UMB BANK N A/MO
13F-HR, 2000-09-26
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                         UMB BANK N A/MO
                      Kansas City, MO  64106

                           FORM 13F

                      FORM 13F COVER PAGE

Report for the Calandar Year or Quarter Ended:  june 30, 2000

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement
                                  [ ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:      UMB BANK N A/MO
Address:   1010 GRAND BLVD
           KANSAS CITY, MO  64106

13F File Number:    28-492

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:     JOHN C. PAULS
Title:    TRUST COMPLIANCE OFFICER
Phone:    (816) 860-7889

Signature, Place, and Date of Signing:

  JOHN C. PAULS          Kansas City, MO       08/14/00

Report Type (Check only one.):

[ X]        13F HOLDING REPORT.

[  ]        13F NOTICE.

[  ]        13F COMBINATION REPORT.

List of Other Mangers Reporting for this Manager:

I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT
OF 1934.
<PAGE>

                         FORM 13F SUMMARY PAGE

Report Summary:





List of Other Included Managers:

 No.   13F File Number          Name


<PAGE>

<TABLE>
                                                             VALUE    SHARES/ SH/ PUT/ INVSTMT            -----VOTING AUTHORITY-----
  NAME OF ISSUER                 -TITLE OF CLASS- --CUSIP-- (X$1000)  PRN AMT PRN CALL DSCRETN -MANAGERS-     SOLE   SHARED     NONE
                                 <C>                                              <C>
D DAIMLER CHRYSLER AG            COMMON           D1668R123 00000147     2818 SH       DEFINED                2818        0        0
D DAIMLER CHRYSLER AG            COMMON           D1668R123 00000149     2863 SH       SOLE                   2863        0        0
D GLOBAL CROSSING LTD            COMMON           G3921A100 00000442    16790 SH       DEFINED               15740        0     1050
D GLOBAL CROSSING LTD            COMMON           G3921A100 00000026     1000 SH       SOLE                   1000        0        0
D TRANSOCEAN SEDCO FOREX INC     COMMON           G90078109 00000183     3423 SH       DEFINED                3214        0      209
D TRANSOCEAN SEDCO FOREX INC     COMMON           G90078109 00000102     1914 SH       SOLE                   1914        0        0
D FLEXTRONICS INTERNATIONAL LTD  COMMON           Y2573F102 00004833    70366 SH       DEFINED               28766        0    41600
D FLEXTRONICS INTERNATIONAL LTD  COMMON           Y2573F102 00000052      755 SH       SOLE                    755        0        0
D A T & T CORPORATION            COMMON           001957109 00009143   289097 SH       DEFINED              244066     1401    43630
D A T & T CORPORATION            COMMON           001957109 00004233   133841 SH       SOLE                 125662     5842     2337
D ABBOTT LABORATORIES            COMMON           002824100 00006898   154794 SH       DEFINED              110594        0    44200
D ABBOTT LABORATORIES            COMMON           002824100 00002034    45635 SH       SOLE                  42285      250     3100
D ABERCROMBIE & FITCH CO         COMMON           002896207 00000049     4012 SH       DEFINED                4012        0        0
D ABERCROMBIE & FITCH CO         COMMON           002896207 00000073     6000 SH       SOLE                   6000        0        0
D ACNIELSEN CORP                 COMMON           004833109 00000868    39448 SH       DEFINED               39448        0        0
D ACNIELSEN CORP                 COMMON           004833109 00000018      832 SH       SOLE                    832        0        0
D AEGON N V                      COMMON           007924103 00009709   272521 SH       DEFINED              125516        0   147005
D AEGON N V                      COMMON           007924103 00000098     2742 SH       SOLE                   2742        0        0
D AETNA INC                      COMMON           008117103 00000074     1150 SH       DEFINED                1000        0      150
D AETNA INC                      COMMON           008117103 00000211     3289 SH       SOLE                   3289        0        0
D AGILENT TECHNOLOGIES INC       COMMON           00846U101 00007866   106655 SH       DEFINED               85790        0    20865
D AGILENT TECHNOLOGIES INC       COMMON           00846U101 00001991    26996 SH       SOLE                  26643      210      143
D AGRIBRANDS INTERNATIONAL INC   COMMON           00849R105 00003533    84247 SH       DEFINED                1547        0    82700
D AGRIBRANDS INTERNATIONAL INC   COMMON           00849R105 00000023      560 SH       SOLE                      0        0      560
D AIR PRODUCTS & CHEMICALS INC   COMMON           009158106 00001850    60046 SH       DEFINED               59446        0      600
D AIR PRODUCTS & CHEMICALS INC   COMMON           009158106 00000442    14350 SH       SOLE                  13450      900        0
D AKTIEBOLAGET ELECTROLUX        COMMON           010198208 00006094   193450 SH       DEFINED               79200        0   114250
D AKZO NOBEL N V                 COMMON           010199305 00003663    87094 SH       DEFINED               19950        0    67144
D AKZO NOBEL N V                 COMMON           010199305 00000143     3400 SH       SOLE                   2000     1400        0
D ALBERTO-CULVER CO              COMMON           013068200 00003055   116375 SH       DEFINED               91375        0    25000
D ALBERTO-CULVER CO              COMMON           013068200 00000009      350 SH       SOLE                    350        0        0
D ALBERTSONS INC                 COMMON           013104104 00000171     5133 SH       DEFINED                4383      250      500
D ALBERTSONS INC                 COMMON           013104104 00000111     3325 SH       SOLE                   2960      250      115
D ALCOA INC                      COMMON           013817101 00005666   195388 SH       DEFINED              193282      400     1706
D ALCOA INC                      COMMON           013817101 00002256    77810 SH       SOLE                  75610        0     2200
D ALCATEL S A                    COMMON           013904305 00017031   256101 SH       DEFINED              109543        0   146558
D ALCATEL S A                    COMMON           013904305 00000167     2504 SH       SOLE                   1704      800        0
D ALLEGHENY ENERGY INC           COMMON           017361106 00000154     5633 SH       DEFINED                3633        0     2000
D ALLEGHENY ENERGY INC           COMMON           017361106 00000106     3882 SH       SOLE                   2682     1200        0
D ALLIANT ENERGY CORP            COMMON           018802108 00005253   202025 SH       DEFINED              180750      650    20625
D ALLIANT ENERGY CORP            COMMON           018802108 00000475    18273 SH       SOLE                  17431      222      620
D ALLSTATE CORPORATION           COMMON           020002101 00001064    47834 SH       DEFINED               46984        0      850
D ALLSTATE CORPORATION           COMMON           020002101 00000941    42288 SH       SOLE                  39452     2096      740
D ALLTEL CORP                    COMMON           020039103 00005159    83295 SH       DEFINED               72945        0    10350
D ALLTEL CORP                    COMMON           020039103 00000731    11795 SH       SOLE                  11625       48      122
D ALZA CORP                      COMMON           022615108 00011870   200764 SH       DEFINED              159614        0    41150
D ALZA CORP                      COMMON           022615108 00000869    14697 SH       SOLE                  12847     1350      500
D AMCOR LTD                      COMMON           02341R302 00003482   253200 SH       DEFINED              121700        0   131500
D AMEREN CORP                    COMMON           023608102 00012746   377664 SH       DEFINED              322764      800    54100
D AMEREN CORP                    COMMON           023608102 00001433    42445 SH       SOLE                  38990      850     2605
D AMERICA ONLINE INC             COMMON           02364J104 00000371     7036 SH       DEFINED                2552        0     4484
D AMERICA ONLINE INC             COMMON           02364J104 00000089     1680 SH       SOLE                   1280        0      400
D AMERICAN ELECTRIC POWER INC    COMMON           025537101 00000945    31884 SH       DEFINED               31383        0      500
D AMERICAN ELECTRIC POWER INC    COMMON           025537101 00000401    13542 SH       SOLE                  12642        0      900
D AMERICAN EXPRESS CO            COMMON           025816109 00005383   103276 SH       DEFINED               25725      450    77101
D AMERICAN EXPRESS CO            COMMON           025816109 00000747    14325 SH       SOLE                  13575        0      750
D AMERICAN GREETINGS CORP        COMMON           026375105 00000219    11511 SH       DEFINED               11461        0       50
D AMERICAN GREETINGS CORP        COMMON           026375105 00000119     6286 SH       SOLE                   6286        0        0
D AMERICAN HOME PRODUCTS CORP    COMMON           026609107 00021248   361675 SH       DEFINED              356275     1050     4350
D AMERICAN HOME PRODUCTS CORP    COMMON           026609107 00006297   107175 SH       SOLE                 102950      525     3700
D AMERICAN INTERNATIONAL GROUP I COMMON           026874107 00011255    95788 SH       DEFINED               87223       25     8540
D AMERICAN INTERNATIONAL GROUP I COMMON           026874107 00004166    35458 SH       SOLE                  34648      550      260
D AMERICAN ITALIAN PASTA CO      COMMON           027070101 00000703    34000 SH       DEFINED               34000        0        0
D AMERICAN ITALIAN PASTA CO      COMMON           027070101 00000011      525 SH       SOLE                    525        0        0
D AMERICAN WATER WORKS COMPANY I COMMON           030411102 00000172     6894 SH       DEFINED                6894        0        0
D AMERICAN WATER WORKS COMPANY I COMMON           030411102 00000066     2649 SH       SOLE                   1800      849        0
D AMGEN INC                      COMMON           031162100 00014677   208923 SH       DEFINED              145098        0    63825
D AMGEN INC                      COMMON           031162100 00004530    64480 SH       SOLE                  45650     7850    10980
D ANADARKO PETROLEUM CORP        COMMON           032511107 00000286     5806 SH       DEFINED                5656        0      150
D ANADARKO PETROLEUM CORP        COMMON           032511107 00000312     6332 SH       SOLE                   6332        0        0
D ANGELICA CORP                  COMMON           034663104 00001549   193600 SH       DEFINED              148600        0    45000
D ANGELICA CORP                  COMMON           034663104 00000022     2700 SH       SOLE                   2700        0        0
D ANHEUSER BUSCH COMPANIES INC   COMMON           035229103 00033147   443808 SH       DEFINED              398934        0    44874
D ANHEUSER BUSCH COMPANIES INC   COMMON           035229103 00010449   139907 SH       SOLE                 134183     1650     4074
D AON CORP                       COMMON           037389103 00009249   297746 SH       DEFINED              159446        0   138300
D AON CORP                       COMMON           037389103 00000740    23813 SH       SOLE                  23763        0       50
