UMB BANK N A/MO
13F-HR, 2000-11-15
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                          UMB BANK N A/MO
                      Kansas City, MO  64106

                           FORM 13F

                      FORM 13F COVER PAGE

Report for the Calandar Year or Quarter Ended:  September 30, 2000

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement
                                  [ ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:      UMB BANK N A/MO
Address:   1010 GRAND BLVD
           KANSAS CITY, MO  64106

13F File Number:    28-492

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:     JOHN C. PAULS
Title:    TRUST COMPLIANCE OFFICER
Phone:    (816) 860-7889

Signature, Place, and Date of Signing:

  JOHN C. PAULS          Kansas City, MO       11/15/00

Report Type (Check only one.):

[ X]        13F HOLDING REPORT.

[  ]        13F NOTICE.

[  ]        13F COMBINATION REPORT.

List of Other Mangers Reporting for this Manager:

I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT
OF 1934.
<PAGE>

                         FORM 13F SUMMARY PAGE

Report Summary:





List of Other Included Managers:

 No.   13F File Number          Name

 01    28-492                   UMB FINANCIAL CORPORATION

<PAGE>

<TABLE>
                                                             VALUE    SHARES/ SH/ PUT/ INVSTMT            -----VOTING AUTHORITY-----
  NAME OF ISSUER                 -TITLE OF CLASS- --CUSIP-- (X$1000)  PRN AMT PRN CALL DSCRETN -MANAGERS-     SOLE   SHARED     NONE
                                 <C>                                              <C>
D GLOBAL CROSSING LTD            COMMON           G3921A100 00000520    16790 SH       DEFINED               15740        0     1050
D TRANSOCEAN SEDCO FOREX INC     COMMON           G90078109 00000162     2758 SH       DEFINED                2458        0      300
D TRANSOCEAN SEDCO FOREX INC     COMMON           G90078109 00000079     1353 SH       SOLE                   1353        0        0
D ASM LITHOGRAPHY HOLDING NV     COMMON           N07059111 00003742   115800 SH       DEFINED               44100        0    71700
D FLEXTRONICS INTERNATIONAL LTD  COMMON           Y2573F102 00005750    70016 SH       DEFINED               27516        0    42500
D FLEXTRONICS INTERNATIONAL LTD  COMMON           Y2573F102 00000062      755 SH       SOLE                    755        0        0
D A T & T CORPORATION            COMMON           001957109 00007758   264105 SH       DEFINED              238448     1923    23734
D A T & T CORPORATION            COMMON           001957109 00004178   142242 SH       SOLE                 132646     7036     2560
D ABBOTT LABORATORIES            COMMON           002824100 00008463   177934 SH       DEFINED              133934        0    44000
D ABBOTT LABORATORIES            COMMON           002824100 00002048    43049 SH       SOLE                  39649      300     3100
D ACNIELSEN CORP                 COMMON           004833109 00000483    20278 SH       DEFINED               20278        0        0
D ACNIELSEN CORP                 COMMON           004833109 00000020      832 SH       SOLE                    832        0        0
D AEGON N V                      COMMON           007924103 00010152   273447 SH       DEFINED              122301        0   151146
D AEGON N V                      COMMON           007924103 00000102     2742 SH       SOLE                   2742        0        0
D AETNA INC                      COMMON           008117103 00000058     1000 SH       DEFINED                 850        0      150
D AETNA INC                      COMMON           008117103 00000166     2864 SH       SOLE                   2864        0        0
D AGILENT TECHNOLOGIES INC       COMMON           00846U101 00000657    13421 SH       DEFINED               12859        0      562
D AGILENT TECHNOLOGIES INC       COMMON           00846U101 00000503    10272 SH       SOLE                  10272        0        0
D AGRIBRANDS INTERNATIONAL INC   COMMON           00849R105 00001769    40547 SH       DEFINED                 547        0    40000
D AIR PRODUCTS & CHEMICALS INC   COMMON           009158106 00001478    41046 SH       DEFINED               40346        0      700
D AIR PRODUCTS & CHEMICALS INC   COMMON           009158106 00000439    12200 SH       SOLE                  11300      900        0
D AKTIEBOLAGET ELECTROLUX        COMMON           010198208 00004873   192525 SH       DEFINED               76175        0   116350
D AKZO NOBEL N V                 COMMON           010199305 00003612    85750 SH       DEFINED               19350        0    66400
D AKZO NOBEL N V                 COMMON           010199305 00000143     3400 SH       SOLE                   2000     1400        0
D ALBERTO CULVER CO              COMMON           013068101 00000230     7975 SH       DEFINED                5775        0     2200
D ALBERTO-CULVER CO              COMMON           013068200 00002908   116025 SH       DEFINED               91025        0    25000
D ALBERTO-CULVER CO              COMMON           013068200 00000003      100 SH       SOLE                    100        0        0
D ALCOA INC                      COMMON           013817101 00003884   153458 SH       DEFINED              151252      400     1806
D ALCOA INC                      COMMON           013817101 00001875    74060 SH       SOLE                  71860        0     2200
D ALCATEL S A                    COMMON           013904305 00016041   255121 SH       DEFINED              105263        0   149858
D ALCATEL S A                    COMMON           013904305 00000137     2180 SH       SOLE                   1380      800        0
D ALLEGHENY ENERGY INC           COMMON           017361106 00000223     5833 SH       DEFINED                3833        0     2000
D ALLEGHENY ENERGY INC           COMMON           017361106 00000125     3282 SH       SOLE                   1482     1800        0
D ALLETE                         COMMON           018522102 00000089     4000 SH       DEFINED                3800        0      200
D ALLETE                         COMMON           018522102 00000354    16000 SH       SOLE                  16000        0        0
D ALLIANT ENERGY CORP            COMMON           018802108 00004608   156858 SH       DEFINED              135883      350    20625
D ALLIANT ENERGY CORP            COMMON           018802108 00000481    16371 SH       SOLE                  15529      222      620
D ALLSTATE CORPORATION           COMMON           020002101 00001636    47088 SH       DEFINED               46138        0      950
D ALLSTATE CORPORATION           COMMON           020002101 00001405    40424 SH       SOLE                  37588     2096      740
D ALLTEL CORP                    COMMON           020039103 00000979    18753 SH       DEFINED               18303        0      450
D ALLTEL CORP                    COMMON           020039103 00000464     8889 SH       SOLE                   8444      323      122
D ALTERA CORP                    COMMON           021441100 00013621   285256 SH       DEFINED              190556        0    94700
D ALTERA CORP                    COMMON           021441100 00000040      838 SH       SOLE                    638      200        0
D ALZA CORP                      COMMON           022615108 00017786   205622 SH       DEFINED              161772        0    43850
D ALZA CORP                      COMMON           022615108 00001203    13912 SH       SOLE                  12162     1250      500
D AMCOR LTD                      COMMON           02341R302 00002786   251800 SH       DEFINED              117100        0   134700
D AMEREN CORP                    COMMON           023608102 00014080   336230 SH       DEFINED              309985      800    25445
D AMEREN CORP                    COMMON           023608102 00001569    37470 SH       SOLE                  32932     1933     2605
D AMERICA ONLINE INC             COMMON           02364J104 00000289     5379 SH       DEFINED                1879        0     3500
D AMERICA ONLINE INC             COMMON           02364J104 00000077     1440 SH       SOLE                   1040        0      400
D AMERICAN ELECTRIC POWER INC    COMMON           025537101 00001126    28786 SH       DEFINED               28186        0      600
D AMERICAN ELECTRIC POWER INC    COMMON           025537101 00000452    11542 SH       SOLE                  10642        0      900
D AMERICAN EXPRESS CO            COMMON           025816109 00006345   104451 SH       DEFINED               26800      450    77201
D AMERICAN EXPRESS CO            COMMON           025816109 00000847    13950 SH       SOLE                  13200        0      750
D AMERICAN GENERAL CORP          COMMON           026351106 00000225     2885 SH       DEFINED                2585        0      300
D AMERICAN GENERAL CORP          COMMON           026351106 00000016      200 SH       SOLE                      0        0      200
D AMERICAN HOME PRODUCTS CORP    COMMON           026609107 00019784   349770 SH       DEFINED              344370     1050     4350
D AMERICAN HOME PRODUCTS CORP    COMMON           026609107 00005876   103885 SH       SOLE                  99460      725     3700
D AMERICAN INTERNATIONAL GROUP I COMMON           026874107 00012638   132070 SH       DEFINED              128473       37     3560
D AMERICAN INTERNATIONAL GROUP I COMMON           026874107 00004815    50324 SH       SOLE                  49075      759      490
D AMERICAN WATER WORKS COMPANY I COMMON           030411102 00000190     6894 SH       DEFINED                6894        0        0
D AMERICAN WATER WORKS COMPANY I COMMON           030411102 00000050     1800 SH       SOLE                   1800        0        0
D AMGEN INC                      COMMON           031162100 00014898   213354 SH       DEFINED              148629        0    64725
D AMGEN INC                      COMMON           031162100 00004454    63790 SH       SOLE                  44860     7950    10980
D ANADARKO PETROLEUM CORP        COMMON           032511107 00009359   140824 SH       DEFINED              106960      250    33614
D ANADARKO PETROLEUM CORP        COMMON           032511107 00001240    18653 SH       SOLE                  18059      594        0
D ANALOG DEVICES INC             COMMON           032654105 00000221     2678 SH       DEFINED                   0        0     2678
D ANALOG DEVICES INC             COMMON           032654105 00000004       50 SH       SOLE                     50        0        0
D ANGELICA CORP                  COMMON           034663104 00001785   184300 SH       DEFINED              139300        0    45000
D ANGELICA CORP                  COMMON           034663104 00000009      950 SH       SOLE                    950        0        0
D ANHEUSER BUSCH COMPANIES INC   COMMON           035229103 00037954   896976 SH       DEFINED              786428        0   110548
D ANHEUSER BUSCH COMPANIES INC   COMMON           035229103 00011736   277364 SH       SOLE                 267916     3300     6148
D AON CORP                       COMMON           037389103 00011980   305235 SH       DEFINED              164235        0   141000
D AON CORP                       COMMON           037389103 00000931    23718 SH       SOLE                  23668        0       50
D APACHE CORP                    COMMON           037411105 00000289     4882 SH       DEFINED                4732        0      150
D APACHE CORP                    COMMON           037411105 00000343     5800 SH       SOLE                   5300        0      500
D APPLE COMPUTER INC             COMMON           037833100 00008579   333148 SH       DEFINED              263000        0    70148
D APPLE COMPUTER INC             COMMON           037833100 00000156     6050 SH       SOLE                   6050        0        0
D APPLIED MATERIALS INC          COMMON           038222105 00004787    80702 SH       DEFINED               75513      550     4639
D APPLIED MATERIALS INC          COMMON           038222105 00001277    21527 SH       SOLE                  19277     1550      700
D ARCHER DANIELS MIDLAND CO      COMMON           039483102 00006356   736880 SH       DEFINED              612765        0   124114
D ARCHER DANIELS MIDLAND CO      COMMON           039483102 00000728    84369 SH       SOLE                  77853     2039     4477
D ASSOCIATES FIRST CAPITAL CORP  COMMON           046008108 00004281   112649 SH       DEFINED                4287        0   108362
D ASSOCIATES FIRST CAPITAL CORP  COMMON           046008108 00000135     3544 SH       SOLE                   3544        0        0
D ASTRAZENECA PLC                COMMON           046353108 00000210     3999 SH       SOLE                   3999        0        0
D AUTOMATIC DATA PROCESSING INC  COMMON           053015103 00002068    30919 SH       DEFINED               30119        0      800
D AUTOMATIC DATA PROCESSING INC  COMMON           053015103 00002157    32255 SH       SOLE                  25055        0     7200
D AVENTIS                        COMMON           053561106 00010408   138200 SH       DEFINED               69500        0    68700
D AVENTIS                        COMMON           053561106 00000038      500 SH       SOLE                    500        0        0
D AVERY DENNISON CORP            COMMON           053611109 00000226     4877 SH       DEFINED                4727        0      150
D AVERY DENNISON CORP            COMMON           053611109 00000125     2700 SH       SOLE                   2700        0        0
D AVON PRODUCTS INC              COMMON           054303102 00000110     2700 SH       DEFINED                2400        0      300
D AVON PRODUCTS INC              COMMON           054303102 00000098     2400 SH       SOLE                   2400        0        0
D BCE INC                        COMMON           05534B109 00005171   221225 SH       DEFINED               93025        0   128200
D BCE INC                        COMMON           05534B109 00000012      500 SH       SOLE                    500        0        0
D B H A GROUP HOLDINGS INC       COMMON           055446108 00004049   284171 SH       DEFINED              202371     3800    78000
D B H A GROUP HOLDINGS INC       COMMON           055446108 00000303    21283 SH       SOLE                  21283        0        0
