<PAGE>
AMENDMENT TO PARTICIPATION AGREEMENT
The Participation Agreement dated as of March 1, 2000, by and among
FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST, TEMPLETON VARIABLE
PRODUCTS SERIES FUND, FRANKLIN TEMPLETON DISTRIBUTORS, INC. and ALLMERICA
FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY, and FIRST ALLMERICA FINANCIAL
LIFE INSURANCE COMPANY (the "Agreement") is hereby amended as follows:
Schedule D of the Agreement is hereby deleted in its entirety and replaced
with the Schedule D attached hereto.
All other terms and provisions of the Agreement not amended herein shall
remain in full force and effect.
Effective Date: December 1, 2000
FRANKLIN TEMPLETON VARIABLE
INSURANCE PRODUCTS TRUST
By: ___________________________________
Name: _________________________________
Title: ________________________________
ALLMERICA FINANCIAL LIFE INSURANCE
AND ANNUITY COMPANY
By: ___________________________________
Name: _________________________________
Title: ________________________________
FIRST ALLMERICA FINANCIAL LIFE
INSURANCE COMPANY
By: ___________________________________
Name: _________________________________
Title: ________________________________
<PAGE>
SCHEDULE B
ACCOUNTS OF THE COMPANY
<TABLE>
<S> <C> <C>
1. Name: FUVUL Separate Account of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 12.17.99
SEC Registration Number: 811-333-93031
2. Name: FUVUL Separate Account of First Allmerica Financial Life
Insurance Company
Date Established: Pending
SEC Registration Number: Pending
3. Name: Separate Account VA-P of First Allmerica Financial Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number: 811-8872
4. Name: Separate Account VA-P of Allmerica Financial Life Insurance
and Annuity Company
Date Established: 6.13.96
SEC Registration Number 811-8848
5. Name: Separate Account VA-K of Allmerica Financial Life Insurance
and Annuity Company
Date Established: 6.13.96
SEC Registration Number 811-6293
6. Name: Separate Account VA-K of First Allmerica Financial Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number 811-8114
7. Name: Separate Account VA-K (Delaware) of Allmerica Financial Life
Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number 811-6293
8. Name: Separate Account VA-P of First Allmerica Financial Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number 811-8114
</TABLE>
2
<PAGE>
SCHEDULE B (CONTINUED)
ACCOUNTS OF THE COMPANY
<TABLE>
<S> <C> <C>
9. Name: FR1 Separate Account of Allmerica Financial Life Insurance and
Annuity Company
Date Established: 6.13.96
SEC Registration Number N/A
10. Name: FR1 Separate Account of First Allmerica Life Insurance Company
Date Established: 6.13.96
SEC Registration Number N/A
11. Name: FQ1 Separate Account of Allmerica Financial Life Insurance and
Annuity Company
Date Established: 6.13.96
SEC Registration Number N/A
12. Name: FQ1 Separate Account of First Allmerica Life Insurance Company
Date Established: 6.13.96
SEC Registration Number N/A
13. Name: UR1 Separate Account of Allmerica Financial Life Insurance and
Annuity Company
Date Established: 6.13.96
SEC Registration Number N/A
14. Name: UR1 Separate Account of First Allmerica Life Insurance Company
Date Established: 6.13.96
SEC Registration Number N/A
15. Name: UQ1 Separate Account of Allmerica Financial Life Insurance and
Annuity Company
Date Established: 6.13.96
SEC Registration Number N/A
16. Name: UQ1 Separate Account of First Allmerica Life Insurance Company
Date Established: 6.13.96
SEC Registration Number N/A
</TABLE>
3
<PAGE>
SCHEDULE B (CONTINUED)
ACCOUNTS OF THE COMPANY
<TABLE>
<S> <C> <C>
17. Name: Select Separate Account of Allmerica Financial Life Insurance
and Annuity Company
Date Established: 6.13.96
SEC Registration Number 811-6293
18. Name: Select Separate Account of First Allmerica Financial Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number 811-8114
</TABLE>
4
<PAGE>
SCHEDULE D
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 1 CONTRACT 2 CONTRACT 3
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME ValuePlus Assurance ValuePlus Assurance Pioneer Vision
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Pending Pending Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-93031 Pending 33-86664
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM 1036-99 1036-99 A3025-96
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT FUVUL Separate Account of FUVUL Separate Account of Separate Account VA-P of
NAME/DATE ESTABLISHED Allmerica Financial Life First Allmerica Financial Life First Allmerica Financial
Insurance and Annuity Company / Insurance and Annuity Company / Life Insurance Company /
12.17.99 Pending 6.13.96
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-09731 Pending 811-8872
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Templeton International Templeton International Franklin Small Cap Fund,
ADVISER Securities Fund, Class 2 - Securities Fund, Class 2 - Class 2 - Franklin Advisers,
Templeton Investment Counsel, Templeton Investment Counsel, Inc.