D APACHE CORP                    COMMON           037411105 00000072     1227 SH       DEFINED                1077        0      150
D APACHE CORP                    COMMON           037411105 00000294     5000 SH       SOLE                   5000        0        0
D APPLE COMPUTER INC             COMMON           037833100 00017318   330648 SH       DEFINED              263800        0    66848
D APPLE COMPUTER INC             COMMON           037833100 00000364     6950 SH       SOLE                   6950        0        0
D APPLIED MATERIALS INC          COMMON           038222105 00003966    43761 SH       DEFINED               41547        0     2214
D APPLIED MATERIALS INC          COMMON           038222105 00001366    15075 SH       SOLE                  13300     1075      700
D ARCHER DANIELS MIDLAND CO      COMMON           039483102 00007370   751079 SH       DEFINED              637075        0   114004
D ARCHER DANIELS MIDLAND CO      COMMON           039483102 00000900    91728 SH       SOLE                  85522     1942     4264
D ASSOCIATES FIRST CAPITAL CORP  COMMON           046008108 00002662   119297 SH       DEFINED                5335        0   113962
D ASSOCIATES FIRST CAPITAL CORP  COMMON           046008108 00000097     4354 SH       SOLE                   4354        0        0
D ATCHISON CASTING CORPORATION   COMMON           046613105 00000511    88800 SH       DEFINED               88800        0        0
D ATCHISON CASTING CORPORATION   COMMON           046613105 00000019     3250 SH       SOLE                   3250        0        0
D AUTOLIV INC                    COMMON           052800109 00000179     7432 SH       DEFINED                7432        0        0
D AUTOLIV INC                    COMMON           052800109 00000076     3146 SH       SOLE                   3146        0        0
D AUTOMATIC DATA PROCESSING INC  COMMON           053015103 00002280    42569 SH       DEFINED               41869        0      700
D AUTOMATIC DATA PROCESSING INC  COMMON           053015103 00001738    32455 SH       SOLE                  25255        0     7200
D AVENTIS                        COMMON           053561106 00010064   138700 SH       DEFINED               71000        0    67700
D AVENTIS                        COMMON           053561106 00000036      500 SH       SOLE                    500        0        0
D AVERY DENNISON CORP            COMMON           053611109 00000336     5002 SH       DEFINED                4852        0      150
D AVERY DENNISON CORP            COMMON           053611109 00000188     2800 SH       SOLE                   2800        0        0
D AVON PRODUCTS INC              COMMON           054303102 00000120     2700 SH       DEFINED                2400        0      300
D AVON PRODUCTS INC              COMMON           054303102 00000107     2400 SH       SOLE                   2400        0        0
D BCE INC                        COMMON           05534B109 00005282   221825 SH       DEFINED               97125        0   124700
D BCE INC                        COMMON           05534B109 00000036     1500 SH       SOLE                   1500        0        0
D B H A GROUP HOLDINGS INC       COMMON           055446108 00002691   276007 SH       DEFINED              194559     3448    78000
D B H A GROUP HOLDINGS INC       COMMON           055446108 00000201    20590 SH       SOLE                  20590        0        0
D B I INC                        COMMON           055467203 00000643   119550 SH       DEFINED              119550        0        0
D B I INC                        COMMON           055467203 00000005      900 SH       SOLE                    900        0        0
D BP AMOCO PLC                   COMMON           055622104 00041496   733633 SH       DEFINED              574205     1580   157848
D BP AMOCO PLC                   COMMON           055622104 00015665   276954 SH       SOLE                 261804    11153     3997
D BP PRUDHOE BAY ROYALTY TRUST   COMMON           055630107 00000119    10000 SH       SOLE                  10000        0        0
D BAKER HUGHES INC               COMMON           057224107 00009483   296348 SH       DEFINED              204216      332    91800
D BAKER HUGHES INC               COMMON           057224107 00000419    13100 SH       SOLE                  12750      200      150
D BALDOR ELECTRIC                COMMON           057741100 00001783    95750 SH       DEFINED               70750        0    25000
D BALDOR ELECTRIC                COMMON           057741100 00000006      325 SH       SOLE                    325        0        0
D BANDAG INC                     COMMON           059815100 00002467   101750 SH       DEFINED               92250      400     9100
D BANDAG INC                     COMMON           059815100 00000055     2275 SH       SOLE                   2275        0        0
D BANK OF AMERICA CORP           COMMON           060505104 00003793    88218 SH       DEFINED               84360        0     3858
D BANK OF AMERICA CORP           COMMON           060505104 00004356   101313 SH       SOLE                 100638      522      153
D BANK OF NEW YORK INC           COMMON           064057102 00000235     5050 SH       DEFINED                4200        0      850
D BANK OF NEW YORK INC           COMMON           064057102 00000084     1800 SH       SOLE                   1800        0        0
D BANK ONE CORP                  COMMON           06423A103 00001238    46624 SH       DEFINED               44993        0     1631
D BANK ONE CORP                  COMMON           06423A103 00000174     6546 SH       SOLE                   6546        0        0
D BARD C R INC                   COMMON           067383109 00015735   326957 SH       DEFINED              234057        0    92900
D BARD C R INC                   COMMON           067383109 00000618    12845 SH       SOLE                  12495      150      200
D BARRICK GOLD CORP              COMMON           067901108 00000502    27625 SH       DEFINED               20925     2400     4300
D BARRICK GOLD CORP              COMMON           067901108 00000174     9550 SH       SOLE                   9450      100        0
D BASS PUBLIC LTD CO             COMMON           069904209 00006867   593884 SH       DEFINED              186528     4100   403256
D BAUSCH AND LOMB INC            COMMON           071707103 00000160     2071 SH       DEFINED                2021        0       50
D BAUSCH AND LOMB INC            COMMON           071707103 00000046      600 SH       SOLE                    600        0        0
D BAXTER INTERNATIONAL INC       COMMON           071813109 00010484   149110 SH       DEFINED              108835      550    39725
D BAXTER INTERNATIONAL INC       COMMON           071813109 00001298    18455 SH       SOLE                  18090      365        0
D BELDEN INC                     COMMON           077459105 00002347    91575 SH       DEFINED               75775     1450    14350
D BELDEN INC                     COMMON           077459105 00000111     4325 SH       SOLE                   4325        0        0
D BELL ATLANTIC CORPORATION      COMMON           077853109 00013374   263199 SH       DEFINED              213309      950    48940
D BELL ATLANTIC CORPORATION      COMMON           077853109 00004587    90273 SH       SOLE                  85456     4717      100
D BELL SOUTH CORPORATION         COMMON           079860102 00018706   438847 SH       DEFINED              383319     1920    53608
D BELL SOUTH CORPORATION         COMMON           079860102 00006272   147146 SH       SOLE                 139543     7103      500
D BENETTON GROUP SPA             COMMON           081795403 00004858   117408 SH       DEFINED               48656        0    68752
D BERKSHIRE HATHAWAY INC DEL     COMMON           084670108 00000108        2 SH       DEFINED                   2        0        0
D BERKSHIRE HATHAWAY INC DEL     COMMON           084670108 00000161        3 SH       SOLE                      3        0        0
D BESTFOODS INC                  COMMON           08658U101 00004519    65257 SH       DEFINED               24957        0    40300
D BESTFOODS INC                  COMMON           08658U101 00001659    23959 SH       SOLE                  23534        0      425
D BIOCHEM PHARMA INC             COMMON           09058T108 00007362   298975 SH       DEFINED              106275        0   192700
D BIOCHEM PHARMA INC             COMMON           09058T108 00000107     4350 SH       SOLE                   4300       50        0
D BIOGEN INC                     COMMON           090597105 00000471     7301 SH       DEFINED                7101        0      200
D BIOGEN INC                     COMMON           090597105 00000276     4275 SH       SOLE                   3425      750      100
D BIRMINGHAM STEEL CORP          COMMON           091250100 00000039    10000 SH       DEFINED               10000        0        0
D BLACK & DECKER CORP            COMMON           091797100 00003563    90635 SH       DEFINED               54985        0    35650
D BLACK & DECKER CORP            COMMON           091797100 00000297     7545 SH       SOLE                   7545        0        0
D BLOCK H & R INC                COMMON           093671105 00005749   177570 SH       DEFINED              119820      300    57450
D BLOCK H & R INC                COMMON           093671105 00000711    21951 SH       SOLE                  20551      200     1200
D BOB EVANS FARMS INC            COMMON           096761101 00000192    12850 SH       DEFINED               12850        0        0
D BOB EVANS FARMS INC            COMMON           096761101 00000045     3025 SH       SOLE                   3025        0        0
D BOEING CO                      COMMON           097023105 00003443    82352 SH       DEFINED               79152      925     2275
D BOEING CO                      COMMON           097023105 00001527    36508 SH       SOLE                  33698     2410      400
D BRENTON BANKS INC              COMMON           107211104 00000850    61264 SH       DEFINED               46414        0    14850
D BRIGGS & STRATTON CORP         COMMON           109043109 00001574    45960 SH       DEFINED               45860        0      100
D BRIGGS & STRATTON CORP         COMMON           109043109 00000681    19870 SH       SOLE                  19195       75      600
D BRINKER INTERNATIONAL INC      COMMON           109641100 00010142   346749 SH       DEFINED              268274      575    77900
D BRINKER INTERNATIONAL INC      COMMON           109641100 00000461    15750 SH       SOLE                  15750        0        0
D BRISTOL MYERS SQUIBB CO        COMMON           110122108 00028347   486636 SH       DEFINED              407036      200    79400
D BRISTOL MYERS SQUIBB CO        COMMON           110122108 00010473   179792 SH       SOLE                 168138     8504     3150
D BRITISH TELECOMMUN PLC         COMMON           111021408 00000265     2000 SH       SOLE                   2000        0        0
D BROKEN HILL PROPRIETARY COMPAN COMMON           112169602 00003535   148824 SH       DEFINED               81644        0    67180
D BROKEN HILL PROPRIETARY COMPAN COMMON           112169602 00000071     3000 SH       SOLE                   3000        0        0
D BROWN SHOE CO INC              COMMON           115736100 00001097    84400 SH       DEFINED               84400        0        0
D BROWN SHOE CO INC              COMMON           115736100 00000010      775 SH       SOLE                    775        0        0