D BP AMOCO PLC                   COMMON           055622104 00038665   729535 SH       DEFINED              568448     1580   159507
D BP AMOCO PLC                   COMMON           055622104 00014398   271651 SH       SOLE                 255926    11353     4372
D BAKER HUGHES INC               COMMON           057224107 00010551   284191 SH       DEFINED              191041      250    92900
D BAKER HUGHES INC               COMMON           057224107 00000450    12125 SH       SOLE                  11775      200      150
D BALDOR ELECTRIC                COMMON           057741100 00002168   106725 SH       DEFINED               76725        0    30000
D BALDOR ELECTRIC                COMMON           057741100 00000003      125 SH       SOLE                    125        0        0
D BANDAG INC                     COMMON           059815100 00003601   100200 SH       DEFINED               91100        0     9100
D BANDAG INC                     COMMON           059815100 00000062     1725 SH       SOLE                   1725        0        0
D BANK OF AMERICA CORP           COMMON           060505104 00004485    85633 SH       DEFINED               81675        0     3958
D BANK OF AMERICA CORP           COMMON           060505104 00004170    79625 SH       SOLE                  78750      722      153
D BANK OF NEW YORK INC           COMMON           064057102 00000177     3150 SH       DEFINED                2200        0      950
D BANK OF NEW YORK INC           COMMON           064057102 00000159     2845 SH       SOLE                   1800     1045        0
D BANK ONE CORP                  COMMON           06423A103 00001809    46833 SH       DEFINED               44652        0     2181
D BANK ONE CORP                  COMMON           06423A103 00000139     3610 SH       SOLE                   3610        0        0
D BARD C R INC                   COMMON           067383109 00005575   131957 SH       DEFINED              131857        0      100
D BARD C R INC                   COMMON           067383109 00000448    10595 SH       SOLE                  10295      100      200
D BARRICK GOLD CORP              COMMON           067901108 00000346    22675 SH       DEFINED               18275     2400     2000
D BARRICK GOLD CORP              COMMON           067901108 00000146     9550 SH       SOLE                   9450      100        0
D BASS PUBLIC LTD CO             COMMON           069904209 00005913   591284 SH       DEFINED              175928     4100   411256
D BAXTER INTERNATIONAL INC       COMMON           071813109 00011583   145121 SH       DEFINED              104846      550    39725
D BAXTER INTERNATIONAL INC       COMMON           071813109 00001473    18455 SH       SOLE                  17790      365      300
D BELDEN INC                     COMMON           077459105 00002090    88450 SH       DEFINED               72650     1450    14350
D BELDEN INC                     COMMON           077459105 00000107     4525 SH       SOLE                   4525        0        0
D BELL SOUTH CORPORATION         COMMON           079860102 00017901   444737 SH       DEFINED              388009     1920    54808
D BELL SOUTH CORPORATION         COMMON           079860102 00006002   149124 SH       SOLE                 139009     9715      400
D BENETTON GROUP SPA             COMMON           081795403 00004227   116208 SH       DEFINED               46056        0    70152
D BERKSHIRE HATHAWAY INC DEL     COMMON           084670108 00001352       21 SH       DEFINED                  21        0        0
D BERKSHIRE HATHAWAY INC DEL     COMMON           084670108 00000193        3 SH       SOLE                      3        0        0
D BESTFOODS INC                  COMMON           08658U101 00001386    19057 SH       DEFINED               18107        0      950
D BESTFOODS INC                  COMMON           08658U101 00001068    14684 SH       SOLE                  14684        0        0
D BIOCHEM PHARMA INC             COMMON           09058T108 00006753   307816 SH       DEFINED              111616        0   196200
D BIOCHEM PHARMA INC             COMMON           09058T108 00000104     4730 SH       SOLE                   4680       50        0
D BIOGEN INC                     COMMON           090597105 00000776    12726 SH       DEFINED               12076      350      300
D BIOGEN INC                     COMMON           090597105 00000389     6375 SH       SOLE                   5525      750      100
D BIRMINGHAM STEEL CORP          COMMON           091250100 00000027    10000 SH       DEFINED               10000        0        0
D BLACK & DECKER CORP            COMMON           091797100 00000470    13735 SH       DEFINED               12985        0      750
D BLACK & DECKER CORP            COMMON           091797100 00000229     6695 SH       SOLE                   6695        0        0
D BLOCK H & R INC                COMMON           093671105 00004226   114030 SH       DEFINED               71480        0    42550
D BLOCK H & R INC                COMMON           093671105 00000681    18376 SH       SOLE                  16976      200     1200
D BOEING CO                      COMMON           097023105 00004653    73852 SH       DEFINED               70652      925     2275
D BOEING CO                      COMMON           097023105 00002156    34220 SH       SOLE                  32770     1050      400
D BRIGGS & STRATTON CORP         COMMON           109043109 00000701    18545 SH       DEFINED               18445        0      100
D BRIGGS & STRATTON CORP         COMMON           109043109 00000722    19085 SH       SOLE                  18460       25      600
D BRINKER INTERNATIONAL INC      COMMON           109641100 00009177   304634 SH       DEFINED              263159      575    40900
D BRINKER INTERNATIONAL INC      COMMON           109641100 00000426    14150 SH       SOLE                  13900      250        0
D BRISTOL MYERS SQUIBB CO        COMMON           110122108 00029739   520594 SH       DEFINED              439694      200    80700
D BRISTOL MYERS SQUIBB CO        COMMON           110122108 00010360   181350 SH       SOLE                 170031     8044     3275
D BRITISH TELECOMMUN PLC         COMMON           111021408 00000214     2000 SH       SOLE                   2000        0        0
D BROADCOM CORP                  COMMON           111320107 00000306     1255 SH       DEFINED                   0        0     1255
D BROKEN HILL PROPRIETARY COMPAN COMMON           112169602 00003065   149524 SH       DEFINED               80644        0    68880
D BROKEN HILL PROPRIETARY COMPAN COMMON           112169602 00000062     3000 SH       SOLE                   3000        0        0
D BRUNSWICK CORP                 COMMON           117043109 00001686    92410 SH       DEFINED               68260        0    24150
D BRUNSWICK CORP                 COMMON           117043109 00000004      225 SH       SOLE                    225        0        0
D BRUSH ENGINEERED MATLS INC HLD COMMON           117421107 00013128   607065 SH       DEFINED              433865      500   172700
D BRUSH ENGINEERED MATLS INC HLD COMMON           117421107 00000172     7935 SH       SOLE                   7860       75        0
D BURLINGTON NORTHERN SANTA FE C COMMON           12189T104 00000445    20638 SH       DEFINED               20138        0      500
D BURLINGTON NORTHERN SANTA FE C COMMON           12189T104 00000615    28500 SH       SOLE                  28500        0        0
D BURLINGTON RESOURCES INC       COMMON           122014103 00003991   108411 SH       DEFINED              102211        0     6200
D BURLINGTON RESOURCES INC       COMMON           122014103 00000837    22749 SH       SOLE                  20304      700     1745
D BUTLER MANUFACTURING CO        COMMON           123655102 00002724   118776 SH       DEFINED               81801     2150    34825
D BUTLER MANUFACTURING CO        COMMON           123655102 00000249    10850 SH       SOLE                  10850        0        0
D CIGNA CORP                     COMMON           125509109 00001202    11516 SH       DEFINED               11366        0      150
D CIGNA CORP                     COMMON           125509109 00001639    15695 SH       SOLE                  15645        0       50
D CPI CORP                       COMMON           125902106 00001982    93250 SH       DEFINED               93250        0        0
D CPI CORP                       COMMON           125902106 00000050     2350 SH       SOLE                   1350        0     1000
D CNF TRANSPORTATION INC         COMMON           12612W104 00004006   180025 SH       DEFINED              180025        0        0
D CNF TRANSPORTATION INC         COMMON           12612W104 00000140     6275 SH       SOLE                   6250       25        0
D CSX CORP                       COMMON           126408103 00000519    23790 SH       DEFINED               22790      225      775
D CSX CORP                       COMMON           126408103 00000172     7895 SH       SOLE                   7395      500        0
D CADBURY SCHWEPPES LTD          COMMON           127209302 00005509   228934 SH       DEFINED              127362        0   101572
D CADBURY SCHWEPPES LTD          COMMON           127209302 00000053     2214 SH       SOLE                   2214        0        0
D CALGON CARBON CORP             COMMON           129603106 00004253   624251 SH       DEFINED              498351        0   125900
D CALGON CARBON CORP             COMMON           129603106 00000076    11125 SH       SOLE                  11125        0        0
D CAMPBELL SOUP CO               COMMON           134429109 00000354    13695 SH       DEFINED               13195        0      500
D CAMPBELL SOUP CO               COMMON           134429109 00000076     2935 SH       SOLE                   2935        0        0
D CANADIAN PACIFIC LTD           COMMON           135923100 00005531   212725 SH       DEFINED              104925        0   107800
D CANADIAN PACIFIC LTD           COMMON           135923100 00000055     2100 SH       SOLE                   2100        0        0
D CANON INC                      COMMON           138006309 00014045   317400 SH       DEFINED              105500     1900   210000
D CARDINAL HEALTH INC            COMMON           14149Y108 00000132     1502 SH       DEFINED                1202        0      300
D CARDINAL HEALTH INC            COMMON           14149Y108 00000209     2375 SH       SOLE                   2375        0        0
D CARLTON COMMUNICATIONS PLC     COMMON           142872209 00005271   129350 SH       DEFINED               35550      600    93200
D CARPENTER TECHNOLOGY CORP      COMMON           144285103 00000090     3100 SH       DEFINED                3100        0        0
D CARPENTER TECHNOLOGY CORP      COMMON           144285103 00000127     4375 SH       SOLE                   4375        0        0
D CASEYS GENERAL STORES          COMMON           147528103 00002553   196409 SH       DEFINED              158909        0    37500
D CASEYS GENERAL STORES          COMMON           147528103 00000029     2200 SH       SOLE                   2200        0        0
D CATERPILLAR INC                COMMON           149123101 00000869    25741 SH       DEFINED               24941        0      800
D CATERPILLAR INC                COMMON           149123101 00000615    18217 SH       SOLE                  17767      450        0
D CENTRAL FUND CANADA LTD        COMMON           153501101 00000065    20000 SH       SOLE                  20000        0        0
D CERNER CORP                    COMMON           156782104 00005667   122025 SH       DEFINED               95025        0    27000
D CERNER CORP                    COMMON           156782104 00000534    11500 SH       SOLE                  11500        0        0
D CHASE MANHATTAN CORP           COMMON           16161A108 00000286     6193 SH       DEFINED                4518        0     1675
D CHASE MANHATTAN CORP           COMMON           16161A108 00001045    22620 SH       SOLE                  21090     1305      225
D CHEVRON CORP                   COMMON           166751107 00003025    35488 SH       DEFINED               34588        0      900
D CHEVRON CORP                   COMMON           166751107 00002572    30174 SH       SOLE                  26474     2000     1700
D CHUBB CORP                     COMMON           171232101 00005559    70256 SH       DEFINED               67881      650     1725
D CHUBB CORP                     COMMON           171232101 00000757     9565 SH       SOLE                   9465        0      100
D CISCO SYSTEMS INC              COMMON           17275R102 00026719   483596 SH       DEFINED              257320      100   226176
D CISCO SYSTEMS INC              COMMON           17275R102 00004691    84913 SH       SOLE                  79788     4500      625
D CINTAS CORP                    COMMON           172908105 00000539    12363 SH       DEFINED               12363        0        0
D CINTAS CORP                    COMMON           172908105 00000367     8416 SH       SOLE                   8266      150        0
D CITIGROUP INC                  COMMON           172967101 00009535   176360 SH       DEFINED               24461        0   151899
D CITIGROUP INC                  COMMON           172967101 00001770    32746 SH       SOLE                  22853     4133     5760
D CITIZENS COMMUNICATIONS CO     COMMON           17453B101 00000106     7868 SH       DEFINED                7868        0        0
D CITIZENS COMMUNICATIONS CO     COMMON           17453B101 00000118     8766 SH       SOLE                   8766        0        0
D CLARCOR INC                    COMMON           179895107 00003291   168791 SH       DEFINED              131291        0    37500
D CLARCOR INC                    COMMON           179895107 00000086     4400 SH       SOLE                   4400        0        0
D CLOROX CO                      COMMON           189054109 00001348    34068 SH       DEFINED               33043        0     1025
D CLOROX CO                      COMMON           189054109 00000858    21675 SH       SOLE                  20025      850      800
D COASTAL CORP                   COMMON           190441105 00002124    28648 SH       DEFINED               28348        0      300
