AMERITAS LIFE INSURANCE CORP. ("AMERITAS")
SUPPLEMENT TO
AMERITAS LOW-LOAD VARIABLE UNIVERSAL LIFE
PROSPECTUS
DATED MAY 1, 2000
SUPPLEMENT DATED JANUARY 12, 2001
The Ameritas low-load variable universal life prospectus is amended at page 8 to
disclose the following EXPENSES for the Vanguard Variable Insurance Fund
portfolios:
<TABLE>
<CAPTION>
INVESTMENT ADVISORY OTHER TOTAL
PORTFOLIO & MANAGEMENT EXPENSES TOTAL (REFLECTING WAIVERS,
AND/OR REIMBURSEMENTS,
IF ANY)
VANGUARD (1)
<S> <C> <C> <C> <C>
Money Market 0.14% 0.03% 0.17% 0.17%
High-Grade Bond 0.17% 0.03% 0.20% 0.20%
High Yield Bond 0.24% 0.02% 0.26% 0.26%
Balanced 0.23% 0.02% 0.25% 0.25%
Equity Income 0.28% 0.03% 0.31% 0.31%
Equity Index 0.14% 0.02% 0.16% 0.16%
Growth 0.29% 0.02% 0.31% 0.31%
Small Company Growth 0.44% 0.02% 0.46% 0.46%
International 0.30% 0.08% 0.38% 0.38%
</TABLE>
(1) September 30, 2000 fiscal year end
THIS SUPPLEMENT SHOULD BE RETAINED WITH THE CURRENT PROSPECTUS FOR YOUR VARIABLE
POLICY ISSUED BY AMERITAS LIFE INSURANCE CORP. IF YOU DO NOT HAVE A CURRENT
PROSPECTUS, PLEASE CONTACT AMERITAS AT 1-800-255-9678.