D BRUNSWICK CORP                 COMMON           117043109 00001546    93335 SH       DEFINED               69285        0    24050
D BRUNSWICK CORP                 COMMON           117043109 00000006      375 SH       SOLE                    375        0        0
D BRUSH ENGINEERED MATLS INC HLD COMMON           117421107 00009541   610622 SH       DEFINED              438272     1350   171000
D BRUSH ENGINEERED MATLS INC HLD COMMON           117421107 00000188    12053 SH       SOLE                  12053        0        0
D BURLINGTON NORTHERN SANTA FE C COMMON           12189T104 00000496    21630 SH       DEFINED               21130        0      500
D BURLINGTON NORTHERN SANTA FE C COMMON           12189T104 00000729    31800 SH       SOLE                  31800        0        0
D BURLINGTON RESOURCES INC       COMMON           122014103 00004353   113815 SH       DEFINED              108690      300     4825
D BURLINGTON RESOURCES INC       COMMON           122014103 00000864    22581 SH       SOLE                  20136      700     1745
D BUTLER MANUFACTURING CO        COMMON           123655102 00001694    99626 SH       DEFINED               75551     2150    21925
D BUTLER MANUFACTURING CO        COMMON           123655102 00000161     9450 SH       SOLE                   9450        0        0
D CIGNA CORP                     COMMON           125509109 00001138    12166 SH       DEFINED               12016        0      150
D CIGNA CORP                     COMMON           125509109 00001802    19270 SH       SOLE                  19170        0      100
D CPI CORP                       COMMON           125902106 00003495   165425 SH       DEFINED              130425        0    35000
D CPI CORP                       COMMON           125902106 00000054     2575 SH       SOLE                   1575        0     1000
D CNF TRANSPORTATION INC         COMMON           12612W104 00004174   183475 SH       DEFINED              182075        0     1400
D CNF TRANSPORTATION INC         COMMON           12612W104 00000143     6275 SH       SOLE                   6250       25        0
D CSX CORP                       COMMON           126408103 00000992    46840 SH       DEFINED               45590      475      775
D CSX CORP                       COMMON           126408103 00000191     9030 SH       SOLE                   8430      500      100
D CADBURY SCHWEPPES LTD          COMMON           127209302 00005928   225834 SH       DEFINED              127462        0    98372
D CADBURY SCHWEPPES LTD          COMMON           127209302 00000058     2214 SH       SOLE                   2214        0        0
D CALGON CARBON CORP             COMMON           129603106 00005588   721063 SH       DEFINED              595163        0   125900
D CALGON CARBON CORP             COMMON           129603106 00000173    22311 SH       SOLE                  21911        0      400
D CAMPBELL SOUP CO               COMMON           134429109 00000709    24340 SH       DEFINED               23840        0      500
D CAMPBELL SOUP CO               COMMON           134429109 00000234     8035 SH       SOLE                   8035        0        0
D CANADIAN PACIFIC LTD           COMMON           135923100 00005631   215025 SH       DEFINED              109125        0   105900
D CANADIAN PACIFIC LTD           COMMON           135923100 00000055     2100 SH       SOLE                   2100        0        0
D CANON INC                      COMMON           138006309 00015964   316900 SH       DEFINED              110500     1900   204500
D CARDINAL HEALTH INC            COMMON           14149Y108 00000119     1602 SH       DEFINED                1302        0      300
D CARDINAL HEALTH INC            COMMON           14149Y108 00000124     1675 SH       SOLE                   1675        0        0
D CAREMARK RX INC                COMMON           141705103 00000261    38303 SH       DEFINED               38303        0        0
D CAREMARK RX INC                COMMON           141705103 00000001      125 SH       SOLE                    125        0        0
D CARLTON COMMUNICATIONS PLC     COMMON           142872209 00008382   128950 SH       DEFINED               36950      600    91400
D CARPENTER TECHNOLOGY CORP      COMMON           144285103 00000145     6875 SH       DEFINED                6875        0        0
D CARPENTER TECHNOLOGY CORP      COMMON           144285103 00000123     5825 SH       SOLE                   5825        0        0
D CASEYS GENERAL STORES          COMMON           147528103 00002013   194009 SH       DEFINED              159009        0    35000
D CASEYS GENERAL STORES          COMMON           147528103 00000026     2500 SH       SOLE                   2500        0        0
D CATERPILLAR INC                COMMON           149123101 00000875    25841 SH       DEFINED               25091        0      750
D CATERPILLAR INC                COMMON           149123101 00000615    18167 SH       SOLE                  17817      350        0
D CENTRAL FUND CANADA LTD        COMMON           153501101 00000070    20000 SH       SOLE                  20000        0        0
D CERNER CORP                    COMMON           156782104 00003470   127326 SH       DEFINED              100326        0    27000
D CERNER CORP                    COMMON           156782104 00000380    13950 SH       SOLE                  13950        0        0
D CHASE MANHATTAN CORP           COMMON           16161A108 00000394     8552 SH       DEFINED                7077        0     1475
D CHASE MANHATTAN CORP           COMMON           16161A108 00001180    25620 SH       SOLE                  24090     1305      225
D CHEVRON CORP                   COMMON           166751107 00002991    35269 SH       DEFINED               34369        0      900
D CHEVRON CORP                   COMMON           166751107 00002792    32917 SH       SOLE                  29217     2000     1700
D CHUBB CORP                     COMMON           171232101 00004629    75271 SH       DEFINED               72896      650     1725
D CHUBB CORP                     COMMON           171232101 00000630    10240 SH       SOLE                  10140        0      100
D CISCO SYSTEMS INC              COMMON           17275R102 00027162   427330 SH       DEFINED              242954      100   184276
D CISCO SYSTEMS INC              COMMON           17275R102 00005324    83754 SH       SOLE                  80329     2800      625
D CINTAS CORP                    COMMON           172908105 00000450    12263 SH       DEFINED               12263        0        0
D CINTAS CORP                    COMMON           172908105 00000309     8416 SH       SOLE                   8266      150        0
D CITIGROUP INC                  COMMON           172967101 00008734   144962 SH       DEFINED               21312        0   123650
D CITIGROUP INC                  COMMON           172967101 00001557    25849 SH       SOLE                  20029     1500     4320
D CITIZENS COMMUNICATIONS CO     COMMON           17453B101 00000136     7868 SH       DEFINED                7868        0        0
D CITIZENS COMMUNICATIONS CO     COMMON           17453B101 00000151     8766 SH       SOLE                   8766        0        0
D CLARCOR INC                    COMMON           179895107 00003372   169641 SH       DEFINED              132141        0    37500
D CLARCOR INC                    COMMON           179895107 00000092     4650 SH       SOLE                   4650        0        0
D CLOROX CO                      COMMON           189054109 00001495    33368 SH       DEFINED               32343        0     1025
D CLOROX CO                      COMMON           189054109 00000882    19675 SH       SOLE                  19125      550        0
D COASTAL CORP                   COMMON           190441105 00001770    29083 SH       DEFINED               28883        0      200
D COASTAL CORP                   COMMON           190441105 00000049      810 SH       SOLE                    810        0        0
D COCA COLA COMPANY              COMMON           191216100 00010149   176696 SH       DEFINED              171298      100     5298
D COCA COLA COMPANY              COMMON           191216100 00003689    64219 SH       SOLE                  57479     1900     4840
D COLES MYER LTD                 COMMON           193870409 00005916   195568 SH       DEFINED               82288        0   113280
D COLGATE-PALMOLIVE CO           COMMON           194162103 00009726   162440 SH       DEFINED              130590        0    31850
D COLGATE-PALMOLIVE CO           COMMON           194162103 00001337    22336 SH       SOLE                  22336        0        0
D COMCAST CORP                   COMMON           200300101 00000292     7500 SH       SOLE                   7500        0        0
D COMCAST CORP                   COMMON           200300200 00000113     2800 SH       DEFINED                1800        0     1000
D COMCAST CORP                   COMMON           200300200 00000486    12000 SH       SOLE                  12000        0        0
D COMMERCE BANCSHARES INC        COMMON           200525103 00005421   182218 SH       DEFINED              174747        0     7471
D COMMERCE BANCSHARES INC        COMMON           200525103 00004538   152530 SH       SOLE                 152530        0        0
D COMPASS BANCSHARES INC         COMMON           20449H109 00001133    66400 SH       DEFINED               66400        0        0
D COMPAQ COMPUTER CORP           COMMON           204493100 00009688   378992 SH       DEFINED              220201     1013   157778
D COMPAQ COMPUTER CORP           COMMON           204493100 00001294    50619 SH       SOLE                  36219     9350     5050
D COMPUTER SCIENCES CORP         COMMON           205363104 00012323   164989 SH       DEFINED              126739        0    38250
D COMPUTER SCIENCES CORP         COMMON           205363104 00000433     5800 SH       SOLE                   5450      150      200
D CONAGRA INC                    COMMON           205887102 00000149     7803 SH       DEFINED                7303        0      500
D CONAGRA INC                    COMMON           205887102 00000163     8550 SH       SOLE                   8550        0        0
D CONEXANT SYSTEMS INC           COMMON           207142100 00000217     4464 SH       DEFINED                4164        0      300
D CONEXANT SYSTEMS INC           COMMON           207142100 00000224     4600 SH       SOLE                   4600        0        0
D CONOCO INC                     COMMON           208251405 00000544    22150 SH       DEFINED               21450        0      700
D CONOCO INC                     COMMON           208251405 00000509    20738 SH       SOLE                  20339      184      215
D CONSECO INC                    COMMON           208464107 00000132    13494 SH       DEFINED               13144        0      350
D CONSECO INC                    COMMON           208464107 00000029     2990 SH       SOLE                   2990        0        0
D CONSOLIDATED EDISON INC        COMMON           209115104 00000153     5149 SH       DEFINED                4949        0      200
D CONSOLIDATED EDISON INC        COMMON           209115104 00000168     5656 SH       SOLE                   4856      800        0
D COOPER INDUSTRIES INC          COMMON           216669101 00006055   185958 SH       DEFINED              154408        0    31550
D COOPER INDUSTRIES INC          COMMON           216669101 00000330    10142 SH       SOLE                   9332      662      148
