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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 32,151
<INT-BEARING-DEPOSITS> 3,863
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 275,425
<INVESTMENTS-CARRYING> 81,041
<INVESTMENTS-MARKET> 77,976
<LOANS> 938,780
<ALLOWANCE> 9,238
<TOTAL-ASSETS> 1,411,074
<DEPOSITS> 1,128,844
<SHORT-TERM> 94,975
<LIABILITIES-OTHER> 10,815
<LONG-TERM> 57,371
0
0
<COMMON> 7,381
<OTHER-SE> 111,688
<TOTAL-LIABILITIES-AND-EQUITY> 1,411,074
<INTEREST-LOAN> 19,608
<INTEREST-INVEST> 6,159
<INTEREST-OTHER> 76
<INTEREST-TOTAL> 25,843
<INTEREST-DEPOSIT> 10,853
<INTEREST-EXPENSE> 12,883
<INTEREST-INCOME-NET> 12,960
<LOAN-LOSSES> 604
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 10,482
<INCOME-PRETAX> 4,978
<INCOME-PRE-EXTRAORDINARY> 3,120
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,120
<EPS-BASIC> .51
<EPS-DILUTED> .51
<YIELD-ACTUAL> 8.02
<LOANS-NON> 1,758
<LOANS-PAST> 1,619
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 8,951
<CHARGE-OFFS> 449
<RECOVERIES> 132
<ALLOWANCE-CLOSE> 9,238
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 9,238
</TABLE>
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