Inc. Inc.
Templeton International
Templeton Asset Strategy Templeton Asset Strategy Fund, Smaller Companies, Class 2 -
Fund, Class 2 - Templeton Class 2 - Templeton Investment Templeton Investment Counsel,
Investment Counsel, Inc. Counsel, Inc. Inc.
Templeton Asset Strategy
Fund, Class 2 - Templeton
Investment Counsel, Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
5
<PAGE>
SCHEDULE D (CONTINUED)
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 4 CONTRACT 5 CONTRACT 6
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Pioneer Vision Pioneer C-Vision Pioneer C-Vision
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-64831 333-64833 333-64831
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A3025-96 A3027-98 A3027-98
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Separate Account VA-P of Separate Account VA-P of First Separate Account VA-P of
NAME/DATE ESTABLISHED Allmerica Financial Life Allmerica Financial Life Allmerica Financial Life
Insurance and Annuity Company / Insurance Company / 6.13.96 Insurance and Annuity Company /
6.13.96 6.13.96
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-8848 811-8872 811-8848
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Small Cap Fund, Franklin Small Cap Fund, Class Franklin Small Cap Fund,
ADVISER Class 2 - Franklin Advisers, 2 - Franklin Advisers, Inc. Class 2 - Franklin Advisers,
Inc. Inc.
Templeton International Templeton International Templeton International
Smaller Companies, Class 2 - Smaller Companies, Class 2 - Smaller Companies, Class 2 -
Templeton Investment Counsel, Templeton Investment Counsel, Templeton Investment Counsel,
Inc. Inc. Inc.
Templeton Asset Strategy Templeton Asset Strategy Fund, Templeton Asset Strategy
Fund, Class 2 - Templeton Class 2 - Templeton Investment Fund, Class 2 - Templeton
Investment Counsel, Inc. Counsel, Inc. Investment Counsel, Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
6
<PAGE>
SCHEDULE D (CONTINUED)
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 7 CONTRACT 8 CONTRACT 9
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Pioneer XtraVision Pioneer - To Be Determined Pioneer - To Be Determined
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-81017 333-90535 333-90537
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A3028-99 A3030-99 A3030-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Separate Account VA-P of Separate Account VA-P of Separate Account VA-P of
NAME/DATE ESTABLISHED Allmerica Financial Life Allmerica Financial Life First Allmerica Financial
Insurance and Annuity Company / Insurance and Annuity Company / Life Insurance Company /
6.13.96 6.13.96 6.13.96
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-8848 811-8848 811-8872
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Small Cap Fund, Franklin Small Cap Fund, Class Franklin Small Cap Fund,
ADVISER Class 2 - Franklin Advisers, 2 - Franklin Advisers, Inc. Class 2 - Franklin Advisers,
Inc. Inc.
Templeton International Templeton International Templeton International
Smaller Companies Fund, Class Smaller Companies Fund, Class Smaller Companies Fund, Class
2 - Templeton Investment 2 - Templeton Investment 2 - Templeton Investment
Counsel, Inc. Counsel, Inc. Counsel, Inc.