D COORSTEK INC                   COMMON           217020106 00002180    47398 SH       DEFINED               34898        0    12500
D COORSTEK INC                   COMMON           217020106 00000008      168 SH       SOLE                    168        0        0
D CORN PRODUCTS INTERNATIONAL IN COMMON           219023108 00000156     5875 SH       DEFINED                3175      100     2600
D CORN PRODUCTS INTERNATIONAL IN COMMON           219023108 00000071     2686 SH       SOLE                   2686        0        0
D CORNING INC                    COMMON           219350105 00015026    55677 SH       DEFINED               20327        0    35350
D CORNING INC                    COMMON           219350105 00003481    12900 SH       SOLE                  12400        0      500
D COVANCE INC                    COMMON           222816100 00005443   617657 SH       DEFINED              327032     1600   289025
D COVANCE INC                    COMMON           222816100 00000235    26620 SH       SOLE                  26620        0        0
D CROWN CORK & SEAL CO INC       COMMON           228255105 00000364    24285 SH       DEFINED               23885      250      150
D CROWN CORK & SEAL CO INC       COMMON           228255105 00000086     5725 SH       SOLE                   5725        0        0
D DARDEN RESTAURANTS INC         COMMON           237194105 00006399   393795 SH       DEFINED              239345        0   154450
D DARDEN RESTAURANTS INC         COMMON           237194105 00000082     5055 SH       SOLE                   4455        0      600
D DEERE & CO                     COMMON           244199105 00002492    67359 SH       DEFINED               67059        0      300
D DEERE & CO                     COMMON           244199105 00000766    20700 SH       SOLE                  20275        0      425
D DELL COMPUTER CORP             COMMON           247025109 00014355   291104 SH       DEFINED              159208        0   131896
D DELL COMPUTER CORP             COMMON           247025109 00000258     5225 SH       SOLE                   4975      250        0
D DELPHI AUTOMOTIVE SYSTEMS CORP COMMON           247126105 00000624    42842 SH       DEFINED               42275        0      567
D DELPHI AUTOMOTIVE SYSTEMS CORP COMMON           247126105 00000067     4626 SH       SOLE                   4613        0       13
D DELTIC TIMBER CORP             COMMON           247850100 00001249    58450 SH       DEFINED               38450        0    20000
D DELTIC TIMBER CORP             COMMON           247850100 00000028     1292 SH       SOLE                   1292        0        0
D DELUXE CORP                    COMMON           248019101 00000661    28050 SH       DEFINED               28000        0       50
D DELUXE CORP                    COMMON           248019101 00000002      100 SH       SOLE                    100        0        0
D DIAGEO PLC                     COMMON           25243Q205 00004628   130144 SH       DEFINED               60201        0    69943
D DIAGEO PLC                     COMMON           25243Q205 00000007      200 SH       SOLE                    200        0        0
D DIEBOLD INC                    COMMON           253651103 00001365    48966 SH       DEFINED               47516      350     1100
D DIEBOLD INC                    COMMON           253651103 00000355    12750 SH       SOLE                  12750        0        0
D DILLARDS INC                   COMMON           254067101 00000912    74468 SH       DEFINED               73968        0      500
D DILLARDS INC                   COMMON           254067101 00000189    15442 SH       SOLE                  14342        0     1100
D DISNEY WALT HOLDING CO         COMMON           254687106 00002737    70521 SH       DEFINED               44546        0    25975
D DISNEY WALT HOLDING CO         COMMON           254687106 00001269    32702 SH       SOLE                  13055     3447    16200
D DOMINION RES INC               COMMON           25746U109 00002499    58291 SH       DEFINED               56905      523      863
D DOMINION RES INC               COMMON           25746U109 00000800    18670 SH       SOLE                  18415      125      130
D DONNELLEY R R & SONS CO        COMMON           257867101 00001889    83729 SH       DEFINED               71229      350    12150
D DONNELLEY R R & SONS CO        COMMON           257867101 00000322    14267 SH       SOLE                  14242       25        0
D DOVER CORP                     COMMON           260003108 00003534    87115 SH       DEFINED               86915        0      200
D DOVER CORP                     COMMON           260003108 00001854    45700 SH       SOLE                  45500      200        0
D DOW CHEMICAL COMPANY           COMMON           260543103 00000480    15897 SH       DEFINED               14997        0      900
D DOW CHEMICAL COMPANY           COMMON           260543103 00000155     5142 SH       SOLE                   5142        0        0
D DREYFUS STRATEGIC MUNICIPALS I COMMON           261932107 00000224    27955 SH       DEFINED               27955        0        0
D DREYFUS STRATEGIC MUNICIPALS I COMMON           261932107 00000016     2000 SH       SOLE                   2000        0        0
D DUPONT E I DE NEMOURS & CO     COMMON           263534109 00004123    94250 SH       DEFINED               86250      800     7200
D DUPONT E I DE NEMOURS & CO     COMMON           263534109 00003282    75014 SH       SOLE                  71393     3421      200
D DUFF & PHELPS UTILITIES INCOME COMMON           264324104 00000063     6500 SH       DEFINED                6500        0        0
D DUFF & PHELPS UTILITIES INCOME COMMON           264324104 00000062     6400 SH       SOLE                    200     6200        0
D DUKE ENERGY CORP               COMMON           264399106 00004673    82883 SH       DEFINED               82433        0      450
D DUKE ENERGY CORP               COMMON           264399106 00002017    35783 SH       SOLE                  34716      763      304
D DUKE WEEKS REALTY CORP         COMMON           264411505 00004264   190565 SH       DEFINED              186065     1400     3100
D DUKE WEEKS REALTY CORP         COMMON           264411505 00000415    18555 SH       SOLE                  18555        0        0
D DUN & BRADSTREET CORP DEL      COMMON           26483B106 00001756    61357 SH       DEFINED               60132      875      350
D DUN & BRADSTREET CORP DEL      COMMON           26483B106 00000745    26025 SH       SOLE                  25200      425      400
D EMC CORPORATION MASSACHUSETTS  COMMON           268648102 00008400   109178 SH       DEFINED               27564      100    81514
D EMC CORPORATION MASSACHUSETTS  COMMON           268648102 00002183    28370 SH       SOLE                  27845      400      125
D ESCO ELECTRONICS CORP          COMMON           269030102 00000323    19000 SH       DEFINED               19000        0        0
D EARTHGRAINS COMPANY            COMMON           270319106 00000020     1052 SH       DEFINED                1052        0        0
D EARTHGRAINS COMPANY            COMMON           270319106 00000500    25728 SH       SOLE                  25392       96      240
D EASTMAN CHEMICAL COMPANY       COMMON           277432100 00004199    87939 SH       DEFINED               87689      200       50
D EASTMAN CHEMICAL COMPANY       COMMON           277432100 00000217     4535 SH       SOLE                   4535        0        0
D EASTMAN KODAK CO               COMMON           277461109 00003632    61038 SH       DEFINED               58288     1075     1675
D EASTMAN KODAK CO               COMMON           277461109 00001355    22766 SH       SOLE                  22516      250        0
D ECOLAB INC                     COMMON           278865100 00000493    12613 SH       DEFINED               11113      400     1100
D ECOLAB INC                     COMMON           278865100 00000472    12075 SH       SOLE                  12075        0        0
D EDISON INTERNATIONAL INC       COMMON           281020107 00000429    20916 SH       DEFINED               20566        0      350
D EDISON INTERNATIONAL INC       COMMON           281020107 00000110     5385 SH       SOLE                   4385        0     1000
D EDWARDS LIFESCIENCES CORP      COMMON           28176E108 00000387    20893 SH       DEFINED               13243        0     7650
D EDWARDS LIFESCIENCES CORP      COMMON           28176E108 00000035     1909 SH       SOLE                   1869       40        0
D EDWARDS A G INC                COMMON           281760108 00004628   118655 SH       DEFINED               98355     1050    19250
D EDWARDS A G INC                COMMON           281760108 00000593    15203 SH       SOLE                  15203        0        0
D EL PASO ENERGY CORP            COMMON           283905107 00002449    48075 SH       DEFINED               46225        0     1850
D EL PASO ENERGY CORP            COMMON           283905107 00000781    15339 SH       SOLE                  15339        0        0
D ELAN CORP LTD                  COMMON           284131208 00013416   276974 SH       DEFINED              116624        0   160350
D ELAN CORP LTD                  COMMON           284131208 00000174     3600 SH       SOLE                   2600     1000        0
D ELECTRONIC DATA SYSTEMS CORP   COMMON           285661104 00003344    81056 SH       DEFINED               79623      425     1008
D ELECTRONIC DATA SYSTEMS CORP   COMMON           285661104 00000926    22453 SH       SOLE                  19703      950     1800
D EMBOTELLADORA ANDINA SA DE C   COMMON           29081P204 00001580   134500 SH       DEFINED               75100     1000    58400
D EMERSON ELECTRIC CO            COMMON           291011104 00008446   139890 SH       DEFINED              133990     1025     4875
D EMERSON ELECTRIC CO            COMMON           291011104 00002846    47140 SH       SOLE                  45640     1500        0
D EMPIRE DISTRICT ELECTRIC CO    COMMON           291641108 00000983    44532 SH       DEFINED               44532        0        0
D EMPIRE DISTRICT ELECTRIC CO    COMMON           291641108 00000991    44925 SH       SOLE                  44125        0      800
D ENERGIZER HOLDINGS INC         COMMON           29266R108 00000134     7328 SH       DEFINED                7228      100        0
D ENERGIZER HOLDINGS INC         COMMON           29266R108 00000102     5616 SH       SOLE                      0        0     5616
D ENGELHARD CORP                 COMMON           292845104 00014570   853896 SH       DEFINED              743296     1400   109200
D ENGELHARD CORP                 COMMON           292845104 00001120    65627 SH       SOLE                  61277     2650     1700
D ENRON CORP                     COMMON           293561106 00000589     9138 SH       DEFINED                8238        0      900
D ENRON CORP                     COMMON           293561106 00000529     8199 SH       SOLE                   7611      588        0
D ENTERGY CORP                   COMMON           29364G103 00013122   482646 SH       DEFINED              411446     1200    70000
D ENTERGY CORP                   COMMON           29364G103 00000702    25830 SH       SOLE                  24680      350      800
D ERICSSON L M TELEPHONE COMPANY COMMON           294821400 00016482   824100 SH       DEFINED              563800        0   260300
D ERICSSON L M TELEPHONE COMPANY COMMON           294821400 00002128   106400 SH       SOLE                  98400        0     8000
