<PAGE>
AMENDMENT TO PARTICIPATION AGREEMENT
DATED AS OF DECEMBER 22, 1994
(AS AMENDED AND SUPPLEMENTED FROM TIME TO TIME)
AMONG
PIONEER VARIABLE CONTRACTS TRUST
PIONEER FUNDS DISTRIBUTOR, INC.
AND
FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
WHEREAS, First Allmerica Financial Life Insurance Company (formerly known as
State Mutual Life Assurance Company of America), Pioneer Variable Contracts
Trust and Pioneer Funds Distributor, Inc. entered into a Participation Agreement
on December 22, 1994; and
WHEREAS, the parties desire to amend the Participation Agreement by mutual
written consent;
NOW THEREFORE, the parties do hereby agree that Schedule 1 to the Participation
Agreement is amended to read in its entirety as follows:
SCHEDULE 1
CONTRACTS FUNDED BY SEPARATE ACCOUNT
Allmerica Accumulator
333-87105
811-8114
Allmerica Ultimate Advantage
333-38276
811-8114
Fund Quest
333-90545
811-8114
Allmerica Value Generation (Annuity Scout)
333-87105
811-8114
<PAGE>
ExecAnnuity Plus
33-71052
811-8114
Allmerica Advantage
33-71052
811-8114
Delaware Medallion
33-71054
811-8114
Pioneer Vision-SM- & Pioneer Vision-SM- 2
33-86664
811-8872
Pioneer C-Vision-SM-
333-64833
811-8872
2
<PAGE>
All terms and conditions of the Participation Agreement and Schedules thereto
shall continue in full force and effect except as amended herein.
IN WITNESS WHEREOF, each of the parties has caused this Amendment to be executed
in its name and on its behalf by its duly authorized representative as of
October 24th, 2000.
First Allmerica Financial Life Insurance Company
By: ____________________________
Richard M. Reilly
Title: Vice President
Pioneer Variable Contracts Trust
By: ____________________________
David D. Tripple
Title: Executive Vice President
Pioneer Funds Distributor, Inc.
By: ____________________________
Steven M. Graziano
Title: President
3
