547,677.31 0.38
07/2003 53 5,248,037.17 0.77
08/2003 255 28,774,805.88 4.24
09/2003 802 83,442,037.54 12.28
10/2003 637 72,942,502.99 10.74
11/2003 162 15,161,179.68 2.23
12/2003 11 1,092,800.00 0.16
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II MONTHS TO NEXT ADJUSTMENT DATE
Months Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1 - 12 8 674,420.45 0.10
13 - 24 4,148 466,654,642.30 68.70
25 - 36 1,962 210,812,257.99 31.04
37 - 37 11 1,092,800.00 0.16
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II INDEX
Index Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1-Year Treasury 6 904,765.73 0.13
6-Month LIBOR 6,123 678,329,355.01 99.87
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II COMBINED ORIGINAL LOAN-TO-VALUE RATIOS
Original LTV (%) Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
15.01 - 20.00 3 174,923.95 0.03
20.01 - 25.00 10 792,594.64 0.12
25.01 - 30.00 10 468,250.85 0.07
30.01 - 35.00 16 999,585.98 0.15
35.01 - 40.00 25 1,441,728.97 0.21
40.01 - 45.00 29 2,400,888.41 0.35
45.01 - 50.00 54 4,034,790.73 0.59
50.01 - 55.00 59 5,488,262.55 0.81
55.01 - 60.00 114 10,206,789.01 1.50
60.01 - 65.00 182 17,040,412.47 2.51
65.01 - 70.00 339 31,255,918.05 4.60
70.01 - 75.00 710 73,170,497.92 10.77
75.01 - 80.00 1,834 208,429,752.00 30.69
80.01 - 85.00 1,367 155,134,655.15 22.84
85.01 - 90.00 1,187 144,006,582.49 21.20
90.01 - 95.00 190 24,188,487.57 3.56
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II LIEN POSITION
Position Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1st Lien 6,129 679,234,120.74 100.00
2nd Lien 0 0.00 0.00
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II OWNER OCCUPANCY
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Owner occupied 5,775 652,696,712.86 96.09
Non-owner occupied 354 26,537,407.88 3.91
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II DOCUMENTATION TYPE
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Full Documentation 5,476 594,638,239.26 87.55
Reduced Documentation 653 84,595,881.48 12.45
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II LOAN PURPOSE
Purpose Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Purchase 2,987 349,084,237.78 51.40
Equity Refinance 2,721 280,813,300.09 41.34
Rate/Term Refinance 421 49,336,582.87 7.26
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II CREDIT GRADE
Grade Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
1-A-1 699 92,563,666.97 13.63
1-A 1,302 151,291,201.56 22.27
1 1,655 192,240,003.90 28.30
2 1,848 187,036,594.03 27.54
3 488 44,616,056.45 6.57
4 137 11,486,597.83 1.69
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II FICO SCORE
Score Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
421 - 440 3 114,036.00 0.02
441 - 460 6 316,847.23 0.05
461 - 480 38 3,859,922.13 0.57
481 - 500 109 11,214,795.78 1.65
501 - 520 407 40,129,406.36 5.91
521 - 540 668 73,019,157.51 10.75
541 - 560 827 86,633,059.10 12.75
561 - 580 930 99,581,035.97 14.66
581 - 600 858 96,663,561.61 14.23
601 - 620 782 92,984,527.72 13.69
621 - 640 586 67,325,976.01 9.91
641 - 660 349 41,669,826.92 6.13
661 - 680 219 27,986,317.83 4.12
681 - 700 126 15,605,048.28 2.30
701 - 720 64 7,398,298.04 1.09
721 - 740 45 5,167,154.78 0.76
741 - 760 27 3,086,015.17 0.45