D COASTAL CORP                   COMMON           190441105 00000062      836 SH       SOLE                    736      100        0
D COCA COLA COMPANY              COMMON           191216100 00009343   169494 SH       DEFINED              165016      100     4378
D COCA COLA COMPANY              COMMON           191216100 00003733    67726 SH       SOLE                  64429     3297        0
D COLES MYER LTD                 COMMON           193870409 00006087   195568 SH       DEFINED               79688        0   115880
D COLGATE-PALMOLIVE CO           COMMON           194162103 00007441   157640 SH       DEFINED              129090        0    28550
D COLGATE-PALMOLIVE CO           COMMON           194162103 00001054    22336 SH       SOLE                  22336        0        0
D COMCAST CORP                   COMMON           200300101 00000305     7500 SH       SOLE                   7500        0        0
D COMCAST CORP                   COMMON           200300200 00000045     1100 SH       DEFINED                   0        0     1100
D COMCAST CORP                   COMMON           200300200 00000491    12000 SH       SOLE                  12000        0        0
D COMMERCE BANCSHARES INC        COMMON           200525103 00007237   196599 SH       DEFINED              177599        0    19000
D COMMERCE BANCSHARES INC        COMMON           200525103 00005523   150015 SH       SOLE                 150015        0        0
D COMPASS BANCSHARES INC         COMMON           20449H109 00001295    66400 SH       DEFINED               66400        0        0
D COMPAQ COMPUTER CORP           COMMON           204493100 00010290   373108 SH       DEFINED              211417     1213   160478
D COMPAQ COMPUTER CORP           COMMON           204493100 00001225    44402 SH       SOLE                  30902     9350     4150
D COMPUTER SCIENCES CORP         COMMON           205363104 00013395   180404 SH       DEFINED              140554        0    39850
D COMPUTER SCIENCES CORP         COMMON           205363104 00000660     8887 SH       SOLE                   8337      150      400
D COMVERSE TECHNOLOGY INC        COMMON           205862402 00000343     3174 SH       DEFINED                   0        0     3174
D CONAGRA INC                    COMMON           205887102 00000110     5503 SH       DEFINED                4903        0      600
D CONAGRA INC                    COMMON           205887102 00000172     8550 SH       SOLE                   8550        0        0
D CONEXANT SYSTEMS INC           COMMON           207142100 00000199     4764 SH       DEFINED                4464        0      300
D CONEXANT SYSTEMS INC           COMMON           207142100 00000165     3950 SH       SOLE                   3950        0        0
D CONOCO INC                     COMMON           208251405 00000599    22250 SH       DEFINED               21450        0      800
D CONOCO INC                     COMMON           208251405 00000552    20494 SH       SOLE                  20095      184      215
D CONSECO INC                    COMMON           208464107 00000103    13494 SH       DEFINED               13144        0      350
D CONSECO INC                    COMMON           208464107 00000023     2976 SH       SOLE                   2976        0        0
D CONSOLIDATED EDISON INC        COMMON           209115104 00000168     4929 SH       DEFINED                4629        0      300
D CONSOLIDATED EDISON INC        COMMON           209115104 00000193     5656 SH       SOLE                   4856      800        0
D COOPER INDUSTRIES INC          COMMON           216669101 00004479   127060 SH       DEFINED              126710        0      350
D COOPER INDUSTRIES INC          COMMON           216669101 00000316     8967 SH       SOLE                   8157      662      148
D COORSTEK INC                   COMMON           217020106 00001794    46911 SH       DEFINED               34411        0    12500
D COORSTEK INC                   COMMON           217020106 00000003       68 SH       SOLE                     68        0        0
D CORNING INC                    COMMON           219350105 00016422    55294 SH       DEFINED               19064        0    36230
D CORNING INC                    COMMON           219350105 00003868    13023 SH       SOLE                  12523        0      500
D COVANCE INC                    COMMON           222816100 00005489   670382 SH       DEFINED              278332        0   392050
D COVANCE INC                    COMMON           222816100 00000157    19170 SH       SOLE                  19170        0        0
D CROWN CORK & SEAL CO INC       COMMON           228255105 00000103     9600 SH       DEFINED                9450        0      150
D CROWN CORK & SEAL CO INC       COMMON           228255105 00000049     4550 SH       SOLE                   4550        0        0
D DST SYSTEMS INC DELAWARE       COMMON           233326107 00000108      915 SH       DEFINED                 915        0        0
D DST SYSTEMS INC DELAWARE       COMMON           233326107 00000106      900 SH       SOLE                    200      700        0
D DARDEN RESTAURANTS INC         COMMON           237194105 00008636   414945 SH       DEFINED              258295        0   156650
D DARDEN RESTAURANTS INC         COMMON           237194105 00000112     5405 SH       SOLE                   4605      200      600
D DEERE & CO                     COMMON           244199105 00001544    46439 SH       DEFINED               46139        0      300
D DEERE & CO                     COMMON           244199105 00000628    18896 SH       SOLE                  18471        0      425
D DELL COMPUTER CORP             COMMON           247025109 00008529   276805 SH       DEFINED              212709        0    64096
D DELL COMPUTER CORP             COMMON           247025109 00000193     6249 SH       SOLE                   5649      600        0
D DELPHI AUTOMOTIVE SYSTEMS CORP COMMON           247126105 00000165    10890 SH       DEFINED               10240        0      650
D DELPHI AUTOMOTIVE SYSTEMS CORP COMMON           247126105 00000054     3562 SH       SOLE                   3549        0       13
D DELTIC TIMBER CORP             COMMON           247850100 00000787    46450 SH       DEFINED               37450        0     9000
D DELTIC TIMBER CORP             COMMON           247850100 00000019     1142 SH       SOLE                   1142        0        0
D DELUXE CORP                    COMMON           248019101 00000570    28050 SH       DEFINED               28000        0       50
D DELUXE CORP                    COMMON           248019101 00000002      100 SH       SOLE                    100        0        0
D DIEBOLD INC                    COMMON           253651103 00001138    42831 SH       DEFINED               42331      500        0
D DIEBOLD INC                    COMMON           253651103 00000340    12800 SH       SOLE                  12800        0        0
D DISNEY WALT HOLDING CO         COMMON           254687106 00002983    77997 SH       DEFINED               51822        0    26175
D DISNEY WALT HOLDING CO         COMMON           254687106 00001228    32097 SH       SOLE                  12450     3447    16200
D DOMINION RES INC               COMMON           25746U109 00002958    50947 SH       DEFINED               50482        0      465
D DOMINION RES INC               COMMON           25746U109 00000912    15701 SH       SOLE                  15571        0      130
D DONNELLEY R R & SONS CO        COMMON           257867101 00002967   120809 SH       DEFINED              105284     1475    14050
D DONNELLEY R R & SONS CO        COMMON           257867101 00000603    24537 SH       SOLE                  24337      200        0
D DOVER CORP                     COMMON           260003108 00004186    89190 SH       DEFINED               88790      100      300
D DOVER CORP                     COMMON           260003108 00002098    44700 SH       SOLE                  44350      200      150
D DOW CHEMICAL COMPANY           COMMON           260543103 00000381    15297 SH       DEFINED               14497        0      800
D DOW CHEMICAL COMPANY           COMMON           260543103 00000137     5483 SH       SOLE                   5483        0        0
D DREYFUS STRATEGIC MUNICIPALS I COMMON           261932107 00000240    27979 SH       DEFINED               27979        0        0
D DREYFUS STRATEGIC MUNICIPALS I COMMON           261932107 00000017     2000 SH       SOLE                   2000        0        0
D DUPONT E I DE NEMOURS & CO     COMMON           263534109 00003650    88095 SH       DEFINED               82345      800     4950
D DUPONT E I DE NEMOURS & CO     COMMON           263534109 00003004    72497 SH       SOLE                  68876     3421      200
D DUFF & PHELPS UTILITIES INCOME COMMON           264324104 00000063     6500 SH       DEFINED                6500        0        0
D DUFF & PHELPS UTILITIES INCOME COMMON           264324104 00000070     7197 SH       SOLE                      0     7197        0
D DUKE ENERGY CORP               COMMON           264399106 00007118    83013 SH       DEFINED               82563        0      450
D DUKE ENERGY CORP               COMMON           264399106 00002921    34066 SH       SOLE                  33099      663      304
D DUKE WEEKS REALTY CORP         COMMON           264411505 00004143   171734 SH       DEFINED              170134        0     1600
D DUKE WEEKS REALTY CORP         COMMON           264411505 00000322    13345 SH       SOLE                  13345        0        0
D DUN & BRADSTREET CORP DEL      COMMON           26483B106 00001059    30751 SH       DEFINED               30501        0      250
D DUN & BRADSTREET CORP DEL      COMMON           26483B106 00000783    22725 SH       SOLE                  21900      425      400
D EMC CORPORATION MASSACHUSETTS  COMMON           268648102 00010003   100918 SH       DEFINED               29604      100    71214
D EMC CORPORATION MASSACHUSETTS  COMMON           268648102 00002762    27865 SH       SOLE                  26940      500      425
D EARTHGRAINS COMPANY            COMMON           270319106 00000019     1052 SH       DEFINED                1052        0        0
D EARTHGRAINS COMPANY            COMMON           270319106 00000470    25488 SH       SOLE                  25392       96        0
D EASTMAN CHEMICAL COMPANY       COMMON           277432100 00003038    82234 SH       DEFINED               82184        0       50
D EASTMAN CHEMICAL COMPANY       COMMON           277432100 00000131     3560 SH       SOLE                   3560        0        0
D EASTMAN KODAK CO               COMMON           277461109 00001619    39615 SH       DEFINED               38565      350      700
D EASTMAN KODAK CO               COMMON           277461109 00000845    20661 SH       SOLE                  20411      250        0
D ECOLAB INC                     COMMON           278865100 00000475    13163 SH       DEFINED               11663      400     1100
D ECOLAB INC                     COMMON           278865100 00000443    12275 SH       SOLE                  12275        0        0
D EDISON INTERNATIONAL INC       COMMON           281020107 00000364    18850 SH       DEFINED               18500        0      350
D EDISON INTERNATIONAL INC       COMMON           281020107 00000089     4585 SH       SOLE                   3585        0     1000
D EDWARDS LIFESCIENCES CORP      COMMON           28176E108 00000288    13224 SH       DEFINED                5604        0     7620
D EDWARDS LIFESCIENCES CORP      COMMON           28176E108 00000023     1053 SH       SOLE                   1053        0        0
D EDWARDS A G INC                COMMON           281760108 00006173   118005 SH       DEFINED               97705     1050    19250
D EDWARDS A G INC                COMMON           281760108 00000750    14337 SH       SOLE                  14337        0        0
D EL PASO ENERGY CORP            COMMON           283905107 00002465    39999 SH       DEFINED               38299        0     1700
D EL PASO ENERGY CORP            COMMON           283905107 00000986    15998 SH       SOLE                  15898      100        0
D ELAN CORP LTD                  COMMON           284131208 00015002   274001 SH       DEFINED              110551        0   163450
D ELAN CORP LTD                  COMMON           284131208 00000197     3600 SH       SOLE                   2600     1000        0
D ELECTRONIC DATA SYSTEMS CORP   COMMON           285661104 00002135    51439 SH       DEFINED               49981      350     1108
D ELECTRONIC DATA SYSTEMS CORP   COMMON           285661104 00000932    22453 SH       SOLE                  19703      950     1800
D EMBOTELLADORA ANDINA SA DE C   COMMON           29081P204 00001714   135100 SH       DEFINED               73200     1000    60900
D EMERSON ELECTRIC CO            COMMON           291011104 00021477   320545 SH       DEFINED              250345     1025    69175
D EMERSON ELECTRIC CO            COMMON           291011104 00003142    46894 SH       SOLE                  45444     1050      400
D EMPIRE DISTRICT ELECTRIC CO    COMMON           291641108 00001034    39382 SH       DEFINED               39382        0        0
D EMPIRE DISTRICT ELECTRIC CO    COMMON           291641108 00001032    39325 SH       SOLE                  38525        0      800
D ENGELHARD CORP                 COMMON           292845104 00014051   864694 SH       DEFINED              741144     2350   121200
D ENGELHARD CORP                 COMMON           292845104 00001180    72644 SH       SOLE                  67744     3350     1550
D ENRON CORP                     COMMON           293561106 00000922    10524 SH       DEFINED                9424        0     1100
D ENRON CORP                     COMMON           293561106 00000745     8499 SH       SOLE                   7611      588      300
D ENTERGY CORP                   COMMON           29364G103 00017487   469446 SH       DEFINED              396846     1200    71400
D ENTERGY CORP                   COMMON           29364G103 00000833    22358 SH       SOLE                  22108      250        0
D ERICSSON L M TELEPHONE COMPANY COMMON           294821400 00010777   727540 SH       DEFINED              461140        0   266400