Templeton Asset Strategy Templeton Asset Strategy Fund, Templeton Asset Strategy
Fund, Class 2 - Templeton Class 2 - Templeton Investment Fund, Class 2 - Templeton
Investment Counsel, Inc. Counsel, Inc. Investment Counsel, Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
7
<PAGE>
SCHEDULE D (CONTINUED)
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 10 CONTRACT 11 CONTRACT 12
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Agency Accumulator Agency Accumulator Agency Ultimate Advantage
Annuity
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y Pending
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-87099 333-87105 Pending
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A3030-99 A3030-99 3033-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Separate Account VA-K of Separate Account VA-K of First Separate Account VA-K of
NAME/DATE ESTABLISHED Allmerica Financial Life Allmerica Financial Life Allmerica Financial Life
Insurance and Annuity Company / Insurance Company / 6.13.96 Insurance and Annuity Company /
6.13.96 6.13.96
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-6293 811-8114 811-6293
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Mutual Shares Franklin Mutual Shares Franklin Natural Resources
ADVISER Securities, Class 2 - Securities, Class 2 - Franklin Securities Fund, Class 2 -
Franklin Mutual Advisers, LLC Mutual Advisers, LLC Franklin Advisers, Inc
Templeton Developing Markets Templeton Developing Markets Franklin Small Cap Fund,
Securities Fund Class 2 - Securities Fund Class 2 - Class 2 - Franklin Advisers,
Templeton Asset Management, Templeton Asset Management, Ltd Inc.
Ltd
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
8
<PAGE>
SCHEDULE D (CONTINUED)
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 13 CONTRACT 14 CONTRACT 15
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Agency Ultimate Advantage Delaware Medallion Delaware Medallion
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Pending Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER Pending 33-44830 33-71054
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM 3033-99 A3025-99 A3025-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Separate Account VA-K of Separate Account VA-K of Separate Account VA-K of
NAME/DATE ESTABLISHED First Allmerica Financial Allmerica Financial Life First Allmerica Financial
Life Insurance Company / Insurance and Annuity Company / Life Insurance Company /
6.13.96 6.13.99 6.13.99
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-87105 33-44830 33-71054
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Natural Resources Franklin Small Cap Fund, Class Franklin Small Cap Fund,
ADVISER Securities Fund, Class 2 - 2 - Franklin Advisers, Inc. Class 2 - Franklin Advisers,
Franklin Advisers, Inc Inc.
Franklin Small Cap Fund, Mutual Shares Securities, Mutual Shares Securities,
Class 2 - Franklin Advisers, Class 2 - Franklin Mutual Class 2 - Franklin Mutual
Inc. Advisers, LLC Advisers, LLC
Templeton Growth Securities Templeton Growth Securities
Fund, Class 2 - Templeton Fund, Class 2 - Templeton
Global Advisors Limited Global Advisors Limited
Templeton International Templeton International
Securities Fund, Class 2 - Securities Fund, Class 2 -
Templeton Investment Counsel, Templeton Investment Counsel,
Inc Inc
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
9
<PAGE>
SCHEDULE D (CONTINUED)
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 16 CONTRACT 17 CONTRACT 18
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Delaware Golden Medallion Delaware - To Be Determined Delaware - To Be Determined
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-81281 333-90543 333-90545
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A3028-98 A3030-99 A3030-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Separate Account VA-K of Separate Account VA-K of Separate Account VA-K of
NAME/DATE ESTABLISHED Allmerica Financial Life Allmerica Financial Life First Allmerica Financial
Insurance and Annuity Company Insurance and Annuity Company Life Insurance Company /
/ 6.13.99 / 6.13.99 6.13.99
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 33-44830 33-44830 33-71054
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Small Cap Fund, Franklin Small Cap Fund, Class Franklin Small Cap Fund,
ADVISER Class 2 - Franklin Advisers, 2 - Franklin Advisers, Inc. Class 2 - Franklin Advisers,
Inc. Inc.