D EXABYTE CORP                   COMMON           300615101 00000593   131750 SH       DEFINED              102750        0    29000
D EXABYTE CORP                   COMMON           300615101 00000019     4300 SH       SOLE                   4300        0        0
D EXXON MOBIL CORP               COMMON           30231G102 00030312   386145 SH       DEFINED              311564     1400    73181
D EXXON MOBIL CORP               COMMON           30231G102 00023204   295586 SH       SOLE                 278807     5224    11555
D FPL GROUP INC                  COMMON           302571104 00001730    34943 SH       DEFINED               34668        0      275
D FPL GROUP INC                  COMMON           302571104 00001663    33591 SH       SOLE                  32791      500      300
D FALCON PRODUCTS INC            COMMON           306075102 00001382   145500 SH       DEFINED              112300     1000    32200
D FALCON PRODUCTS INC            COMMON           306075102 00000123    12900 SH       SOLE                  12900        0        0
D FANSTEEL INC DEL               COMMON           307260109 00000090    22950 SH       DEFINED               22950        0        0
D FEDERAL NATIONAL MORTGAGE ASSN COMMON           313586109 00002962    56750 SH       DEFINED                8100        0    48650
D FEDERAL NATIONAL MORTGAGE ASSN COMMON           313586109 00000354     6790 SH       SOLE                   4390        0     2400
D FEDERAL SIGNAL CORP            COMMON           313855108 00003357   203466 SH       DEFINED              168466        0    35000
D FEDERAL SIGNAL CORP            COMMON           313855108 00000053     3200 SH       SOLE                   3200        0        0
D FEDEX CORP                     COMMON           31428X106 00010900   286840 SH       DEFINED              234465      250    52125
D FEDEX CORP                     COMMON           31428X106 00002174    57221 SH       SOLE                  54621      950     1650
D FIRST MIDWEST BANCORP INC-DEL  COMMON           320867104 00000560    24106 SH       DEFINED               24106        0        0
D FIRSTAR CORP WIS               COMMON           33763V109 00000368    17464 SH       DEFINED               13726        0     3738
D FIRSTAR CORP WIS               COMMON           33763V109 00002410   114435 SH       SOLE                 114435        0        0
D FISERV INC                     COMMON           337738108 00001893    43766 SH       DEFINED               41966        0     1800
D FISERV INC                     COMMON           337738108 00000024      550 SH       SOLE                    550        0        0
D FIRSTMERIT CORP                COMMON           337915102 00010473   489975 SH       DEFINED              355075        0   134900
D FIRSTMERIT CORP                COMMON           337915102 00000812    37995 SH       SOLE                  35295        0     2700
D FLEXSTEEL INDUSTRIES INC       COMMON           339382103 00001574   128460 SH       DEFINED               86635     2700    39125
D FLEXSTEEL INDUSTRIES INC       COMMON           339382103 00000077     6325 SH       SOLE                   6325        0        0
D FLORIDA PROGRESS CORP          COMMON           341109106 00011746   250588 SH       DEFINED              205088      450    45050
D FLORIDA PROGRESS CORP          COMMON           341109106 00001051    22414 SH       SOLE                  21909      350      155
D FORD MOTOR CO                  COMMON           345370100 00003335    77565 SH       DEFINED               74930        0     2635
D FORD MOTOR CO                  COMMON           345370100 00001346    31291 SH       SOLE                  30291     1000        0
D FORTUNE BRANDS INC             COMMON           349631101 00000397    17222 SH       DEFINED               17072        0      150
D FORTUNE BRANDS INC             COMMON           349631101 00000226     9806 SH       SOLE                   9806        0        0
D FRESENIUS MEDICAL CARE         COMMON           358029106 00003469   132454 SH       DEFINED               70854     1000    60600
D FRESENIUS MEDICAL CARE         COMMON           358029106 00000026      995 SH       SOLE                    995        0        0
D FUJI PHOTO FILM LTD            COMMON           359586302 00006899   162810 SH       DEFINED               72210     1000    89600
D FUJI PHOTO FILM LTD            COMMON           359586302 00000042     1000 SH       SOLE                    700      300        0
D GTE CORP                       COMMON           362320103 00005023    80683 SH       DEFINED               70733      200     9750
D GTE CORP                       COMMON           362320103 00001604    25775 SH       SOLE                  23440     1535      800
D GALLAHER GROUP PLC             COMMON           363595109 00000245    11448 SH       DEFINED               11448        0        0
D GALLAHER GROUP PLC             COMMON           363595109 00000049     2300 SH       SOLE                   2300        0        0
D GANNETT CO INC                 COMMON           364730101 00010407   173986 SH       DEFINED              146736      575    26675
D GANNETT CO INC                 COMMON           364730101 00002174    36351 SH       SOLE                  35001       50     1300
D GAP INC                        COMMON           364760108 00001209    38699 SH       DEFINED               35849      400     2450
D GAP INC                        COMMON           364760108 00000543    17375 SH       SOLE                  16775      600        0
D GATEWAY INC                    COMMON           367626108 00007694   135581 SH       DEFINED               80506        0    55075
D GATEWAY INC                    COMMON           367626108 00000922    16255 SH       SOLE                  15605      250      400
D GENENTECH INC                  COMMON           368710406 00009794    56939 SH       DEFINED               23439        0    33500
D GENENTECH INC                  COMMON           368710406 00000456     2650 SH       SOLE                   2600       50        0
D GENERAL ELECTRIC CO            COMMON           369604103 00046620   879632 SH       DEFINED              744332     2400   132900
D GENERAL ELECTRIC CO            COMMON           369604103 00023414   441773 SH       SOLE                 408564    17850    15359
D GENERAL MILLS INC              COMMON           370334104 00000704    18396 SH       DEFINED               18046        0      350
D GENERAL MILLS INC              COMMON           370334104 00000349     9116 SH       SOLE                   8520        0      596
D GENERAL MOTORS CORP            COMMON           370442105 00005231    90095 SH       DEFINED               64495        0    25600
D GENERAL MOTORS CORP            COMMON           370442105 00000453     7802 SH       SOLE                   7782        0       20
D GENUINE PARTS CO               COMMON           372460105 00010168   508410 SH       DEFINED              463310     1600    43500
D GENUINE PARTS CO               COMMON           372460105 00001060    53018 SH       SOLE                  52868      150        0
D GENZYME CORP                   COMMON           372917104 00000791    13300 SH       DEFINED               13300        0        0
D GENZYME CORP                   COMMON           372917104 00000004       75 SH       SOLE                     50       25        0
D GEORGIA PACIFIC CORP           COMMON           373298108 00001531    58320 SH       DEFINED               28120        0    30200
D GEORGIA PACIFIC CORP           COMMON           373298108 00000100     3800 SH       SOLE                   3800        0        0
D GEORGIA PACIFIC CORP           COMMON           373298702 00001146    52998 SH       DEFINED               51848      200      950
D GEORGIA PACIFIC CORP           COMMON           373298702 00000484    22380 SH       SOLE                  21880      250      250
D GILLETTE CO                    COMMON           375766102 00000904    25877 SH       DEFINED               24727        0     1150
D GILLETTE CO                    COMMON           375766102 00000529    15128 SH       SOLE                  14978      150        0
D GLAXO WELLCOME PLC             COMMON           37733W105 00000526     9095 SH       DEFINED                8745        0      350
D GLAXO WELLCOME PLC             COMMON           37733W105 00000451     7800 SH       SOLE                   7500      300        0
D GRACE W R & CO                 COMMON           38388F108 00000318    26186 SH       DEFINED               26136        0       50
D GRACE W R & CO                 COMMON           38388F108 00000011      938 SH       SOLE                    938        0        0
D GRAINGER W W INC               COMMON           384802104 00007416   240680 SH       DEFINED              202930      300    37450
D GRAINGER W W INC               COMMON           384802104 00000359    11666 SH       SOLE                  10816      300      550
D GRAPHIC PACKAGING INTL CORP    COMMON           388690109 00000404   190050 SH       DEFINED              140050        0    50000
D GRAPHIC PACKAGING INTL CORP    COMMON           388690109 00000001      400 SH       SOLE                    400        0        0
D GUIDANT CORP                   COMMON           401698105 00002517    50856 SH       DEFINED               49331      100     1425
D GUIDANT CORP                   COMMON           401698105 00000460     9290 SH       SOLE                   8715      575        0
D HALLIBURTON CO                 COMMON           406216101 00024639   522141 SH       DEFINED              456791        0    65350
D HALLIBURTON CO                 COMMON           406216101 00002013    42658 SH       SOLE                  41433      875      350
D HANCOCK JOHN FINANCIAL SERVICE COMMON           41014S106 00000228     9639 SH       DEFINED                9639        0        0
D HANCOCK JOHN FINANCIAL SERVICE COMMON           41014S106 00000004      189 SH       SOLE                    189        0        0
D HARLEY DAVIDSON INC            COMMON           412822108 00001075    27922 SH       DEFINED               27572        0      350
D HARLEY DAVIDSON INC            COMMON           412822108 00000204     5300 SH       SOLE                   5300        0        0
D HARMON INDUSTRIES INC          COMMON           413136102 00002702   203912 SH       DEFINED              148362     3550    52000
D HARMON INDUSTRIES INC          COMMON           413136102 00000198    14974 SH       SOLE                  14974        0        0
D HARRIS CORPORATION             COMMON           413875105 00005980   182595 SH       DEFINED              158595        0    24000
D HARRIS CORPORATION             COMMON           413875105 00000051     1550 SH       SOLE                   1450      100        0
D HARTFORD FINANCIAL SVCS GROUP  COMMON           416515104 00000104     1860 SH       DEFINED                1660        0      200
D HARTFORD FINANCIAL SVCS GROUP  COMMON           416515104 00000184     3298 SH       SOLE                   3298        0        0
D HEALTHSOUTH CORP               COMMON           421924101 00000014     1950 SH       DEFINED                1600        0      350
D HEALTHSOUTH CORP               COMMON           421924101 00000065     9000 SH       SOLE                   9000        0        0
D HEINZ H J CO                   COMMON           423074103 00011144   254722 SH       DEFINED              250515      800     3407
D HEINZ H J CO                   COMMON           423074103 00001784    40772 SH       SOLE                  39822      300      650