D ERICSSON L M TELEPHONE COMPANY COMMON           294821400 00001493   100800 SH       SOLE                  92800        0     8000
D ESCO TECHNOLOGIES INC          COMMON           296315104 00000321    18500 SH       DEFINED               18500        0        0
D EXPEDITORS INTL WASHINGTON INC COMMON           302130109 00000559    12400 SH       DEFINED               12400        0        0
D EXXON MOBIL CORP               COMMON           30231G102 00034418   386172 SH       DEFINED              311091     1400    73681
D EXXON MOBIL CORP               COMMON           30231G102 00025303   283907 SH       SOLE                 264892     7460    11555
D FPL GROUP INC                  COMMON           302571104 00002039    31018 SH       DEFINED               30743        0      275
D FPL GROUP INC                  COMMON           302571104 00002169    32991 SH       SOLE                  32191      500      300
D FALCON PRODUCTS INC            COMMON           306075102 00001335   142450 SH       DEFINED              109250     1000    32200
D FALCON PRODUCTS INC            COMMON           306075102 00000117    12500 SH       SOLE                  12500        0        0
D FEDERAL NATIONAL MORTGAGE ASSN COMMON           313586109 00003329    46565 SH       DEFINED                4715        0    41850
D FEDERAL NATIONAL MORTGAGE ASSN COMMON           313586109 00000407     5690 SH       SOLE                   3290        0     2400
D FEDERAL SIGNAL CORP            COMMON           313855108 00003980   200266 SH       DEFINED              165266        0    35000
D FEDERAL SIGNAL CORP            COMMON           313855108 00000058     2930 SH       SOLE                   2930        0        0
D FEDEX CORP                     COMMON           31428X106 00012571   283505 SH       DEFINED              229730      350    53425
D FEDEX CORP                     COMMON           31428X106 00002508    56556 SH       SOLE                  52906     1300     2350
D FIFTH THIRD BANCORP            COMMON           316773100 00000672    12475 SH       DEFINED               11850        0      625
D FIFTH THIRD BANCORP            COMMON           316773100 00000045      843 SH       SOLE                    843        0        0
D FIRST MIDWEST BANCORP INC-DEL  COMMON           320867104 00000642    24106 SH       DEFINED               24106        0        0
D FIRSTAR CORP WIS               COMMON           33763V109 00000387    17294 SH       DEFINED               13556        0     3738
D FIRSTAR CORP WIS               COMMON           33763V109 00002580   115327 SH       SOLE                 114435      892        0
D FISERV INC                     COMMON           337738108 00003403    56833 SH       DEFINED               54953       80     1800
D FISERV INC                     COMMON           337738108 00000065     1092 SH       SOLE                   1092        0        0
D FIRSTMERIT CORP                COMMON           337915102 00011275   491555 SH       DEFINED              335855        0   155700
D FIRSTMERIT CORP                COMMON           337915102 00000785    34220 SH       SOLE                  31520        0     2700
D FLEXSTEEL INDUSTRIES INC       COMMON           339382103 00001531   124960 SH       DEFINED               83335     2500    39125
D FLEXSTEEL INDUSTRIES INC       COMMON           339382103 00000074     6025 SH       SOLE                   6025        0        0
D FLORIDA PROGRESS CORP          COMMON           341109106 00011154   210708 SH       DEFINED              164008      450    46250
D FLORIDA PROGRESS CORP          COMMON           341109106 00001097    20728 SH       SOLE                  20273      300      155
D FORD MOTOR CO                  COMMON           345370860 00002177    86012 SH       DEFINED               81877       52     4083
D FORD MOTOR CO                  COMMON           345370860 00001083    42804 SH       SOLE                  41406     1398        0
D FORTUNE BRANDS INC             COMMON           349631101 00000467    17622 SH       DEFINED               17472        0      150
D FORTUNE BRANDS INC             COMMON           349631101 00000228     8606 SH       SOLE                   8606        0        0
D FRESENIUS MEDICAL CARE         COMMON           358029106 00003646   122054 SH       DEFINED               62954      500    58600
D FRESENIUS MEDICAL CARE         COMMON           358029106 00000030      995 SH       SOLE                    995        0        0
D FUJI PHOTO FILM LTD            COMMON           359586302 00005433   162190 SH       DEFINED               69990     1000    91200
D FUJI PHOTO FILM LTD            COMMON           359586302 00000034     1000 SH       SOLE                    700      300        0
D GALLAHER GROUP PLC             COMMON           363595109 00000292    12548 SH       DEFINED               12548        0        0
D GALLAHER GROUP PLC             COMMON           363595109 00000026     1100 SH       SOLE                   1100        0        0
D GANNETT CO INC                 COMMON           364730101 00009280   175096 SH       DEFINED              147846      575    26675
D GANNETT CO INC                 COMMON           364730101 00002034    38376 SH       SOLE                  37026       50     1300
D GAP INC                        COMMON           364760108 00000741    36828 SH       DEFINED               34228      400     2200
D GAP INC                        COMMON           364760108 00000265    13175 SH       SOLE                  12575      600        0
D GATEWAY INC                    COMMON           367626108 00006552   140156 SH       DEFINED               82606        0    57550
D GATEWAY INC                    COMMON           367626108 00000803    17187 SH       SOLE                  16537      250      400
D GENENTECH INC                  COMMON           368710406 00010845    58404 SH       DEFINED               24404        0    34000
D GENENTECH INC                  COMMON           368710406 00000529     2849 SH       SOLE                   2799       50        0
D GENERAL DYNAMICS CORP          COMMON           369550108 00001668    26551 SH       DEFINED               23076      665     2810
D GENERAL DYNAMICS CORP          COMMON           369550108 00000260     4147 SH       SOLE                   3997      150        0
D GENERAL ELECTRIC CO            COMMON           369604103 00050669   878320 SH       DEFINED              741207     2400   134714
D GENERAL ELECTRIC CO            COMMON           369604103 00024437   423605 SH       SOLE                 391346    16900    15359
D GENERAL MILLS INC              COMMON           370334104 00001068    30096 SH       DEFINED               29746        0      350
D GENERAL MILLS INC              COMMON           370334104 00000373    10516 SH       SOLE                   9920        0      596
D GENERAL MOTORS CORP            COMMON           370442105 00005912    90950 SH       DEFINED               65250        0    25700
D GENERAL MOTORS CORP            COMMON           370442105 00000431     6635 SH       SOLE                   6615        0       20
D GENUINE PARTS CO               COMMON           372460105 00008926   468262 SH       DEFINED              424162        0    44100
D GENUINE PARTS CO               COMMON           372460105 00000794    41645 SH       SOLE                  41495      150        0
D GENZYME CORP                   COMMON           372917104 00001203    17640 SH       DEFINED               17640        0        0
D GENZYME CORP                   COMMON           372917104 00000005       75 SH       SOLE                     50       25        0
D GEORGIA PACIFIC CORP           COMMON           373298108 00001378    58628 SH       DEFINED               28428        0    30200
D GEORGIA PACIFIC CORP           COMMON           373298108 00000103     4400 SH       SOLE                   4400        0        0
D GEORGIA PACIFIC CORP           COMMON           373298702 00001013    37682 SH       DEFINED               37532        0      150
D GEORGIA PACIFIC CORP           COMMON           373298702 00000491    18280 SH       SOLE                  17930      250      100
D GILLETTE CO                    COMMON           375766102 00001385    44862 SH       DEFINED               43512        0     1350
D GILLETTE CO                    COMMON           375766102 00000453    14678 SH       SOLE                  14528      150        0
D GLAXO WELLCOME PLC             COMMON           37733W105 00000519     8595 SH       DEFINED                8445        0      150
D GLAXO WELLCOME PLC             COMMON           37733W105 00000490     8100 SH       SOLE                   7500      600        0
D GRACE W R & CO                 COMMON           38388F108 00000179    26103 SH       DEFINED               26053        0       50
D GRACE W R & CO                 COMMON           38388F108 00000006      938 SH       SOLE                    938        0        0
D GRAINGER W W INC               COMMON           384802104 00006244   237305 SH       DEFINED              198655        0    38650
D GRAINGER W W INC               COMMON           384802104 00000290    11016 SH       SOLE                  10166      300      550
D GUIDANT CORP                   COMMON           401698105 00004450    62948 SH       DEFINED               61323      100     1525
D GUIDANT CORP                   COMMON           401698105 00000773    10932 SH       SOLE                  10357      575        0
D HALLIBURTON CO                 COMMON           406216101 00025423   519504 SH       DEFINED              451904        0    67600
D HALLIBURTON CO                 COMMON           406216101 00002013    41125 SH       SOLE                  39325      850      950
D HARLEY DAVIDSON INC            COMMON           412822108 00001370    28622 SH       DEFINED               28272        0      350
D HARLEY DAVIDSON INC            COMMON           412822108 00000168     3500 SH       SOLE                   3500        0        0
D HARRIS CORPORATION             COMMON           413875105 00005577   196120 SH       DEFINED              172120        0    24000
D HARRIS CORPORATION             COMMON           413875105 00000044     1550 SH       SOLE                   1450      100        0
D HARTFORD FINANCIAL SVCS GROUP  COMMON           416515104 00000114     1560 SH       DEFINED                1260        0      300
D HARTFORD FINANCIAL SVCS GROUP  COMMON           416515104 00000269     3688 SH       SOLE                   3688        0        0
D HEINZ H J CO                   COMMON           423074103 00007390   199395 SH       DEFINED              196963      800     1632
D HEINZ H J CO                   COMMON           423074103 00001612    43497 SH       SOLE                  42297      550      650
D HELMERICH & PAYNE INC          COMMON           423452101 00003611    99960 SH       DEFINED               69710     1000    29250
D HELMERICH & PAYNE INC          COMMON           423452101 00000069     1900 SH       SOLE                   1900        0        0
D HENRY JACK & ASSOCIATES INC    COMMON           426281101 00000009      200 SH       DEFINED                 200        0        0
D HENRY JACK & ASSOCIATES INC    COMMON           426281101 00000241     5550 SH       SOLE                   5550        0        0
D HERCULES INC                   COMMON           427056106 00000251    17805 SH       DEFINED               17555        0      250
D HERCULES INC                   COMMON           427056106 00000078     5510 SH       SOLE                   5510        0        0
D HERSHEY FOODS CORP             COMMON           427866108 00000845    15610 SH       DEFINED               15460        0      150
D HERSHEY FOODS CORP             COMMON           427866108 00000032      600 SH       SOLE                    600        0        0
D HEWLETT PACKARD CO             COMMON           428236103 00027566   284188 SH       DEFINED              228463      300    55425
D HEWLETT PACKARD CO             COMMON           428236103 00006884    70965 SH       SOLE                  67775      990     2200
D HIGHWOODS PROPERTIES INC       COMMON           431284108 00000280    11849 SH       SOLE                  11849        0        0
D HILLENBRAND INDUSTRIES INC     COMMON           431573104 00001053    23535 SH       DEFINED               21160     1450      925
D HILLENBRAND INDUSTRIES INC     COMMON           431573104 00000417     9315 SH       SOLE                   8815        0      500
D HITACHI LTD                    COMMON           433578507 00004523    39590 SH       DEFINED                1890        0    37700
D HITACHI LTD                    COMMON           433578507 00000009       80 SH       SOLE                     80        0        0
D HOME DEPOT INC                 COMMON           437076102 00008344   157253 SH       DEFINED               42003      350   114900
D HOME DEPOT INC                 COMMON           437076102 00000848    15972 SH       SOLE                  15072      200      700
D HOMESTAKE MINING CO            COMMON           437614100 00000098    18850 SH       DEFINED               15350     1000     2500
D HOMESTAKE MINING CO            COMMON           437614100 00000050     9650 SH       SOLE                   9650        0        0
D HON INDUSTRIES INC             COMMON           438092108 00002847   115600 SH       DEFINED               90600        0    25000
D HONEYWELL INTERNATIONAL INC    COMMON           438516106 00000081     2269 SH       DEFINED                1219        0     1050
D HONEYWELL INTERNATIONAL INC    COMMON           438516106 00001425    39989 SH       SOLE                  39989        0        0
D HOOVERS INC                    COMMON           439321100 00000075    11749 SH       SOLE                  11749        0        0
D HOUSEHOLD INTERNATIONAL CORP   COMMON           441815107 00000256     4513 SH       DEFINED                3913        0      600
D I B P INC                      COMMON           449223106 00003196   174500 SH       DEFINED              139500        0    35000
D I B P INC                      COMMON           449223106 00000006      306 SH       SOLE                    306        0        0
D IMS HEALTH INC                 COMMON           449934108 00000431    20766 SH       DEFINED               19816      200      750
