WNL SEPARATE ACCOUNT A
497, 1997-12-31
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                             WNL SEPARATE ACCOUNT A
                     WESTERN NATIONAL LIFE INSURANCE COMPANY

                       Supplement dated December 30, 1997
                         to Prospectus dated May 1, 1997

This  supplement  should  be  attached  to your copy of the  Prospectus  for the
variable annuity  contracts issued by WNL Separate Account A ("Separate  Account
A") and Western National Life Insurance Company ("Western National Life").

BLACKROCK MANAGED BOND PORTFOLIO SUBSTITUTION

Pursuant  to an Order of the  U.S.  Securities  and  Exchange  Commission  dated
December 17, 1997,  Western National Life received approval to substitute shares
(the  "Substitution")  of  the  Salomon  Brothers  U.S.  Government   Securities
Portfolio of WNL Series Trust for shares of the BlackRock Managed Bond Portfolio
of WNL Series Trust held in Separate Account A. The Substitution was effected on
December 29, 1997 (the "Substitution Date").

An Owner of a  Contract  that was  funded  in whole or in part by  shares in the
BlackRock  Managed Bond Portfolio on the Substitution Date is permitted from the
Substitution Date until January 30, 1998 to transfer his or her Salomon Brothers
U.S. Government Securities  Sub-Account value into any other Sub-Account without
any  limitation  or charge on  transfers  described  in the  Prospectus  for the
variable  annuity  contracts.  A written  request  must be  received  by Western
National  Life at its  Variable  Annuity  Service  Center  prior to the close of
business on January 30, 1998 to effect  such  transfer.  A complete  list of all
available Sub-Accounts into which an Owner may transfer is found in the Variable
Annuity Prospectus dated May 1, 1997.

The  investment  objective  and fees for the Salomon  Brothers  U.S.  Government
Securities  Portfolio  are  described  in the  May 1,  1997  Prospectus  for the
variable annuity contracts.




                        CUSTOMER SERVICE: (800) 910-4455

               Issued by: Western National Life Insurance Company

                Annuity Service Office: 1290 Silas Deane Highway
                          Wethersfield, CT 06109-4303


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