D HELMERICH & PAYNE INC          COMMON           423452101 00003708    99200 SH       DEFINED               67950     1000    30250
D HELMERICH & PAYNE INC          COMMON           423452101 00000081     2175 SH       SOLE                   2175        0        0
D HERCULES INC                   COMMON           427056106 00003010   214015 SH       DEFINED              213340        0      675
D HERCULES INC                   COMMON           427056106 00000193    13700 SH       SOLE                  13300        0      400
D HERSHEY FOODS CORP             COMMON           427866108 00000655    13510 SH       DEFINED               13360        0      150
D HERSHEY FOODS CORP             COMMON           427866108 00000175     3600 SH       SOLE                   3600        0        0
D HEWLETT PACKARD CO             COMMON           428236103 00035994   288241 SH       DEFINED              231861      300    56080
D HEWLETT PACKARD CO             COMMON           428236103 00008693    69613 SH       SOLE                  66723      990     1900
D HIGHWOODS PROPERTIES INC       COMMON           431284108 00000320    13349 SH       SOLE                  13349        0        0
D HILLENBRAND INDUSTRIES INC     COMMON           431573104 00000933    29805 SH       DEFINED               27430     1450      925
D HILLENBRAND INDUSTRIES INC     COMMON           431573104 00000323    10330 SH       SOLE                   9830        0      500
D HITACHI LTD                    COMMON           433578507 00005825    40415 SH       DEFINED                3415        0    37000
D HITACHI LTD                    COMMON           433578507 00000012       80 SH       SOLE                     80        0        0
D HOME DEPOT INC                 COMMON           437076102 00006141   122972 SH       DEFINED               37122      350    85500
D HOME DEPOT INC                 COMMON           437076102 00000590    11822 SH       SOLE                  11622      100      100
D HOMESTAKE MINING CO            COMMON           437614100 00000185    26950 SH       DEFINED               21650     1000     4300
D HOMESTAKE MINING CO            COMMON           437614100 00000064     9250 SH       SOLE                   9250        0        0
D HON INDUSTRIES INC             COMMON           438092108 00001756    74725 SH       DEFINED               59725        0    15000
D HON INDUSTRIES INC             COMMON           438092108 00000005      200 SH       SOLE                    200        0        0
D HONEYWELL INTERNATIONAL INC    COMMON           438516106 00000072     2123 SH       DEFINED                1173        0      950
D HONEYWELL INTERNATIONAL INC    COMMON           438516106 00001347    39989 SH       SOLE                  39989        0        0
D HOOVERS INC                    COMMON           439321100 00000079    11749 SH       SOLE                  11749        0        0
D HUNTCO INC                     COMMON           445661101 00000272   101250 SH       DEFINED              101250        0        0
D HUNTCO INC                     COMMON           445661101 00000001      300 SH       SOLE                    300        0        0
D I B P INC                      COMMON           449223106 00002711   175600 SH       DEFINED              140600        0    35000
D I B P INC                      COMMON           449223106 00000009      556 SH       SOLE                    556        0        0
D IMS HEALTH INC                 COMMON           449934108 00000854    47436 SH       DEFINED               46586      200      650
D IMS HEALTH INC                 COMMON           449934108 00000502    27900 SH       SOLE                  26925      175      800
D IDACORP INC                    COMMON           451107106 00000127     3925 SH       DEFINED                2925        0     1000
D IDACORP INC                    COMMON           451107106 00000095     2939 SH       SOLE                   2939        0        0
D ILLINOIS TOOL WORKS INC        COMMON           452308109 00001707    29942 SH       DEFINED               29592        0      350
D ILLINOIS TOOL WORKS INC        COMMON           452308109 00000489     8575 SH       SOLE                   8425      150        0
D IMMUNEX CORP                   COMMON           452528102 00000473     9576 SH       DEFINED                7750        0     1826
D IMPERIAL CHEMICAL INDUSTRIES P COMMON           452704505 00007772   252220 SH       DEFINED               84120        0   168100
D IMPERIAL OIL LTD               COMMON           453038408 00008654   355050 SH       DEFINED              147850        0   207200
D IMPERIAL OIL LTD               COMMON           453038408 00000029     1200 SH       SOLE                   1200        0        0
D INFORMIX CORP                  COMMON           456779107 00000072     9696 SH       DEFINED                9696        0        0
D INFORMIX CORP                  COMMON           456779107 00000027     3565 SH       SOLE                   3565        0        0
D INSITUFORM TECHNOLOGIES INC    COMMON           457667103 00006026   222157 SH       DEFINED              188057      100    34000
D INSITUFORM TECHNOLOGIES INC    COMMON           457667103 00000015      550 SH       SOLE                    550        0        0
D INTEL CORP                     COMMON           458140100 00064596   483183 SH       DEFINED              328126      900   154157
D INTEL CORP                     COMMON           458140100 00016601   124178 SH       SOLE                 121053      725     2400
D INTERNATIONAL BUSINESS MACHINE COMMON           459200101 00050447   460438 SH       DEFINED              349264      350   110824
D INTERNATIONAL BUSINESS MACHINE COMMON           459200101 00009742    88919 SH       SOLE                  86041     1790     1088
D INTERNATL FLAVORS & FRAGRANCES COMMON           459506101 00001163    38538 SH       DEFINED               38388        0      150
D INTERNATL FLAVORS & FRAGRANCES COMMON           459506101 00000592    19610 SH       SOLE                  19110      500        0
D INTERNATIONAL PAPER CO         COMMON           460146103 00012175   408379 SH       DEFINED              353280     1474    53625
D INTERNATIONAL PAPER CO         COMMON           460146103 00001950    65419 SH       SOLE                  62641     1172     1606
D INTERSTATE BAKERIES CORP DEL   COMMON           46072H108 00000014     1000 SH       DEFINED                1000        0        0
D INTERSTATE BAKERIES CORP DEL   COMMON           46072H108 00000126     9000 SH       SOLE                   9000        0        0
D ISCO INC                       COMMON           464268101 00001387   326451 SH       DEFINED              215351     4100   107000
D ISCO INC                       COMMON           464268101 00000118    27725 SH       SOLE                  27725        0        0
D ITO YOKADO LTD                 COMMON           465714301 00003856    62260 SH       DEFINED               36610      400    25250
D JOHNSON & JOHNSON              COMMON           478160104 00013442   131948 SH       DEFINED               88668      700    42580
D JOHNSON & JOHNSON              COMMON           478160104 00005260    51630 SH       SOLE                  47245     2350     2035
D K-MART CORP                    COMMON           482584109 00000110    16125 SH       DEFINED               15625        0      500
D K-MART CORP                    COMMON           482584109 00000040     5850 SH       SOLE                   5450        0      400
D KANSAS CITY LIFE INSURANCE CO  COMMON           484836101 00001109    41268 SH       DEFINED               41268        0        0
D KANSAS CITY LIFE INSURANCE CO  COMMON           484836101 00000227     8460 SH       SOLE                   8460        0        0
D KANSAS CITY POWER AND LIGHT CO COMMON           485134100 00002434   108196 SH       DEFINED               98196        0    10000
D KANSAS CITY POWER AND LIGHT CO COMMON           485134100 00001206    53617 SH       SOLE                  41217    10900     1500
D KANSAS CITY SOUTHERN INDUSTRIE COMMON           485170104 00245140  2764077 SH       DEFINED             1281412        0  1482665
D KANSAS CITY SOUTHERN INDUSTRIE COMMON           485170104 00001798    20270 SH       SOLE                  18470     1800        0
D KELLOGG CO                     COMMON           487836108 00000140     4700 SH       DEFINED                4300        0      400
D KELLOGG CO                     COMMON           487836108 00000358    12050 SH       SOLE                  11700        0      350
D KELLWOOD CO                    COMMON           488044108 00003768   178350 SH       DEFINED              139450     1100    37800
D KELLWOOD CO                    COMMON           488044108 00000037     1750 SH       SOLE                   1750        0        0
D KENNAMETAL INC                 COMMON           489170100 00000191     8925 SH       DEFINED                8925        0        0
D KENNAMETAL INC                 COMMON           489170100 00000110     5150 SH       SOLE                   5150        0        0
D KERR MCGEE CORP                COMMON           492386107 00026718   453317 SH       DEFINED              270716      525   182076
D KERR MCGEE CORP                COMMON           492386107 00001987    33716 SH       SOLE                  31766      350     1600
D KIMBERLY-CLARK CORP            COMMON           494368103 00020733   361359 SH       DEFINED              306834      800    53725
D KIMBERLY-CLARK CORP            COMMON           494368103 00004005    69804 SH       SOLE                  68679      550      575
D KNIGHT RIDDER INC              COMMON           499040103 00012066   226864 SH       DEFINED              189339      500    37025
D KNIGHT RIDDER INC              COMMON           499040103 00000427     8025 SH       SOLE                   7700      100      225
D KOHLS CORP                     COMMON           500255104 00002225    40000 SH       DEFINED                  50        0    39950
D KONINKLIJKE AHOLD NV           COMMON           500467303 00004533   154656 SH       DEFINED               64248        0    90408
D KROGER CO                      COMMON           501044101 00000295    13374 SH       DEFINED               12048        0     1326
D LABONE INC                     COMMON           50540L105 00001905   338680 SH       DEFINED              338680        0        0
D LABONE INC                     COMMON           50540L105 00000110    19535 SH       SOLE                  19535        0        0
D LACLEDE GAS CO                 COMMON           505588103 00002588   134425 SH       DEFINED              104425        0    30000
D LACLEDE GAS CO                 COMMON           505588103 00000182     9432 SH       SOLE                   9052        0      380
D LAWSON PRODUCTS INC            COMMON           520776105 00003227   131050 SH       DEFINED              100250      800    30000
D LAWSON PRODUCTS INC            COMMON           520776105 00000039     1575 SH       SOLE                   1575        0        0
D LAYNE CHRISTENSEN CO           COMMON           521050104 00000638   141750 SH       DEFINED               90450        0    51300
D LAYNE CHRISTENSEN CO           COMMON           521050104 00000024     5400 SH       SOLE                   5400        0        0
D LEE ENTERPRISES INC            COMMON           523768109 00000418    17915 SH       DEFINED               15040        0     2875
D LEE ENTERPRISES INC            COMMON           523768109 00000001       25 SH       SOLE                     25        0        0
