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SEPARATE ACCOUNT VA-P
FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
SUPPLEMENT
TO PROSPECTUS DATED MAY 1, 1998
This Supplement supplants the Supplement Dated October 30, 1998
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New York Replacement Regulations
The state of New York recently amended its regulations concerning the
purchase of a new life insurance policy or annuity contract to replace an
existing policy or contract (a "replacement"). If you purchase a Contract in
New York as a replacement, you may have the right to cancel the Contract within
60 days after receiving it by returning the Contract to our Home Office at
440 Lincoln Street, Worcester, MA 01653, or to one of our authorized
representatives. If you return the Contract, it will be void from the
beginning. You will receive a refund equal to the surrender value of the
Contract plus all fees and charges.
Supplement Dated November 10, 1998
