AMERITAS LIFE INSURANCE CORP. LOGO
October 6, 2000
Ameritas Life Insurance Corp.
5900 "O" Street
P.O. Box 81889
Lincoln, Nebraska 68501
Gentleman:
With reference to Post-Effective Amendment No. 8 to the Registration Statement
No. 33-86500 on Form S-6, filed by Ameritas Life Insurance Corp. and Ameritas
Life Insurance Corp. Separate Account LLVL with the Securities and Exchange
Commission covering flexible premium life insurance policies, I have examined
such documents and such laws as I considered necessary and appropriate, and on
the basis of such examination, it is my opinion that:
1. Ameritas Life Insurance Corp. is duly organized and validly
existing under the laws of the State of Nebraska and has
been duly authorized to issue variable life policies by the
Insurance Department of the State of Nebraska.
2. Ameritas Life Insurance Corp. Separate Account LLVL is a
duly authorized and existing separate account established
pursuant to the provisions of Section 44-402.01of the
Statutes of the State of Nebraska.
3. The flexible premium variable universal life policies, when
issued as contemplated by said Form S-6 Registration
Statement, will constitute legal, validly issued and binding
obligations of Ameritas Life Insurance Corp.
I hereby consent to the filing of this opinion as an exhibit to said
Post-Effective Amendment No. 8 to said Form S-6 Registration Statement and to
the use of my name under the caption "Legal Matters" in the Prospectus contained
in the Registration Statement.
Sincerely,
/s/ Donald R. Stading
Donald R. Stading
Senior Vice President,
Secretary and Corporate General Counsel