D LEGGETT & PLATT INC            COMMON           524660107 00005267   319192 SH       DEFINED              294592      500    24100
D LEGGETT & PLATT INC            COMMON           524660107 00000605    36644 SH       SOLE                  32150     3494     1000
D LILLY ELI & COMPANY            COMMON           532457108 00002949    29523 SH       DEFINED               27723      100     1700
D LILLY ELI & COMPANY            COMMON           532457108 00002848    28520 SH       SOLE                  27220     1000      300
D LIMITED INC                    COMMON           532716107 00012729   588602 SH       DEFINED              407136        0   181466
D LIMITED INC                    COMMON           532716107 00000333    15396 SH       SOLE                  14996      400        0
D LINCOLN NATIONAL CORP INDIANA  COMMON           534187109 00021313   589989 SH       DEFINED              474189        0   115800
D LINCOLN NATIONAL CORP INDIANA  COMMON           534187109 00000894    24745 SH       SOLE                  22505      700     1540
D LINEAR TECHNOLOGY CORP         COMMON           535678106 00000342     5350 SH       DEFINED                5000        0      350
D LONE STAR STEAKHOUSE SALOON IN COMMON           542307103 00000949    93700 SH       DEFINED               63700        0    30000
D LONE STAR STEAKHOUSE SALOON IN COMMON           542307103 00000003      300 SH       SOLE                    300        0        0
D LOWES CO INC                   COMMON           548661107 00000384     9350 SH       DEFINED                   0        0     9350
D LUCENT TECHNOLOGIES INC        COMMON           549463107 00027236   459673 SH       DEFINED              368640      406    90627
D LUCENT TECHNOLOGIES INC        COMMON           549463107 00006927   116908 SH       SOLE                 108901     4855     3152
D LUXOTTICA GROUP S P A          COMMON           55068R202 00010089   827800 SH       DEFINED              450200        0   377600
D LUXOTTICA GROUP S P A          COMMON           55068R202 00000013     1100 SH       SOLE                      0        0     1100
D MBNA CORP                      COMMON           55262L100 00004237   156220 SH       DEFINED                5770        0   150450
D MBNA CORP                      COMMON           55262L100 00000016      592 SH       SOLE                    592        0        0
D MCN ENERGY GROUP INC           COMMON           55267J100 00000194     9074 SH       DEFINED                8574        0      500
D MCN ENERGY GROUP INC           COMMON           55267J100 00000181     8491 SH       SOLE                   7616      875        0
D MAGNA INTERNATIONAL INC        COMMON           559222401 00006051   128070 SH       DEFINED               51300        0    76770
D MAGYAR TAVKOZLESI RT           COMMON           559776109 00004067   118100 SH       DEFINED               47200        0    70900
D MALLINCKRODT INC               COMMON           561232109 00026244   604172 SH       DEFINED              475772     1000   127400
D MALLINCKRODT INC               COMMON           561232109 00000617    14210 SH       SOLE                  14210        0        0
D MARSH & MCLENNAN COMPANY INC   COMMON           571748102 00001717    16440 SH       DEFINED               16140        0      300
D MARSH & MCLENNAN COMPANY INC   COMMON           571748102 00000535     5120 SH       SOLE                   5020      100        0
D MASCO CORP                     COMMON           574599106 00003515   194590 SH       DEFINED              193190        0     1400
D MASCO CORP                     COMMON           574599106 00000446    24680 SH       SOLE                  24380      300        0
D MAY DEPARTMENT STORES CO       COMMON           577778103 00001593    66373 SH       DEFINED               65911      112      350
D MAY DEPARTMENT STORES CO       COMMON           577778103 00000501    20879 SH       SOLE                  18667     2212        0
D MAVERICK TUBE CORP             COMMON           577914104 00005143   176575 SH       DEFINED              139950        0    36625
D MAVERICK TUBE CORP             COMMON           577914104 00000035     1200 SH       SOLE                   1200        0        0
D MCDONALDS CORP                 COMMON           580135101 00024284   737249 SH       DEFINED              528047        0   209202
D MCDONALDS CORP                 COMMON           580135101 00002482    75360 SH       SOLE                  57605     4575    13180
D MCGRAW HILL COS INC            COMMON           580645109 00000097     1800 SH       DEFINED                1600        0      200
D MCGRAW HILL COS INC            COMMON           580645109 00000367     6800 SH       SOLE                   4800     2000        0
D MEDIAONE GROUP INC             COMMON           58440J104 00000916    13751 SH       DEFINED               12699      300      752
D MEDIAONE GROUP INC             COMMON           58440J104 00000737    11059 SH       SOLE                  10785       24      250
D MEDIA GENERAL INC              COMMON           584404107 00000302     6220 SH       DEFINED                5720      500        0
D MEDIA GENERAL INC              COMMON           584404107 00000044      900 SH       SOLE                    900        0        0
D MEDIMMUNE INC                  COMMON           584699102 00000426     5756 SH       DEFINED                5556        0      200
D MEDIMMUNE INC                  COMMON           584699102 00000046      615 SH       SOLE                    590       25        0
D MEDTRONIC INC                  COMMON           585055106 00002899    58190 SH       DEFINED               11940        0    46250
D MEDTRONIC INC                  COMMON           585055106 00000364     7300 SH       SOLE                   7300        0        0
D MERCK & CO INC                 COMMON           589331107 00031936   416780 SH       DEFINED              381289      245    35246
D MERCK & CO INC                 COMMON           589331107 00013513   176356 SH       SOLE                 165914     2375     8067
D MERRILL LYNCH & CO INC         COMMON           590188108 00000518     4500 SH       DEFINED                4050        0      450
D MERRILL LYNCH & CO INC         COMMON           590188108 00000345     3000 SH       SOLE                   3000        0        0
D METLIFE INC                    COMMON           59156R108 00000328    15596 SH       DEFINED               15596        0        0
D MICROSOFT CORP                 COMMON           594918104 00033077   413467 SH       DEFINED              276090       50   137327
D MICROSOFT CORP                 COMMON           594918104 00005137    64213 SH       SOLE                  61348     2015      850
D MICRON TECHNOLOGY INC          COMMON           595112103 00000053      600 SH       DEFINED                   0        0      600
D MICRON TECHNOLOGY INC          COMMON           595112103 00000183     2080 SH       SOLE                   2080        0        0
D MIDWEST GRAIN PRODUCTS INC     COMMON           59832G104 00001638   197037 SH       DEFINED              197037        0        0
D MIDWEST GRAIN PRODUCTS INC     COMMON           59832G104 00000612    73622 SH       SOLE                  15164    45958    12500
D MINNESOTA MINING & MANUFACTURI COMMON           604059105 00005379    65204 SH       DEFINED               63804      650      750
D MINNESOTA MINING & MANUFACTURI COMMON           604059105 00003404    41264 SH       SOLE                  40039      500      725
D MINNESOTA POWER INC            COMMON           604110106 00000069     4000 SH       DEFINED                3800        0      200
D MINNESOTA POWER INC            COMMON           604110106 00000277    16000 SH       SOLE                  16000        0        0
D MITCHELL ENERGY & DEVELOPMENT  COMMON           606592202 00005234   162925 SH       DEFINED              160525     1500      900
D MITCHELL ENERGY & DEVELOPMENT  COMMON           606592202 00000295     9175 SH       SOLE                   9175        0        0
D MOLEX INC                      COMMON           608554101 00014541   302151 SH       DEFINED              219076        0    83075
D MOLEX INC                      COMMON           608554101 00000280     5816 SH       SOLE                   5816        0        0
D MORGAN J P & COMPANY INC       COMMON           616880100 00000398     3617 SH       DEFINED                3417        0      200
D MORGAN J P & COMPANY INC       COMMON           616880100 00000600     5451 SH       SOLE                   4923      528        0
D MORGAN STANLEY DEAN WITTER & C COMMON           617446448 00007512    90229 SH       DEFINED               38929        0    51300
D MORGAN STANLEY DEAN WITTER & C COMMON           617446448 00003227    38758 SH       SOLE                  36718     1590      450
D MOTOROLA INC                   COMMON           620076109 00025617   881428 SH       DEFINED              685846     1125   194457
D MOTOROLA INC                   COMMON           620076109 00003848   132405 SH       SOLE                 127280     3375     1750
D MUNICIPAL HIGH INCOME FUND INC COMMON           626214100 00000101    13147 SH       DEFINED               13147        0        0
D MURPHY OIL CORP                COMMON           626717102 00004488    75515 SH       DEFINED               61515        0    14000
D MURPHY OIL CORP                COMMON           626717102 00000348     5850 SH       SOLE                   5850        0        0
D MYLAN LABORATORIES INC         COMMON           628530107 00008839   484327 SH       DEFINED              310477     1500   172350
D MYLAN LABORATORIES INC         COMMON           628530107 00000788    43178 SH       SOLE                  40053     1625     1500
D NPC INTERNATIONAL INC          COMMON           629360306 00003132   349200 SH       DEFINED              261700     3000    84500
D NPC INTERNATIONAL INC          COMMON           629360306 00000133    14825 SH       SOLE                  14825        0        0
D NETWORK APPLIANCE INC          COMMON           64120L104 00000228     2830 SH       DEFINED                1600        0     1230
D NEW CENTURY ENERGIES INC       COMMON           64352U103 00000117     3890 SH       DEFINED                3740        0      150
D NEW CENTURY ENERGIES INC       COMMON           64352U103 00000131     4359 SH       SOLE                   4264       95        0
D NEWELL RUBBERMAID INC          COMMON           651229106 00000179     6964 SH       DEFINED                6664        0      300
D NEWELL RUBBERMAID INC          COMMON           651229106 00000095     3700 SH       SOLE                   3566        0      134
D NEWMONT MINING CORP            COMMON           651639106 00002562   118452 SH       DEFINED               78827     2500    37125
D NEWMONT MINING CORP            COMMON           651639106 00000768    35513 SH       SOLE                  34763        0      750
D NOBLE AFFILIATES INC           COMMON           654894104 00001427    38318 SH       DEFINED               28318        0    10000
D NOBLE AFFILIATES INC           COMMON           654894104 00000231     6200 SH       SOLE                   6200        0        0
D NOKIA CORP                     COMMON           654902204 00023999   480573 SH       DEFINED              158858        0   321715
D NOKIA CORP                     COMMON           654902204 00001132    22660 SH       SOLE                  19460     3200        0
D NORDSTROM INC                  COMMON           655664100 00000591    24500 SH       DEFINED               24350        0      150
