WNL SEPARATE ACCOUNT A
WESTERN NATIONAL LIFE INSURANCE COMPANY
SUPPLEMENT DATED DECEMBER 5, 1997
TO PROSPECTUS DATED MAY 1, 1997
This supplement should be attached to your copy of the Prospectus for the
variable annuity contracts issued by WNL Separate Account A ("Separate Account
A") and Western National Life Insurance Company ("Western National Life").
BLACKROCK MANAGED BOND PORTFOLIO SUBSTITUTION
The purpose of this supplement is to notify you of a proposal to substitute
shares of the Salomon Brothers U.S. Government Securities Portfolio of WNL
Series Trust for shares of the BlackRock Managed Bond Portfolio of WNL Series
Trust.
On September 17, 1997, Western National Life filed an application with the
Securities and Exchange Commission ("Commission") requesting an order approving
the Substitution. Upon obtaining the order from the Commission approving the
Substitution, and subject to any prior approval by applicable state insurance
authorities, Western National Life and Separate Account A propose to effect the
Substitution as soon as is practical. It is anticipated that the Substitution
will take place on or about December 29, 1997.
Western National Life has proposed the Substitution to provide a transfer
of the assets from the BlackRock Managed Bond Portfolio which in the future is
not expected to be of sufficient size to promote consistent investment
performance or to reduce operating expenses.
An Owner, prior to the date of Substitution, may transfer his or her
BlackRock Managed Bond Sub-Account value to any other Sub-Account of Separate
Account A without any limitation or charge being imposed. Moreover, following
the Substitution for a period of 30 days, Western National Life will permit
transfers from the Salomon Brothers U.S. Government Securities Sub-Account to
any other Sub-Account of Separate Account A available under your Contract
without any limitation or charge being imposed. After the 30 days, any transfers
from the Salomon Brothers U.S. Government Securities Sub-Account will be subject
to the restrictions described in the Prospectus.
A complete list of all available Portfolios in which Separate Account A
invests is set forth in the Prospectus. You may obtain a Prospectus by writing
or calling Western National Life at the address or telephone number set forth
below.
Western National Life will effect the Substitution by simultaneously
placing an order to redeem the shares of the BlackRock Managed Bond Portfolio
and an order to purchase shares of the Salomon Brothers U.S. Government
Securities Portfolio.
Western National Life will bear the expenses attributable to the
Substitution. Western National Life will send affected Owners a notice within
five days after the Substitution.
CUSTOMER SERVICE: (800) 910-4455
ISSUED BY: Western National Life Insurance Company
ANNUITY SERVICE OFFICE: 1290 Silas Deane Highway
Wethersfield, CT 06109-4303