D IMS HEALTH INC                 COMMON           449934108 00000328    15830 SH       SOLE                  15230        0      600
D IDACORP INC                    COMMON           451107106 00000209     4524 SH       DEFINED                3524        0     1000
D IDACORP INC                    COMMON           451107106 00000097     2090 SH       SOLE                   2090        0        0
D ILLINOIS TOOL WORKS INC        COMMON           452308109 00003814    68265 SH       DEFINED               66815        0     1450
D ILLINOIS TOOL WORKS INC        COMMON           452308109 00000524     9380 SH       SOLE                   9230      150        0
D IMMUNEX CORP                   COMMON           452528102 00000526    12086 SH       DEFINED                9000        0     3086
D IMMUNEX CORP                   COMMON           452528102 00000009      200 SH       SOLE                    200        0        0
D IMPERIAL CHEMICAL INDUSTRIES P COMMON           452704505 00005835   251630 SH       DEFINED               80930        0   170700
D IMPERIAL OIL LTD               COMMON           453038408 00009227   353950 SH       DEFINED              142550        0   211400
D INFORMIX CORP                  COMMON           456779107 00000040     9696 SH       DEFINED                9696        0        0
D INFORMIX CORP                  COMMON           456779107 00000017     4065 SH       SOLE                   4065        0        0
D INSITUFORM TECHNOLOGIES INC    COMMON           457667103 00007440   221252 SH       DEFINED              187252        0    34000
D INSITUFORM TECHNOLOGIES INC    COMMON           457667103 00000039     1150 SH       SOLE                   1150        0        0
D INTEL CORP                     COMMON           458140100 00040290   969362 SH       DEFINED              659958     1840   307564
D INTEL CORP                     COMMON           458140100 00009881   237742 SH       SOLE                 230452     2090     5200
D INTERNATIONAL BUSINESS MACHINE COMMON           459200101 00051738   459891 SH       DEFINED              346617      350   112924
D INTERNATIONAL BUSINESS MACHINE COMMON           459200101 00009785    86979 SH       SOLE                  84101     1790     1088
D INTERNATL FLAVORS & FRAGRANCES COMMON           459506101 00000205    11218 SH       DEFINED               11068        0      150
D INTERNATL FLAVORS & FRAGRANCES COMMON           459506101 00000300    16440 SH       SOLE                  15940      500        0
D INTERNATIONAL PAPER CO         COMMON           460146103 00009975   347701 SH       DEFINED              291396     1474    54831
D INTERNATIONAL PAPER CO         COMMON           460146103 00001908    66518 SH       SOLE                  63572     1446     1500
D INTERSTATE BAKERIES CORP DEL   COMMON           46072H108 00000015     1000 SH       DEFINED                1000        0        0
D INTERSTATE BAKERIES CORP DEL   COMMON           46072H108 00000135     9200 SH       SOLE                   9000      200        0
D ISCO INC                       COMMON           464268101 00001251   317787 SH       DEFINED              206687     4100   107000
D ISCO INC                       COMMON           464268101 00000106    27025 SH       SOLE                  27025        0        0
D ITO YOKADO LTD                 COMMON           465714301 00005634   107820 SH       DEFINED               38020      600    69200
D I2 TECHNOLOGIES INC            COMMON           465754109 00000250     1338 SH       DEFINED                   0        0     1338
D JDS UNIPHASE CORP              COMMON           46612J101 00000390     4123 SH       DEFINED                 304        0     3819
D JDS UNIPHASE CORP              COMMON           46612J101 00000047      500 SH       SOLE                    500        0        0
D JOHNSON & JOHNSON              COMMON           478160104 00012711   135308 SH       DEFINED               92028      700    42580
D JOHNSON & JOHNSON              COMMON           478160104 00004779    50879 SH       SOLE                  46344     2500     2035
D JUNIPER NETWORKS INC           COMMON           48203R104 00000276     1261 SH       DEFINED                 102        0     1159
D K-MART CORP                    COMMON           482584109 00000055     9175 SH       DEFINED                8575        0      600
D K-MART CORP                    COMMON           482584109 00000035     5850 SH       SOLE                   5450        0      400
D KANSAS CITY LIFE INSURANCE CO  COMMON           484836101 00001362    41268 SH       DEFINED               41268        0        0
D KANSAS CITY LIFE INSURANCE CO  COMMON           484836101 00000279     8460 SH       SOLE                   8460        0        0
D KANSAS CITY POWER AND LIGHT CO COMMON           485134100 00002804   105071 SH       DEFINED               95071        0    10000
D KANSAS CITY POWER AND LIGHT CO COMMON           485134100 00001435    53767 SH       SOLE                  41367    10900     1500
D KANSAS CITY SOUTHERN INDUSTRIE COMMON           485170302 00005788   666161 SH       DEFINED              532136     5700   128325
D KANSAS CITY SOUTHERN INDUSTRIE COMMON           485170302 00000314    36135 SH       SOLE                  35985      150        0
D KELLOGG CO                     COMMON           487836108 00000116     4800 SH       DEFINED                4300        0      500
D KELLOGG CO                     COMMON           487836108 00000259    10700 SH       SOLE                  10700        0        0
D KELLWOOD CO                    COMMON           488044108 00003169   173650 SH       DEFINED              137550     1100    35000
D KELLWOOD CO                    COMMON           488044108 00000026     1400 SH       SOLE                   1400        0        0
D KENNAMETAL INC                 COMMON           489170100 00000187     7250 SH       DEFINED                7250        0        0
D KENNAMETAL INC                 COMMON           489170100 00000133     5150 SH       SOLE                   5150        0        0
D KERR MCGEE CORP                COMMON           492386107 00029859   450705 SH       DEFINED              271933      525   178247
D KERR MCGEE CORP                COMMON           492386107 00002250    33955 SH       SOLE                  32005      350     1600
D KIMBERLY-CLARK CORP            COMMON           494368103 00020245   362723 SH       DEFINED              305798      500    56425
D KIMBERLY-CLARK CORP            COMMON           494368103 00003838    68771 SH       SOLE                  67546      550      675
D KNIGHT RIDDER INC              COMMON           499040103 00011621   228711 SH       DEFINED              190686      500    37525
D KNIGHT RIDDER INC              COMMON           499040103 00000418     8227 SH       SOLE                   7802      200      225
D KOHLS CORP                     COMMON           500255104 00002123    36800 SH       DEFINED                  50        0    36750
D KOHLS CORP                     COMMON           500255104 00000006      100 SH       SOLE                    100        0        0
D KONINKLIJKE AHOLD NV           COMMON           500467303 00004445   157681 SH       DEFINED               63287        0    94394
D KROGER CO                      COMMON           501044101 00000306    13574 SH       DEFINED               12048        0     1526
D LABONE INC                     COMMON           50540L105 00003175   338680 SH       DEFINED              338680        0        0
D LABONE INC                     COMMON           50540L105 00000183    19535 SH       SOLE                  19535        0        0
D LACLEDE GAS CO                 COMMON           505588103 00002856   132075 SH       DEFINED              102075        0    30000
D LACLEDE GAS CO                 COMMON           505588103 00000189     8732 SH       SOLE                   8352        0      380
D LAWSON PRODUCTS INC            COMMON           520776105 00003183   131600 SH       DEFINED              100800      800    30000
D LAWSON PRODUCTS INC            COMMON           520776105 00000033     1375 SH       SOLE                   1375        0        0
D LAYNE CHRISTENSEN CO           COMMON           521050104 00000562   140450 SH       DEFINED               89150        0    51300
D LAYNE CHRISTENSEN CO           COMMON           521050104 00000028     7000 SH       SOLE                   5900     1100        0
D LEE ENTERPRISES INC            COMMON           523768109 00000523    18115 SH       DEFINED               15240        0     2875
D LEGGETT & PLATT INC            COMMON           524660107 00004751   300430 SH       DEFINED              295830      500     4100
D LEGGETT & PLATT INC            COMMON           524660107 00000598    37814 SH       SOLE                  33320     3494     1000
D LEVEL 3 COMMUNICATIONS INC     COMMON           52729N100 00000484     6280 SH       DEFINED                6280        0        0
D LEVEL 3 COMMUNICATIONS INC     COMMON           52729N100 00000015      200 SH       SOLE                    200        0        0
D LILLY ELI & COMPANY            COMMON           532457108 00002243    27648 SH       DEFINED               25748      100     1800
D LILLY ELI & COMPANY            COMMON           532457108 00002379    29320 SH       SOLE                  28520      300      500
D LIMITED INC                    COMMON           532716107 00012631   572475 SH       DEFINED              392909        0   179566
D LIMITED INC                    COMMON           532716107 00000131     5946 SH       SOLE                   5546      400        0
D LINCOLN NATIONAL CORP INDIANA  COMMON           534187109 00032084   666685 SH       DEFINED              495635     1000   170050
D LINCOLN NATIONAL CORP INDIANA  COMMON           534187109 00001354    28137 SH       SOLE                  25697      900     1540
D LINEAR TECHNOLOGY CORP         COMMON           535678106 00000217     3350 SH       DEFINED                3000        0      350
D LOCKHEED MARTIN CORP           COMMON           539830109 00000171     5203 SH       DEFINED                4653        0      550
D LOCKHEED MARTIN CORP           COMMON           539830109 00000069     2096 SH       SOLE                   1796        0      300
D LONE STAR STEAKHOUSE SALOON IN COMMON           542307103 00000678    91900 SH       DEFINED               61900        0    30000
D LUCENT TECHNOLOGIES INC        COMMON           549463107 00014729   481926 SH       DEFINED              392135      606    89185
D LUCENT TECHNOLOGIES INC        COMMON           549463107 00003933   128696 SH       SOLE                 118529     4715     5452
D LUXOTTICA GROUP S P A          COMMON           55068R202 00013208   819100 SH       DEFINED              437600        0   381500
D MBNA CORP                      COMMON           55262L100 00006018   156320 SH       DEFINED                5770        0   150550
D MBNA CORP                      COMMON           55262L100 00000023      592 SH       SOLE                    592        0        0
D MCN ENERGY GROUP INC           COMMON           55267J100 00000194     7574 SH       DEFINED                7074        0      500
D MCN ENERGY GROUP INC           COMMON           55267J100 00000216     8441 SH       SOLE                   7566      875        0
D MAGNA INTERNATIONAL INC        COMMON           559222401 00005515   127520 SH       DEFINED               49250        0    78270
D MAGYAR TAVKOZLESI RT           COMMON           559776109 00002773   117700 SH       DEFINED               45400        0    72300
D MALLINCKRODT INC               COMMON           561232109 00007894   173018 SH       DEFINED              172568      400       50
D MALLINCKRODT INC               COMMON           561232109 00000403     8835 SH       SOLE                   8835        0        0
D MARSH & MCLENNAN COMPANY INC   COMMON           571748102 00002158    16255 SH       DEFINED               15955        0      300
D MARSH & MCLENNAN COMPANY INC   COMMON           571748102 00000696     5240 SH       SOLE                   5140      100        0
D MARRIOTT INTERNATIONAL INC     COMMON           571903202 00000357     9810 SH       DEFINED                9510        0      300
D MARRIOTT INTERNATIONAL INC     COMMON           571903202 00000143     3925 SH       SOLE                   2800      325      800
D MASCO CORP                     COMMON           574599106 00004801   257760 SH       DEFINED              254060        0     3700
D MASCO CORP                     COMMON           574599106 00000434    23280 SH       SOLE                  22980      300        0
D MAY DEPARTMENT STORES CO       COMMON           577778103 00001204    58715 SH       DEFINED               58365        0      350
D MAY DEPARTMENT STORES CO       COMMON           577778103 00000398    19413 SH       SOLE                  17311     2102        0
D MAVERICK TUBE CORP             COMMON           577914104 00004750   176325 SH       DEFINED              139700        0    36625
D MAVERICK TUBE CORP             COMMON           577914104 00000024      900 SH       SOLE                    900        0        0
D MCDONALDS CORP                 COMMON           580135101 00023253   770274 SH       DEFINED              555722        0   214552
D MCDONALDS CORP                 COMMON           580135101 00002504    82960 SH       SOLE                  63805     4975    14180
D MCGRAW HILL COS INC            COMMON           580645109 00000121     1900 SH       DEFINED                1700        0      200
D MCGRAW HILL COS INC            COMMON           580645109 00000432     6800 SH       SOLE                   4800     2000        0
D MEDIA GENERAL INC              COMMON           584404107 00000239     5550 SH       DEFINED                5550        0        0
D MEDIA GENERAL INC              COMMON           584404107 00000039      900 SH       SOLE                    900        0        0
D MEDIMMUNE INC                  COMMON           584699102 00000922    11935 SH       DEFINED               11635        0      300
D MEDIMMUNE INC                  COMMON           584699102 00000094     1215 SH       SOLE                   1190       25        0
D MEDTRONIC INC                  COMMON           585055106 00002699    52091 SH       DEFINED               13916        0    38175
