WNL SEPARATE ACCOUNT A
WESTERN NATIONAL LIFE INSURANCE COMPANY
Supplement dated September 25, 1997
to Prospectus dated May 1, 1997
This supplement should be attached to your copy of the Prospectus for the
variable annuity contracts issued by WNL Separate Account A ("Separate Account
A") and Western National Life Insurance Company ("Western National Life").
BLACKROCK MANAGED BOND PORTFOLIO SUBSTITUTION
The purpose of this supplement is to notify you of a proposal to substitute
shares of the Salomon Brothers U.S. Government Securities Portfolio of WNL
Series Trust for shares of the BlackRock Managed Bond Portfolio of WNL Series
Trust.
On September 17, 1997, Western National Life filed an application with the
Securities and Exchange Commission ("Commission") requesting an order approving
the Substitution. Upon obtaining the order from the Commission approving the
Substitution, and subject to any prior approval by applicable state insurance
authorities, Western National Life and Separate Account A propose to effect the
Substitution as soon as is practical.
Western National Life has proposed the Substitution to provide a transfer of the
assets from the BlackRock Managed Bond Portfolio which in the future is not
expected to be of sufficient size to promote consistent investment performance
or to reduce operating expenses.
EFFECTIVE SEPTEMBER 30, 1997, SHARES OF THE BLACKROCK MANAGED BOND PORTFOLIO
WILL NO LONGER BE AVAILABLE FOR SALE AND NO TRANSFERS MAY BE MADE INTO THE
BLACKROCK MANAGED BOND SUB-ACCOUNT. HOWEVER, DOLLAR COST AVERAGING TRANSFERS TO
THE BLACKROCK MANAGED BOND SUB-ACCOUNT WILL BE PERMITTED UNTIL
THE DATE OF SUBSTITUTION.
An Owner, prior to the date of Substitution, may transfer his or her BlackRock
Managed Bond Sub-Account Value to any other Sub-Account of Separate Account A
without any limitation or charge being imposed. Moreover, following the
Substitution for a period of 30 days, Western National Life will permit
transfers from the Salomon Brothers U.S. Government Securities Sub-Account to
any other Sub-Account of Separate Account A available under your Contract
without any limitation or charge being imposed. After the 30 days, any transfers
from the Salomon Brothers U.S. Government Securities Sub-Account will be subject
to the restrictions described in the Prospectus.
A complete list of all available Portfolios in which Separate Account A invests
is set forth in the Prospectus. You may obtain a Prospectus by writing or
calling Western National Life at the address or telephone number set forth
below.
Western National Life will effect the Substitution by simultaneously placing an
order to redeem the shares of the BlackRock Managed Bond Portfolio and an order
to purchase shares of the Salomon Brothers U.S. Government Securities Portfolio.
Western National Life will bear the expenses attributable to the Substitution.
Western National Life will send affected Owners a notice within five days after
the Substitution.
CUSTOMER SERVICE: (800) 910-4455
Issued by: Western National Life Insurance Company
Annuity Service Office: 1290 Silas Deane Highway
Wethersfield, CT 06109-4303