Mutual Shares Securities, Mutual Shares Securities, Mutual Shares Securities,
Class 2 - Franklin Mutual Class 2 - Franklin Mutual Class 2 - Franklin Mutual
Advisers, LLC Advisers, LLC Advisers, LLC
Templeton Growth Securities Templeton Growth Securities Templeton Growth Securities
Fund, Class 2 - Templeton Fund, Class 2 - Templeton Fund, Class 2 - Templeton
Global Advisors Limited Global Advisors Limited Global Advisors Limited
Templeton International Templeton International Templeton International
Securities Fund, Class 2 - Securities Fund, Class 2 - Securities Fund, Class 2 -
Templeton Investment Counsel, Templeton Investment Counsel, Templeton Investment Counsel,
Inc. Inc. Inc
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
10
<PAGE>
SCHEDULE D
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 19 CONTRACT 20 CONTRACT 21
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME PremierFocus PremierFocus PremierFocus
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) N N N
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A N/A N/A
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM 1037-99 1037-99 1037-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT FR1 Separate Account of FR1 of First Allmerica FQ1 of Allmerica Financial
NAME/DATE ESTABLISHED Allmerica Financial Life Financial Life Insurance Life Insurance and Annuity
Insurance and Annuity Company Company Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A N/A N/A
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Templeton International Templeton International Templeton International
ADVISER Securities Fund, Class 2 - Securities Fund, Class 2 - Securities Fund, Class 2 -
Templeton Investment Counsel, Templeton Investment Counsel, Templeton Investment Counsel,
Inc. Inc. Inc.
Templeton Asset Strategy
Fund, Class 2 - Templeton
Investment Counsel, Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
11
<PAGE>
SCHEDULE D
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 22 CONTRACT 23 CONTRACT 24
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME PremierFocus First Union IVA First Union IVA
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) N Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A Pending Pending
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM 1037-99 3029-99 3029-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT FQ1 of First Allmerica Separate Account VA-K of Separate Account VA-K of
NAME/DATE ESTABLISHED Financial Life Insurance Allmerica Financial Life First Allmerica Financial
Company Insurance and Annuity Company Life Insurance Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A 811-6293 811-8114
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Templeton International Templeton International Templeton International
ADVISER Securities Fund, Class 2 - Securities Fund, Class 2 - Securities Fund, Class 2 -
Templeton Investment Counsel, Templeton Investment Counsel, Templeton Investment Counsel,
Inc. Inc. Inc.
Templeton Asset Strategy Templeton Asset Strategy Fund, Templeton Asset Strategy
Fund, Class 2 - Templeton Class 2 - Templeton Investment Fund, Class 2 - Templeton
Investment Counsel, Inc. Counsel, Inc. Investment Counsel, Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
12
<PAGE>
SCHEDULE D
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 25 CONTRACT 26 CONTRACT 27
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME First Union Private Placement First Union Private Placement First Union Private Placement
Annuity Annuity Annuity
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) N N N
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A N/A N/A
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM 3034-00 3034-00 3034-99
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT UQ1 Separate Account of UQ1 of First Allmerica UR1 of Allmerica Financial
NAME/DATE ESTABLISHED Allmerica Financial Life Financial Life Insurance Life Insurance and Annuity
Insurance and Annuity Company Company Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A N/A N/A
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Templeton International Templeton International Templeton International
ADVISER Securities Fund, Class 2 - Securities Fund, Class 2 - Securities Fund, Class 2 -
Templeton Investment Counsel, Templeton Investment Counsel, Templeton Investment Counsel,
Inc. Inc. Inc.
Templeton Asset Strategy Templeton Asset Strategy Fund,
Fund, Class 2 - Templeton Class 2 - Templeton Investment
Investment Counsel, Inc. Counsel, Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
13
<PAGE>
SCHEDULE D
CONTRACTS OF THE COMPANY
<TABLE>
--------------------------- ------------------------------- -------------------------------- ------------------------------->
<CAPTION>
CONTRACT 28 CONTRACT 29 CONTRACT 30
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME First Union Private Placement Allmerica Advantage Allmerica Advantage
Annuity
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) N Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A 33-39702 33-70152
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM 3034-00 A-3025-96 A-3025-96
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT UR1 of First Allmerica Separate Account VA-K of Separate Account VA-K of
NAME/DATE ESTABLISHED Financial Life Insurance Allmerica Financial Life First Allmerica Financial
Company Insurance and Annuity Company Life Insurance Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER N/A 811-6293 811-8114
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Templeton International Franklin Natural Resources Franklin Natural Resources
ADVISER Securities Fund, Class 2 - Securities Fund, Class 2 - Securities Fund, Class 2 -
Templeton Investment Counsel, Franklin Advisers, Inc. Franklin Advisers, Inc
Inc.
Franklin Small Cap Fund, Class Franklin Small Cap Fund,
2 - Franklin Advisers, Inc. Class 2 - Franklin Advisers,
Inc.