D MEDTRONIC INC                  COMMON           585055106 00000320     6175 SH       SOLE                   6100       75        0
D MERCK & CO INC                 COMMON           589331107 00031674   425514 SH       DEFINED              388723      245    36546
D MERCK & CO INC                 COMMON           589331107 00012169   163482 SH       SOLE                 153040     2375     8067
D MERRILL LYNCH & CO INC         COMMON           590188108 00000502     7600 SH       DEFINED                6600        0     1000
D MERRILL LYNCH & CO INC         COMMON           590188108 00000429     6500 SH       SOLE                   6500        0        0
D METLIFE INC                    COMMON           59156R108 00000408    15596 SH       DEFINED               15596        0        0
D METLIFE INC                    COMMON           59156R108 00000005      200 SH       SOLE                      0      200        0
D MICROSOFT CORP                 COMMON           594918104 00026214   434633 SH       DEFINED              301836       50   132747
D MICROSOFT CORP                 COMMON           594918104 00004388    72751 SH       SOLE                  69686     2115      950
D MICRON TECHNOLOGY INC          COMMON           595112103 00000176     3830 SH       DEFINED                   0        0     3830
D MICRON TECHNOLOGY INC          COMMON           595112103 00000092     2000 SH       SOLE                   2000        0        0
D MIDWEST GRAIN PRODUCTS INC     COMMON           59832G104 00002233   203037 SH       DEFINED              203037        0        0
D MIDWEST GRAIN PRODUCTS INC     COMMON           59832G104 00000742    67422 SH       SOLE                  15164    39758    12500
D MINNESOTA MINING & MANUFACTURI COMMON           604059105 00007583    83217 SH       DEFINED               80467      650     2100
D MINNESOTA MINING & MANUFACTURI COMMON           604059105 00003695    40544 SH       SOLE                  39319      500      725
D MITCHELL ENERGY & DEVELOPMENT  COMMON           606592202 00007251   155525 SH       DEFINED              153125     1500      900
D MITCHELL ENERGY & DEVELOPMENT  COMMON           606592202 00000321     6875 SH       SOLE                   6875        0        0
D MOLEX INC                      COMMON           608554101 00015348   281935 SH       DEFINED              196860        0    85075
D MOLEX INC                      COMMON           608554101 00000390     7162 SH       SOLE                   7087       75        0
D MORGAN J P & COMPANY INC       COMMON           616880100 00000607     3717 SH       DEFINED                3517        0      200
D MORGAN J P & COMPANY INC       COMMON           616880100 00000825     5051 SH       SOLE                   4523      528        0
D MORGAN STANLEY DEAN WITTER & C COMMON           617446448 00008535    93343 SH       DEFINED               37443        0    55900
D MORGAN STANLEY DEAN WITTER & C COMMON           617446448 00003216    35173 SH       SOLE                  33753     1020      400
D MOTOROLA INC                   COMMON           620076109 00025689   909345 SH       DEFINED              709720     1125   198500
D MOTOROLA INC                   COMMON           620076109 00003766   133319 SH       SOLE                 127969     3600     1750
D MUNICIPAL HIGH INCOME FUND INC COMMON           626214100 00000110    13147 SH       DEFINED               13147        0        0
D MURPHY OIL CORP                COMMON           626717102 00004872    75165 SH       DEFINED               61165        0    14000
D MURPHY OIL CORP                COMMON           626717102 00000366     5650 SH       SOLE                   5650        0        0
D MYLAN LABORATORIES INC         COMMON           628530107 00012196   452752 SH       DEFINED              276602     1500   174650
D MYLAN LABORATORIES INC         COMMON           628530107 00001058    39273 SH       SOLE                  37023      750     1500
D NPC INTERNATIONAL INC          COMMON           629360306 00003901   398850 SH       DEFINED              306150     3800    88900
D NPC INTERNATIONAL INC          COMMON           629360306 00000217    22150 SH       SOLE                  22150        0        0
D NETWORK APPLIANCE INC          COMMON           64120L104 00000307     2410 SH       DEFINED                 125        0     2285
D NEWELL RUBBERMAID INC          COMMON           651229106 00000139     6098 SH       DEFINED                5798        0      300
D NEWELL RUBBERMAID INC          COMMON           651229106 00000078     3406 SH       SOLE                   3272        0      134
D NEWMONT MINING CORP            COMMON           651639106 00001771   104202 SH       DEFINED               67852     2500    33850
D NEWMONT MINING CORP            COMMON           651639106 00000607    35720 SH       SOLE                  34970        0      750
D NOBLE AFFILIATES INC           COMMON           654894104 00001411    38018 SH       DEFINED               28018        0    10000
D NOBLE AFFILIATES INC           COMMON           654894104 00000223     6000 SH       SOLE                   6000        0        0
D NOKIA CORP                     COMMON           654902204 00018335   460516 SH       DEFINED              153376        0   307140
D NOKIA CORP                     COMMON           654902204 00000886    22260 SH       SOLE                  18860     3400        0
D NORDSTROM INC                  COMMON           655664100 00000366    23500 SH       DEFINED               23350        0      150
D NORDSTROM INC                  COMMON           655664100 00000179    11474 SH       SOLE                  11474        0        0
D NORFOLK SOUTHERN CORP          COMMON           655844108 00000414    28295 SH       DEFINED               27845        0      450
D NORFOLK SOUTHERN CORP          COMMON           655844108 00000332    22680 SH       SOLE                  22380        0      300
D NORSK HYDRO AS                 COMMON           656531605 00008045   190127 SH       DEFINED               75072     1000   114055
D NORSK HYDRO AS                 COMMON           656531605 00000047     1111 SH       SOLE                   1111        0        0
D NORTEL NETWORKS CORP           COMMON           656568102 00013865   232781 SH       DEFINED              113708       50   119023
D NORTEL NETWORKS CORP           COMMON           656568102 00000742    12460 SH       SOLE                  12160      300        0
D NORTHERN TRUST CORP            COMMON           665859104 00003085    34715 SH       DEFINED               34090        0      625
D NORTHERN TRUST CORP            COMMON           665859104 00000335     3765 SH       SOLE                   3440      325        0
D NOVARTIS A G                   COMMON           66987V109 00003749    96914 SH       DEFINED               48488        0    48426
D NOVARTIS A G                   COMMON           66987V109 00000148     3838 SH       SOLE                   3838        0        0
D NOVELL INC                     COMMON           670006105 00004333   435964 SH       DEFINED              298214        0   137750
D NOVELL INC                     COMMON           670006105 00000240    24154 SH       SOLE                  21904     1050     1200
D NOVO-NORDISK A S               COMMON           670100205 00012549   113050 SH       DEFINED               48400        0    64650
D NUVEEN MO PREM MUNICIPAL INCOM COMMON           67060Q108 00000194    14639 SH       DEFINED               14639        0        0
D NUVEEN MO PREM MUNICIPAL INCOM COMMON           67060Q108 00000051     3846 SH       SOLE                   3846        0        0
D OGE ENERGY CORP                COMMON           670837103 00000226    10609 SH       DEFINED               10609        0        0
D OGE ENERGY CORP                COMMON           670837103 00000025     1163 SH       SOLE                   1163        0        0
D NUVEEN MUNICIPAL VALUE FUND IN COMMON           670928100 00000167    19248 SH       DEFINED               19248        0        0
D NUVEEN MUNICIPAL VALUE FUND IN COMMON           670928100 00000052     5944 SH       SOLE                   4944     1000        0
D OLD REPUBLIC INTERNATIONAL COR COMMON           680223104 00003074   127750 SH       DEFINED              102750        0    25000
D OLD REPUBLIC INTERNATIONAL COR COMMON           680223104 00000353    14654 SH       SOLE                  14654        0        0
D ORACLE CORPORATION             COMMON           68389X105 00013830   175623 SH       DEFINED              122095       50    53478
D ORACLE CORPORATION             COMMON           68389X105 00004520    57395 SH       SOLE                  52845     3850      700
D O REILLY AUTOMOTIVE INC        COMMON           686091109 00001606   109825 SH       DEFINED               89825        0    20000
D O REILLY AUTOMOTIVE INC        COMMON           686091109 00000167    11400 SH       SOLE                  11400        0        0
D PECO ENERGY COMPANY            COMMON           693304107 00000518     8550 SH       DEFINED                8350        0      200
D PECO ENERGY COMPANY            COMMON           693304107 00000118     1950 SH       SOLE                   1950        0        0
D P G & E CORP                   COMMON           69331C108 00000152     6288 SH       DEFINED                5838        0      450
D P G & E CORP                   COMMON           69331C108 00000216     8921 SH       SOLE                   7721        0     1200
D PE CORP-PE BIOSYSTEMS GROUP    COMMON           69332S102 00024426   209667 SH       DEFINED              181452        0    28215
D PE CORP-PE BIOSYSTEMS GROUP    COMMON           69332S102 00001934    16600 SH       SOLE                  16100      300      200
D PMC-SIERRA INC                 COMMON           69344F106 00000246     1142 SH       DEFINED                  96        0     1046
D PNC FINANCIAL SERVICES GROUP I COMMON           693475105 00000224     3453 SH       DEFINED                3103        0      350
D PNC FINANCIAL SERVICES GROUP I COMMON           693475105 00000275     4238 SH       SOLE                   4238        0        0
D PALM INC                       COMMON           696642107 00000195     3680 SH       DEFINED                3013        0      667
D PALM INC                       COMMON           696642107 00000290     5487 SH       SOLE                   5487        0        0
D PANHANDLE ROYALTY CO           COMMON           698477106 00001342    95838 SH       DEFINED               95838        0        0
D PAPER WAREHOUSE INC            COMMON           698941101 00000084    67212 SH       DEFINED               67212        0        0
D PAYLESS SHOESOURCE INC         COMMON           704379106 00004378    78187 SH       DEFINED               63344      715    14128
D PAYLESS SHOESOURCE INC         COMMON           704379106 00000137     2451 SH       SOLE                   2451        0        0
D PENNEY J C COMPANY INC         COMMON           708160106 00000165    13993 SH       DEFINED               13693        0      300
D PENNEY J C COMPANY INC         COMMON           708160106 00000164    13908 SH       SOLE                   7840     6068        0
D PEPSICO INC                    COMMON           713448108 00034132   741995 SH       DEFINED              566282     1200   174513
D PEPSICO INC                    COMMON           713448108 00005308   115392 SH       SOLE                 108942     1150     5300
D PFIZER INC                     COMMON           717081103 00026576   591400 SH       DEFINED              428057      618   162725
D PFIZER INC                     COMMON           717081103 00012815   285178 SH       SOLE                 279828     4150     1200
D PHARMACIA CORP                 COMMON           71713U102 00016820   279456 SH       DEFINED              190220        0    89236
D PHARMACIA CORP                 COMMON           71713U102 00005783    96078 SH       SOLE                  90792     1244     4042
D PHELPS DODGE CORP              COMMON           717265102 00000057     1376 SH       DEFINED                1326        0       50
D PHELPS DODGE CORP              COMMON           717265102 00000296     7087 SH       SOLE                   6459      244      384
D PHILIP MORRIS COMPANIES INC    COMMON           718154107 00001240    42116 SH       DEFINED               38941      325     2850
D PHILIP MORRIS COMPANIES INC    COMMON           718154107 00000714    24245 SH       SOLE                  20745     1500     2000
D PHILLIPS PETROLEUM CO          COMMON           718507106 00015069   240147 SH       DEFINED              208046      750    31351
D PHILLIPS PETROLEUM CO          COMMON           718507106 00002203    35114 SH       SOLE                  33609      600      905
D PLACER DOME INC                COMMON           725906101 00000240    25400 SH       DEFINED               17850     3000     4550
D PLACER DOME INC                COMMON           725906101 00000162    17200 SH       SOLE                  17200        0        0
D PORTUGAL TELECOM S A           COMMON           737273102 00006789   670475 SH       DEFINED              254075     5000   411400
D PRISON REALTY TRUST INC        COMMON           74264N105 00000095    80000 SH       DEFINED               80000        0        0
D PROCTER & GAMBLE CO            COMMON           742718109 00020452   305259 SH       DEFINED              243609        0    61650
D PROCTER & GAMBLE CO            COMMON           742718109 00004531    67631 SH       SOLE                  64388      350     2893
D PROGRESSIVE CORP OHIO          COMMON           743315103 00000258     3150 SH       DEFINED                3100        0       50
D PROVIDIAN FINANCIAL CORP       COMMON           74406A102 00002552    20097 SH       DEFINED               19947        0      150
D PROVIDIAN FINANCIAL CORP       COMMON           74406A102 00000178     1400 SH       SOLE                   1400        0        0
D QUAKER OATS CO                 COMMON           747402105 00000684     8646 SH       DEFINED                8296        0      350
D QUAKER OATS CO                 COMMON           747402105 00000269     3400 SH       SOLE                   3400        0        0
D QUALCOMM INC                   COMMON           747525103 00000309     4330 SH       DEFINED                 680        0     3650