761 - 780 12 1,286,959.06 0.19
781 - 800 3 278,373.68 0.04
801 - 820 4 447,389.74 0.07
Unavailable 66 4,466,411.82 0.66
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II PREPAYMENT PENALTIES
Penalty Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
No 625 70,229,568.53 10.34
Yes 5,504 609,004,552.21 89.66
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II AMORTIZATION TYPE
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Fully Amortizing 6,129 679,234,120.74 100.00
Balloon 0 0.00 0.00
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
GROUP II PROPERTY TYPE
Type Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Attached PUD 68 8,736,180.90 1.29
Condo over 8 stories 4 214,342.47 0.03
Condo under 5 stories 175 17,753,789.74 2.61
Detached PUD 478 77,492,292.89 11.41
Leasehold 1 161,870.66 0.02
Manufactured Home 69 4,799,072.28 0.71
Mid-rise condo (5-8 stories) 5 656,827.36 0.10
Single Family (detached) 5,273 564,573,683.20 83.12
Townhouse/Rowhouse 56 4,846,061.24 0.71
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
<PAGE>
RASC Series 2000-KS5
Home Equity Asset-Backed Pass-Through Certificates, Series 2000-KS5
$1,350,000,000 (Approximate)
--------------------------------------------------------------------------------
GROUP II GEOGRAPHIC DISTRIBUTION
Location Mortgage Cut-off Date % of Cut-off Date
Loans Principal Balance ($) Principal Balance
-------------------------------- ---------------- --------------------------- ---------------------
Alabama 83 6,484,698.10 0.95
Alaska 4 540,402.61 0.08
Arizona 206 23,128,043.57 3.41
Arkansas 29 2,419,410.04 0.36
California 572 106,039,142.53 15.61
Colorado 163 23,358,630.54 3.44
Connecticut 60 7,513,834.38 1.11
Delaware 9 1,240,791.79 0.18
District of Columbia 5 640,175.85 0.09
Florida 302 31,528,377.37 4.64
Georgia 320 38,027,746.35 5.60
Hawaii 5 800,960.84 0.12
Idaho 36 3,429,289.69 0.50
Illinois 355 37,552,071.92 5.53
Indiana 200 14,188,626.54 2.09
Iowa 71 4,535,460.04 0.67
Kansas 51 4,043,948.86 0.60
Kentucky 65 5,091,387.99 0.75
Louisiana 50 4,433,123.57 0.65
Maine 13 1,076,225.15 0.16
Maryland 88 12,456,690.15 1.83
Massachusetts 80 12,477,245.69 1.84
Michigan 486 43,751,236.75 6.44
Minnesota 132 13,077,272.57 1.93
Mississippi 34 2,524,906.80 0.37
Missouri 151 12,407,212.75 1.83
Montana 6 847,765.49 0.12
Nebraska 16 1,195,504.67 0.18
Nevada 81 10,036,312.55 1.48
New Hampshire 20 2,241,899.66 0.33
New Jersey 72 10,072,288.91 1.48
New Mexico 56 5,448,310.46 0.80
New York 97 11,391,532.74 1.68
North Carolina 166 16,234,241.42 2.39
North Dakota 6 375,087.60 0.06
Ohio 363 29,200,032.34 4.30
Oklahoma 51 4,339,029.02 0.64
Oregon 93 11,643,492.96 1.71
Pennsylvania 115 9,233,606.00 1.36
Rhode Island 22 2,333,452.26 0.34
South Carolina 87 8,065,499.13 1.19
South Dakota 7 588,557.46 0.09
Tennessee 164 14,695,084.82 2.16
Texas 539 61,554,736.49 9.06
Utah 108 13,921,452.47 2.05
Vermont 9 712,233.09 0.10
Virginia 95 10,832,046.21 1.59
Washington 143 20,748,444.40 3.05
West Virginia 16 1,342,733.59 0.20
Wisconsin 223 19,169,956.68 2.82
Wyoming 4 243,907.88 0.04
Total: 6,129 679,234,120.74 100.00
-------------------------------- ---------------- --------------------------- ---------------------
</TABLE>
<PAGE>