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
14
<PAGE>
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 30 CONTRACT 31 CONTRACT 32
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME ExecAnnuity Plus ExecAnnuity Plus Select Reward
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 33-39702 33-70152 333-78245
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A-3018-91 A-3018-91 A3028-99
NUMBERS A-3021-93 A-3021-93
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Separate Account VA-K of Separate Account VA-K of First Allmerica Select Separate
NAME/DATE ESTABLISHED Allmerica Financial Life Allmerica Financial Life Account of Allmerica
Insurance and Annuity Company Insurance Company Financial Life Insurance and
Annuity Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-6293 811-8114 811-6632
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Natural Resources Franklin Natural Resources Franklin Small Cap Fund,
ADVISER Securities Fund, Class 2 - Securities Fund, Class 2 - Class 2 - Franklin Advisers,
Franklin Advisers, Inc Franklin Advisers, Inc Inc.
Franklin Small Cap Fund, Franklin Small Cap Fund, Class Mutual Shares Securities,
Class 2 - Franklin Advisers, 2 - Franklin Advisers, Inc. Class 2 - Franklin Mutual
Inc. Advisers, LLC
Templeton Pacific Growth
Securities Fund, Class 2
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
15
<PAGE>
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 33 CONTRACT 34 CONTRACT 35
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Select Reward Select Resource Select Resource
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-78245 333-78245 333-78245
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A3028-99 A3020-92, A3025-96 A3020-92, A3025-96
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Allmerica Select Separate Allmerica Select Separate Allmerica Select Separate
NAME/DATE ESTABLISHED Account of First Allmerica Account of Allmerica Financial Account of First Allmerica
Financial Life Insurance Life Insurance and Annuity Financial Life Insurance
Company Company Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-8116 811-6632 811-8116
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Small Cap Fund, Franklin Small Cap Fund, Class Franklin Small Cap Fund,
ADVISER Class 2 - Franklin Advisers, 2 - Franklin Advisers, Inc. Class 2 - Franklin Advisers,
Inc. Inc.
Mutual Shares Securities, Mutual Shares Securities, Mutual Shares Securities,
Class 2 - Franklin Mutual Class 2 - Franklin Mutual Class 2 - Franklin Mutual
Advisers, LLC Advisers, LLC Advisers, LLC
Templeton Pacific Growth Templeton Pacific Growth Templeton Pacific Growth
Securities Fund, Class 2 Securities Fund, Class 2 Securities Fund, Class 2
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
16
<PAGE>
<TABLE>
--------------------------- ------------------------------- -------------------------------- -------------------------------
<CAPTION>
CONTRACT 36 CONTRACT 37 CONTRACT 38
--------------------------- ------------------------------- -------------------------------- -------------------------------
<S> <C> <C> <C>
CONTRACT/PRODUCT NAME Select Charter Select Charter
--------------------------- ------------------------------- -------------------------------- -------------------------------
REGISTERED (Y/N) Y Y
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 333-78245 333-78245
--------------------------- ------------------------------- -------------------------------- -------------------------------
REPRESENTATIVE FORM A3027-98 A3027-98
NUMBERS
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEPARATE ACCOUNT Allmerica Select Separate Allmerica Select Separate
NAME/DATE ESTABLISHED Account of Allmerica Account of First Allmerica
Financial Life Insurance and Financial Life Insurance
Annuity Company Company
--------------------------- ------------------------------- -------------------------------- -------------------------------
SEC REGISTRATION NUMBER 811-6632 811-8116
--------------------------- ------------------------------- -------------------------------- -------------------------------
PORTFOLIOS AND CLASSES - Franklin Small Cap Fund, Franklin Small Cap Fund, Class
ADVISER Class 2 - Franklin Advisers, 2 - Franklin Advisers, Inc.
Inc.
Mutual Shares Securities, Mutual Shares Securities,
Class 2 - Franklin Mutual Class 2 - Franklin Mutual
Advisers, LLC Advisers, LLC
Templeton Pacific Growth Templeton Pacific Growth
Securities Fund, Class 2 Securities Fund, Class 2
--------------------------- ------------------------------- -------------------------------- -------------------------------
</TABLE>
17