D QUALCOMM INC                   COMMON           747525103 00001058    14850 SH       SOLE                  14250      600        0
D QUANTUM CORP                   COMMON           747906204 00000333    22125 SH       DEFINED               22125        0        0
D QWEST COMMUNICATIONS INTL INC  COMMON           749121109 00021403   445310 SH       DEFINED              336923      704   107683
D QWEST COMMUNICATIONS INTL INC  COMMON           749121109 00003267    67980 SH       SOLE                  65077     2231      672
D RADIOSHACK CORP                COMMON           750438103 00000013      200 SH       DEFINED                   0        0      200
D RADIOSHACK CORP                COMMON           750438103 00000491     7600 SH       SOLE                   7600        0        0
D RAMBUS INC DELAWARE            COMMON           750917106 00000227     2875 SH       DEFINED                   0        0     2875
D RAMBUS INC DELAWARE            COMMON           750917106 00000032      400 SH       SOLE                    400        0        0
D RALSTON-RALSTON PURINA GROUP   COMMON           751277302 00000522    22037 SH       DEFINED               21687        0      350
D RALSTON-RALSTON PURINA GROUP   COMMON           751277302 00000168     7073 SH       SOLE                      0        0     7073
D RAYTHEON CO                    COMMON           755111309 00000140     5115 SH       DEFINED                5115        0        0
D RAYTHEON CO                    COMMON           755111309 00000166     6066 SH       SOLE                   6066        0        0
D RAYTHEON CO                    COMMON           755111408 00000537    18879 SH       DEFINED               18429        0      450
D RAYTHEON CO                    COMMON           755111408 00000462    16258 SH       SOLE                  13458      100     2700
D REGIONS FINANCIAL CORPORATION  COMMON           758940100 00000192     8455 SH       DEFINED                8155        0      300
D REGIONS FINANCIAL CORPORATION  COMMON           758940100 00000157     6940 SH       SOLE                   6840      100        0
D RELIANT ENERGY INC             COMMON           75952J108 00003819    82128 SH       DEFINED               19778        0    62350
D RELIANT ENERGY INC             COMMON           75952J108 00000852    18326 SH       SOLE                  17951        0      375
D REPSOL YPF SA                  COMMON           76026T205 00006887   376050 SH       DEFINED              170850        0   205200
D RESPONSE ONCOLOGY INC          COMMON           761232305 00000285   326058 SH       DEFINED              326058        0        0
D RESPONSE ONCOLOGY INC          COMMON           761232305 00000049    56500 SH       SOLE                  56500        0        0
D REUTERS GROUP PLC              COMMON           76132M102 00008659    77056 SH       DEFINED               32350        0    44706
D REUTERS GROUP PLC              COMMON           76132M102 00000195     1733 SH       SOLE                   1733        0        0
D ROADWAY EXPRESS INC DEL        COMMON           769742107 00000549    30600 SH       DEFINED               30600        0        0
D ROADWAY EXPRESS INC DEL        COMMON           769742107 00000016      900 SH       SOLE                    900        0        0
D ROCKWELL INTERNATIONAL CORP    COMMON           773903109 00000152     5039 SH       DEFINED                4839        0      200
D ROCKWELL INTERNATIONAL CORP    COMMON           773903109 00000130     4300 SH       SOLE                   4300        0        0
D ROHM & HAAS CO                 COMMON           775371107 00007252   249514 SH       DEFINED              201914        0    47600
D ROHM & HAAS CO                 COMMON           775371107 00000317    10911 SH       SOLE                  10611        0      300
D ROYAL DUTCH PETROLEUM CO       COMMON           780257804 00004147    69190 SH       DEFINED               65540        0     3650
D ROYAL DUTCH PETROLEUM CO       COMMON           780257804 00001855    30943 SH       SOLE                  28343     1700      900
D SBC COMMUNICATIONS INC         COMMON           78387G103 00033699   673981 SH       DEFINED              545762     3689   124530
D SBC COMMUNICATIONS INC         COMMON           78387G103 00010901   218021 SH       SOLE                 190789    23453     3779
D SPDR TRUST                     COMMON           78462F103 00000234     1630 SH       DEFINED                  30        0     1600
D SPDR TRUST                     COMMON           78462F103 00000144     1000 SH       SOLE                   1000        0        0
D ST JOSEPH LIGHT & POWER CO     COMMON           790654107 00000230    11888 SH       DEFINED               11888        0        0
D ST JOSEPH LIGHT & POWER CO     COMMON           790654107 00000100     5175 SH       SOLE                   5175        0        0
D ST PAUL COMPANIES INC          COMMON           792860108 00000123     2500 SH       DEFINED                2200        0      300
D ST PAUL COMPANIES INC          COMMON           792860108 00001023    20748 SH       SOLE                  17548     1000     2200
D SARA LEE CORP                  COMMON           803111103 00002991   147225 SH       DEFINED              144925        0     2300
D SARA LEE CORP                  COMMON           803111103 00000751    36950 SH       SOLE                  34150     2600      200
D SCANA CORP                     COMMON           80589M102 00005257   170263 SH       DEFINED              169413        0      850
D SCANA CORP                     COMMON           80589M102 00001574    50974 SH       SOLE                  50095      200      679
D SCHERING PLOUGH CORP           COMMON           806605101 00008839   190088 SH       DEFINED               64038        0   126050
D SCHERING PLOUGH CORP           COMMON           806605101 00002601    55928 SH       SOLE                  31428     6900    17600
D SCHLUMBERGER LTD               COMMON           806857108 00023071   280287 SH       DEFINED              232912      400    46975
D SCHLUMBERGER LTD               COMMON           806857108 00003102    37687 SH       SOLE                  36402      425      860
D SCOTTISH POWER PLC             COMMON           81013T705 00000774    25737 SH       DEFINED               25737        0        0
D SCOTTISH POWER PLC             COMMON           81013T705 00000177     5891 SH       SOLE                   4488      127     1276
D SEALED AIR CORP                COMMON           81211K100 00000638    14109 SH       DEFINED               13959        0      150
D SEALED AIR CORP                COMMON           81211K100 00000041      902 SH       SOLE                    902        0        0
D SEARS ROEBUCK AND CO           COMMON           812387108 00000764    23580 SH       DEFINED               23130        0      450
D SEARS ROEBUCK AND CO           COMMON           812387108 00000574    17703 SH       SOLE                  16753      400      550
D SHELL TRANSPORTATION & TRADING COMMON           822703609 00003609    73749 SH       DEFINED               72649        0     1100
D SHELL TRANSPORTATION & TRADING COMMON           822703609 00001530    31272 SH       SOLE                  30422      600      250
D SIEBEL SYSTEMS INC             COMMON           826170102 00000323     2900 SH       DEFINED                   0        0     2900
D SIGMA ALDRICH CORP             COMMON           826552101 00001921    58225 SH       DEFINED               58075        0      150
D SIGMA ALDRICH CORP             COMMON           826552101 00000033     1000 SH       SOLE                   1000        0        0
D SMITHKLINE BEECHAM PLC         COMMON           832378301 00006416    93500 SH       DEFINED               57400        0    36100
D SMITHKLINE BEECHAM PLC         COMMON           832378301 00000302     4400 SH       SOLE                   4400        0        0
D SNAP ON INC                    COMMON           833034101 00007840   332740 SH       DEFINED              272065     1925    58750
D SNAP ON INC                    COMMON           833034101 00000299    12675 SH       SOLE                  12635       40        0
D SOCIEDAD QUIMICA MINERA DE CHI COMMON           833635105 00002252   108180 SH       DEFINED               57480        0    50700
D SOLECTRON CORP                 COMMON           834182107 00000206     4459 SH       DEFINED                   0        0     4459
D SOLUTIA INC                    COMMON           834376105 00000175    15371 SH       DEFINED               15371        0        0
D SOLUTIA INC                    COMMON           834376105 00000127    11127 SH       SOLE                  11097       30        0
D SONERA GROUP PLC               COMMON           835433202 00001227    48600 SH       DEFINED                2400        0    46200
D SONERA GROUP PLC               COMMON           835433202 00000061     2400 SH       SOLE                   2400        0        0
D SONY CORP                      COMMON           835699307 00011721   116120 SH       DEFINED               45020      820    70280
D SONY CORP                      COMMON           835699307 00000202     2000 SH       SOLE                   2000        0        0
D SOUTHERN CO                    COMMON           842587107 00000667    20564 SH       DEFINED               19764        0      800
D SOUTHERN CO                    COMMON           842587107 00000220     6779 SH       SOLE                   5961      818        0
D SOUTHWEST AIRLINES CO          COMMON           844741108 00016929   698115 SH       DEFINED              388452      800   308863
D SOUTHWEST AIRLINES CO          COMMON           844741108 00002573   106121 SH       SOLE                  99678     2543     3900
D SOUTHWESTERN ENERGY CO         COMMON           845467109 00002426   277242 SH       DEFINED              277242        0        0
D SOUTHWESTERN ENERGY CO         COMMON           845467109 00000011     1300 SH       SOLE                   1300        0        0
D SPRINT CORP FON GROUP          COMMON           852061100 00011706   399349 SH       DEFINED              207346        0   192003
D SPRINT CORP FON GROUP          COMMON           852061100 00003414   116470 SH       SOLE                 110542     5678      250
D SPRINT CORP                    COMMON           852061506 00004606   131375 SH       DEFINED               92075        0    39300
D SPRINT CORP                    COMMON           852061506 00001649    47027 SH       SOLE                  43409     2844      774
D STATE STREET CORP              COMMON           857477103 00002197    16900 SH       DEFINED               16500        0      400
D STATE STREET CORP              COMMON           857477103 00000050      388 SH       SOLE                    388        0        0
D STILWELL FINANCIAL INC         COMMON           860831106 00112140  2577927 SH       DEFINED             2577627        0      300
D STILWELL FINANCIAL INC         COMMON           860831106 00002033    46740 SH       SOLE                  46140      600        0
D STMICROELECTRONICS NV          COMMON           861012102 00004843   101700 SH       DEFINED               39400        0    62300
D STRIDE RITE CORP               COMMON           863314100 00000649   128125 SH       DEFINED              128125        0        0
D STRIDE RITE CORP               COMMON           863314100 00000007     1292 SH       SOLE                   1292        0        0
D SUN LIFE FINANCIAL SERVICES IN COMMON           866796105 00001206    58491 SH       DEFINED               58491        0        0
D SUN LIFE FINANCIAL SERVICES IN COMMON           866796105 00000131     6340 SH       SOLE                   6340        0        0
D SUN MICROSYSTEMS INC           COMMON           866810104 00025887   221730 SH       DEFINED              164797        0    56933
D SUN MICROSYSTEMS INC           COMMON           866810104 00011328    97030 SH       SOLE                  89065     2640     5325
D SYNTROLEUM CORP                COMMON           871630109 00015579   764594 SH       DEFINED              764594        0        0
D SYNTROLEUM CORP                COMMON           871630109 00000061     3000 SH       SOLE                   3000        0        0
D TCW CONVERTIBLE SECURITIES FUN COMMON           872340104 00000303    25140 SH       DEFINED               11800        0    13340
D TCW CONVERTIBLE SECURITIES FUN COMMON           872340104 00000042     3500 SH       SOLE                    500     3000        0
D TECO ENERGY INC                COMMON           872375100 00001068    37135 SH       DEFINED               37135        0        0
D TECO ENERGY INC                COMMON           872375100 00000585    20358 SH       SOLE                  20358        0        0
D TJX COMPANIES INC              COMMON           872540109 00008581   381365 SH       DEFINED              210515        0   170850
D TJX COMPANIES INC              COMMON           872540109 00000614    27295 SH       SOLE                  26020      350      925
D TRW INC                        COMMON           872649108 00001360    33479 SH       DEFINED               30329        0     3150
D TRW INC                        COMMON           872649108 00000072     1775 SH       SOLE                   1775        0        0
D TXU CORP                       COMMON           873168108 00012322   310961 SH       DEFINED              268436      750    41775
D TXU CORP                       COMMON           873168108 00001059    26723 SH       SOLE                  26423        0      300
D TAIWAN SEMICONDUCTOR MANUFACTU COMMON           874039100 00002508   123100 SH       DEFINED                9600        0   113500
D TARGET CORP                    COMMON           87612E106 00021204   827476 SH       DEFINED              556376      600   270500
D TARGET CORP                    COMMON           87612E106 00001152    44937 SH       SOLE                  42037      400     2500
D TELECOM ITALIA SPA             COMMON           87927W106 00007762    73925 SH       DEFINED               29025        0    44900
D TELECOM ITALIA SPA             COMMON           87927W106 00000008       75 SH       SOLE                     75        0        0
D TELEFONICA S A                 COMMON           879382208 00008046   135374 SH       DEFINED               68489        0    66885
D TELEFONICA S A                 COMMON           879382208 00000021      355 SH       SOLE                    355        0        0
D TELLABS INC                    COMMON           879664100 00003280    68691 SH       DEFINED               66591      250     1850
D TELLABS INC                    COMMON           879664100 00000335     7024 SH       SOLE                   6974       50        0
D TEXACO INC                     COMMON           881694103 00004184    79694 SH       DEFINED               77944      100     1650
D TEXACO INC                     COMMON           881694103 00001717    32700 SH       SOLE                  31094     1306      300
D TEXAS INSTRUMENTS INC          COMMON           882508104 00025646   543479 SH       DEFINED              430079      575   112825
D TEXAS INSTRUMENTS INC          COMMON           882508104 00003171    67196 SH       SOLE                  67096        0      100
D TEXTRON INC                    COMMON           883203101 00000210     4542 SH       DEFINED                4392        0      150
D TEXTRON INC                    COMMON           883203101 00000037      800 SH       SOLE                    800        0        0
D TIME WARNER INC                COMMON           887315109 00002311    29533 SH       DEFINED                4326        0    25207
D TIME WARNER INC                COMMON           887315109 00000564     7213 SH       SOLE                   4963     2250        0
D TORCHMARK CORP                 COMMON           891027104 00000057     2050 SH       DEFINED                1900        0      150
D TORCHMARK CORP                 COMMON           891027104 00000145     5200 SH       SOLE                   5200        0        0
D TOSCO CORP                     COMMON           891490302 00000379    12150 SH       DEFINED               12000        0      150
D TOTAL FINA ELF S A             COMMON           89151E109 00010076   137202 SH       DEFINED               36200        0   101002
D TOTAL FINA ELF S A             COMMON           89151E109 00000169     2299 SH       SOLE                   2299        0        0
D TOYOTA MOTOR CORP              COMMON           892331307 00007519    95780 SH       DEFINED               41980        0    53800
D TRICON GLOBAL RESTAURANTS INC  COMMON           895953107 00000344    11219 SH       DEFINED               10581        0      638
D TRICON GLOBAL RESTAURANTS INC  COMMON           895953107 00000137     4469 SH       SOLE                   4317       10      142
D TYCO INTERNATIONAL LTD         COMMON           902124106 00029423   567189 SH       DEFINED              312844      965   253380
D TYCO INTERNATIONAL LTD         COMMON           902124106 00003393    65398 SH       SOLE                  60222     2776     2400
D UMB FINANCIAL CORP             COMMON           902788108 00079806  2142452 SH       DEFINED             1771194   209897   161361
D UMB FINANCIAL CORP             COMMON           902788108 00006711   180164 SH       SOLE                  34100     7823   138241
D USX MARATHON GROUP             COMMON           902905827 00018985   669070 SH       DEFINED              511970      600   156500
D USX MARATHON GROUP             COMMON           902905827 00001104    38914 SH       SOLE                  38074        0      840
D U S BANCORP                    COMMON           902973106 00000301    13226 SH       DEFINED               12276        0      950
D U S BANCORP                    COMMON           902973106 00000219     9636 SH       SOLE                   9636        0        0
D ULTRAMAR DIAMOND SHAMROCK CORP COMMON           904000106 00003018   118922 SH       DEFINED               98922        0    20000
D ULTRAMAR DIAMOND SHAMROCK CORP COMMON           904000106 00000027     1066 SH       SOLE                   1066        0        0
D UNILEVER PLC                   COMMON           904767704 00002927   111505 SH       DEFINED               46927        0    64578
D UNILEVER N V                   COMMON           904784709 00000190     3932 SH       DEFINED                2440        0     1492
D UNILEVER N V                   COMMON           904784709 00000215     4462 SH       SOLE                   4462        0        0
D UNICOM CORPORATION             COMMON           904911104 00015712   279638 SH       DEFINED              189038      400    90200
D UNICOM CORPORATION             COMMON           904911104 00000389     6926 SH       SOLE                   6726      200        0
D UNION PACIFIC CORP             COMMON           907818108 00007953   204572 SH       DEFINED              197972      300     6300
D UNION PACIFIC CORP             COMMON           907818108 00001258    32363 SH       SOLE                  31463      900        0
D UNION PLANTERS CORP            COMMON           908068109 00000030      908 SH       DEFINED                 758        0      150
D UNION PLANTERS CORP            COMMON           908068109 00000176     5327 SH       SOLE                   5327        0        0
D UNITED PARCEL SERVICE INC      COMMON           911312106 00000049      875 SH       DEFINED                 875        0        0
D UNITED PARCEL SERVICE INC      COMMON           911312106 00000179     3175 SH       SOLE                   3175        0        0
D UNITED TECHNOLOGIES CORP       COMMON           913017109 00003095    44690 SH       DEFINED               44090        0      600
D UNITED TECHNOLOGIES CORP       COMMON           913017109 00000859    12400 SH       SOLE                   9900     2500        0
D UNOCAL CORP                    COMMON           915289102 00000169     4760 SH       DEFINED                4460        0      300
D UNOCAL CORP                    COMMON           915289102 00000109     3085 SH       SOLE                   3085        0        0
D UTILICORP UNITED INC           COMMON           918005109 00004270   165025 SH       DEFINED              147613     1412    16000
D UTILICORP UNITED INC           COMMON           918005109 00001110    42917 SH       SOLE                  39604     2938      375
D V F CORP                       COMMON           918204108 00001548    62706 SH       DEFINED               62456        0      250
D V F CORP                       COMMON           918204108 00000552    22372 SH       SOLE                  21372     1000        0
D VALMONT INDUSTRIES INC         COMMON           920253101 00000910    45800 SH       DEFINED               26150     1250    18400
D VALMONT INDUSTRIES INC         COMMON           920253101 00000054     2700 SH       SOLE                   2700        0        0
D VERIZON COMMUNICATIONS         COMMON           92343V104 00018796   388034 SH       DEFINED              321966     1790    64278
D VERIZON COMMUNICATIONS         COMMON           92343V104 00005730   118292 SH       SOLE                 110713     6379     1200
D VERITAS SOFTWARE CORPORATION   COMMON           923436109 00000338     2379 SH       DEFINED                   0        0     2379
D VIACOM INC                     COMMON           925524308 00000382     6536 SH       DEFINED                4557        0     1979
D VIACOM INC                     COMMON           925524308 00000165     2824 SH       SOLE                   2824        0        0
D VICORP RESTAURANTS INC         COMMON           925817108 00001917    98313 SH       DEFINED               73642        0    24671
D VICORP RESTAURANTS INC         COMMON           925817108 00000004      192 SH       SOLE                    192        0        0
D VODAFONE GROUP PLC             COMMON           92857W100 00008127   219645 SH       DEFINED              129990        0    89655
D VODAFONE GROUP PLC             COMMON           92857W100 00001332    35990 SH       SOLE                  34170     1820        0
D WACHOVIA CORP                  COMMON           929771103 00001712    30201 SH       DEFINED               29901        0      300
D WACHOVIA CORP                  COMMON           929771103 00000596    10519 SH       SOLE                  10519        0        0
D WAL MART STORES INC            COMMON           931142103 00007807   162233 SH       DEFINED              155358      300     6575
D WAL MART STORES INC            COMMON           931142103 00011212   232984 SH       SOLE                 231259      750      975
D WALGREEN CO                    COMMON           931422109 00004248   111970 SH       DEFINED              108220        0     3750
D WALGREEN CO                    COMMON           931422109 00000995    26215 SH       SOLE                  25365      600      250
D WELLS FARGO & CO               COMMON           949746101 00008537   185837 SH       DEFINED              178167     1250     6420
D WELLS FARGO & CO               COMMON           949746101 00001606    34951 SH       SOLE                  34651      300        0
D WERNER ENTERPRISES INC         COMMON           950755108 00001004    85475 SH       DEFINED               60475        0    25000
D WESTERN RESOURCES INC          COMMON           959425109 00001705    78831 SH       DEFINED               68824        0    10007
D WESTERN RESOURCES INC          COMMON           959425109 00001015    46941 SH       SOLE                  44398     2043      500
D WEYERHAEUSER CO                COMMON           962166104 00008877   219857 SH       DEFINED              219190       67      600
D WEYERHAEUSER CO                COMMON           962166104 00001894    46915 SH       SOLE                  46520      170      225
D WILLIAMS COMPANIES INC         COMMON           969457100 00022463   531658 SH       DEFINED              489008      500    42150
D WILLIAMS COMPANIES INC         COMMON           969457100 00002443    57823 SH       SOLE                  56432     1191      200
D WISCONSIN ENERGY CORP          COMMON           976657106 00000747    37469 SH       DEFINED               37319      150        0
D WISCONSIN ENERGY CORP          COMMON           976657106 00000227    11382 SH       SOLE                  11382        0        0
D WORLDCOM INC                   COMMON           98157D106 00001633    53747 SH       DEFINED               48747      575     4425
D WORLDCOM INC                   COMMON           98157D106 00000890    29316 SH       SOLE                  23120      600     5596
D WORTHINGTON INDUSTRIES INC     COMMON           981811102 00000622    66325 SH       DEFINED               65375      800      150
D WORTHINGTON INDUSTRIES INC     COMMON           981811102 00000251    26775 SH       SOLE                  26625      150        0
D XCEL ENERGY INC                COMMON           98389B100 00000368    13398 SH       DEFINED                9994        0     3404
D XCEL ENERGY INC                COMMON           98389B100 00000356    12931 SH       SOLE                  12531      400        0
D XILINX INC                     COMMON           983919101 00000274     3203 SH       DEFINED                 400        0     2803
D XILINX INC                     COMMON           983919101 00000004       50 SH       SOLE                     50        0        0
D XEROX CORP                     COMMON           984121103 00000639    42415 SH       DEFINED               40665        0     1750
D XEROX CORP                     COMMON           984121103 00000924    61319 SH       SOLE                  61119      200        0
D YELLOW CORP                    COMMON           985509108 00000316    20910 SH       DEFINED               20910        0        0
D YELLOW CORP                    COMMON           985509108 00001658   109639 SH       SOLE                 109639        0        0
D ZI CORP                        COMMON           988918108 00000070    10000 SH       DEFINED               10000        0        0
D ZWEIG FUND INC                 COMMON           989834106 00000097     9447 SH       DEFINED                9447        0        0
D ZWEIG FUND INC                 COMMON           989834106 00000185    17916 SH       SOLE                  17916        0        0
D ZWEIG TOTAL RETURN FUND INC    COMMON           989837109 00000062     9033 SH       DEFINED                9033        0        0
D ZWEIG TOTAL RETURN FUND INC    COMMON           989837109 00000014     2000 SH       SOLE                   2000        0        0
D ARACRUZ CELULOSA S A           COMMON           038496204 00007980   481800 SH       DEFINED              265800     4400   211600
D COASTAL CORP                   COMMON           190441303 00000336      583 SH       DEFINED                 583        0        0
D EMBRATEL PARTICIPACOES S A     COMMON           29081N100 00002849   154000 SH       DEFINED                   0        0   154000
D FRESENIUS MEDICAL CARE AG      COMMON           358029205 00003018   185700 SH       DEFINED               72700        0   113000
D SAP AG                         COMMON           803054204 00000460     7481 SH       DEFINED                3481        0     4000
D SEALED AIR CORP                COMMON           81211K209 00000557    12371 SH       DEFINED               12371        0        0
D SEALED AIR CORP                COMMON           81211K209 00000029      635 SH       SOLE                    635        0        0
D TELEBRAS BRASILEIRAS-TELEBRAS  COMMON           879287308 00003686    46585 SH       DEFINED               18945        0    27640
D TELEBRAS BRASILEIRAS-TELEBRAS  COMMON           879287308 00000006       75 SH       SOLE                     75        0        0
D NORAM ENERGY CORP              COMMON           655419AC3 00000004     5000 SH       DEFINED                5000        0        0
D NORAM ENERGY CORP              COMMON           655419AC3 00000022    25000 SH       SOLE                  25000        0        0
D TELXON CORP                    COMMON           879700AA0 00000978  1035000 SH       DEFINED             1035000        0        0
D TELXON CORP                    COMMON           879700AA0 00000010    11000 SH       SOLE                   1000        0    10000
D UTILICORP UNITED INC           COMMON           918005AA7 00000017    10000 SH       DEFINED               10000        0        0
D UTILICORP UNITED INC           COMMON           918005AA7 00000083    50000 SH       SOLE                  50000        0        0
</TABLE>


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