D NORDSTROM INC                  COMMON           655664100 00000294    12174 SH       SOLE                  11674        0      500
D NORFOLK SOUTHERN CORP          COMMON           655844108 00000454    30505 SH       DEFINED               30155        0      350
D NORFOLK SOUTHERN CORP          COMMON           655844108 00000386    25965 SH       SOLE                  25665        0      300
D NORSK HYDRO AS                 COMMON           656531605 00008014   190527 SH       DEFINED               77972     1000   111555
D NORSK HYDRO AS                 COMMON           656531605 00000047     1111 SH       SOLE                   1111        0        0
D NORTEL NETWORKS CORP           COMMON           656568102 00015142   221862 SH       DEFINED              107614       50   114198
D NORTEL NETWORKS CORP           COMMON           656568102 00000743    10885 SH       SOLE                  10685      200        0
D NORTHERN STATES POWER CO MINNE COMMON           665772109 00000117     5796 SH       DEFINED                5646        0      150
D NORTHERN STATES POWER CO MINNE COMMON           665772109 00000155     7662 SH       SOLE                   5726     1936        0
D NORTHERN TRUST CORP            COMMON           665859104 00002256    34670 SH       DEFINED               33895        0      775
D NORTHERN TRUST CORP            COMMON           665859104 00000224     3440 SH       SOLE                   3165      275        0
D NOVARTIS A G                   COMMON           66987V109 00003909    97714 SH       DEFINED               50488        0    47226
D NOVARTIS A G                   COMMON           66987V109 00000196     4904 SH       SOLE                   4904        0        0
D NOVELL INC                     COMMON           670006105 00004510   487574 SH       DEFINED              342824     1300   143450
D NOVELL INC                     COMMON           670006105 00000352    38054 SH       SOLE                  35704     1150     1200
D NOVO-NORDISK A S               COMMON           670100205 00009612   113750 SH       DEFINED               50200        0    63550
D NUVEEN MO PREM MUNICIPAL INCOM COMMON           67060Q108 00000194    14639 SH       DEFINED               14639        0        0
D NUVEEN MO PREM MUNICIPAL INCOM COMMON           67060Q108 00000026     1983 SH       SOLE                   1983        0        0
D OGE ENERGY CORP                COMMON           670837103 00000196    10609 SH       DEFINED               10609        0        0
D OGE ENERGY CORP                COMMON           670837103 00000022     1163 SH       SOLE                   1163        0        0
D NUVEEN MUNICIPAL VALUE FUND IN COMMON           670928100 00000146    17248 SH       DEFINED               17248        0        0
D NUVEEN MUNICIPAL VALUE FUND IN COMMON           670928100 00000050     5944 SH       SOLE                   4944     1000        0
D OLD REPUBLIC INTERNATIONAL COR COMMON           680223104 00002142   129800 SH       DEFINED              104800        0    25000
D OLD REPUBLIC INTERNATIONAL COR COMMON           680223104 00000251    15204 SH       SOLE                  15204        0        0
D ORACLE CORPORATION             COMMON           68389X105 00012501   148708 SH       DEFINED              106605        0    42103
D ORACLE CORPORATION             COMMON           68389X105 00004784    56906 SH       SOLE                  55106     1100      700
D O REILLY AUTOMOTIVE INC        COMMON           686091109 00000194    14000 SH       DEFINED               14000        0        0
D O REILLY AUTOMOTIVE INC        COMMON           686091109 00000164    11800 SH       SOLE                  11400        0      400
D PECO ENERGY COMPANY            COMMON           693304107 00000279     6931 SH       DEFINED                6731        0      200
D PECO ENERGY COMPANY            COMMON           693304107 00000079     1950 SH       SOLE                   1950        0        0
D P G & E CORP                   COMMON           69331C108 00000154     6258 SH       DEFINED                5908        0      350
D P G & E CORP                   COMMON           69331C108 00000220     8921 SH       SOLE                   7721        0     1200
D PE CORP-PE BIOSYSTEMS GROUP    COMMON           69332S102 00014053   213325 SH       DEFINED              186860        0    26465
D PE CORP-PE BIOSYSTEMS GROUP    COMMON           69332S102 00000902    13700 SH       SOLE                  12900      200      600
D PNC FINANCIAL SERVICES GROUP I COMMON           693475105 00000162     3453 SH       DEFINED                3103        0      350
D PNC FINANCIAL SERVICES GROUP I COMMON           693475105 00000199     4238 SH       SOLE                   4238        0        0
D PANHANDLE ROYALTY CO           COMMON           698477106 00000837    95698 SH       DEFINED               95698        0        0
D PAPER WAREHOUSE INC            COMMON           698941101 00000071    67212 SH       DEFINED               67212        0        0
D PAYLESS SHOESOURCE INC         COMMON           704379106 00002989    58324 SH       DEFINED               46491        0    11833
D PAYLESS SHOESOURCE INC         COMMON           704379106 00000015      297 SH       SOLE                    297        0        0
D PENNEY J C COMPANY INC         COMMON           708160106 00000752    40802 SH       DEFINED               39577      325      900
D PENNEY J C COMPANY INC         COMMON           708160106 00000492    26683 SH       SOLE                  20465     6068      150
D PEPSICO INC                    COMMON           713448108 00030611   688854 SH       DEFINED              519141     1200   168513
D PEPSICO INC                    COMMON           713448108 00005349   120364 SH       SOLE                 114014     1050     5300
D PFIZER INC                     COMMON           717081103 00028132   586087 SH       DEFINED              420643      619   164825
D PFIZER INC                     COMMON           717081103 00013868   288924 SH       SOLE                 283474     4950      500
D PHARMACIA CORP                 COMMON           71713U102 00014050   271821 SH       DEFINED              184285        0    87536
D PHARMACIA CORP                 COMMON           71713U102 00004904    94873 SH       SOLE                  90562      969     3342
D PHELPS DODGE CORP              COMMON           717265102 00000613    16490 SH       DEFINED               16239      120      131
D PHELPS DODGE CORP              COMMON           717265102 00000354     9520 SH       SOLE                   8844      244      432
D PHILIP MORRIS COMPANIES INC    COMMON           718154107 00001009    38001 SH       DEFINED               34226     1125     2650
D PHILIP MORRIS COMPANIES INC    COMMON           718154107 00000893    33628 SH       SOLE                  28428     1800     3400
D PHILLIPS PETROLEUM CO          COMMON           718507106 00012185   240398 SH       DEFINED              208147      500    31751
D PHILLIPS PETROLEUM CO          COMMON           718507106 00001770    34914 SH       SOLE                  33409      600      905
D PLACER DOME INC                COMMON           725906101 00000255    26700 SH       DEFINED               18700     3000     5000
D PLACER DOME INC                COMMON           725906101 00000164    17200 SH       SOLE                  17200        0        0
D PORTUGAL TELECOM S A           COMMON           737273102 00007634   678575 SH       DEFINED              269575     5000   404000
D PRISON REALTY TRUST INC        COMMON           74264N105 00000245    80000 SH       DEFINED               80000        0        0
D PROCTER & GAMBLE CO            COMMON           742718109 00017248   301280 SH       DEFINED              240480        0    60800
D PROCTER & GAMBLE CO            COMMON           742718109 00003910    68292 SH       SOLE                  65049      350     2893
D PROVIDIAN FINANCIAL CORP       COMMON           74406A102 00001809    20097 SH       DEFINED               19947        0      150
D PROVIDIAN FINANCIAL CORP       COMMON           74406A102 00000126     1400 SH       SOLE                   1400        0        0
D QUAKER OATS CO                 COMMON           747402105 00000685     9112 SH       DEFINED                8762        0      350
D QUAKER OATS CO                 COMMON           747402105 00000255     3400 SH       SOLE                   3400        0        0
D QUALCOMM INC                   COMMON           747525103 00000144     2405 SH       DEFINED                 680        0     1725
D QUALCOMM INC                   COMMON           747525103 00000902    15040 SH       SOLE                  15040        0        0
D QUANTUM CORP                   COMMON           747906204 00000214    22125 SH       DEFINED               22125        0        0
D QUANTUM CORP                   COMMON           747906204 00000031     3200 SH       SOLE                   3200        0        0
D RACING CHAMPIONS CORP          COMMON           750069106 00000150    88750 SH       DEFINED               84250     1650     2850
D RACING CHAMPIONS CORP          COMMON           750069106 00000007     4050 SH       SOLE                   4050        0        0
D RADIOSHACK CORP                COMMON           750438103 00000014      300 SH       DEFINED                 100        0      200
D RADIOSHACK CORP                COMMON           750438103 00000360     7600 SH       SOLE                   7600        0        0
D RALSTON-RALSTON PURINA GROUP   COMMON           751277302 00000437    21937 SH       DEFINED               21687        0      250
D RALSTON-RALSTON PURINA GROUP   COMMON           751277302 00000340    17073 SH       SOLE                      0        0    17073
D RAYTHEON CO                    COMMON           755111309 00000074     3808 SH       DEFINED                3808        0        0
D RAYTHEON CO                    COMMON           755111309 00000123     6319 SH       SOLE                   6319        0        0
D RAYTHEON CO                    COMMON           755111408 00000411    21337 SH       DEFINED               20987        0      350
D RAYTHEON CO                    COMMON           755111408 00000376    19510 SH       SOLE                  16710      100     2700
D READERS DIGEST ASSOCIATION INC COMMON           755267101 00000227     5700 SH       DEFINED                5700        0        0
D READERS DIGEST ASSOCIATION INC COMMON           755267101 00000013      325 SH       SOLE                    325        0        0
D REGIONS FINANCIAL CORPORATION  COMMON           758940100 00000188     9445 SH       DEFINED                9245        0      200
D REGIONS FINANCIAL CORPORATION  COMMON           758940100 00000175     8780 SH       SOLE                   8680      100        0
D RELIANT ENERGY INC             COMMON           75952J108 00002537    85802 SH       DEFINED               23552        0    62250
D RELIANT ENERGY INC             COMMON           75952J108 00000591    19976 SH       SOLE                  19601        0      375
D REPSOL S A                     COMMON           76026T205 00007470   377050 SH       DEFINED              175950        0   201100
D REPSOL S A                     COMMON           76026T205 00000024     1200 SH       SOLE                   1200        0        0
D REPUBLIC GROUP INC             COMMON           760473108 00000905   100525 SH       DEFINED               70525        0    30000
D REPUBLIC GROUP INC             COMMON           760473108 00000002      200 SH       SOLE                    200        0        0
D RESPONSE ONCOLOGY INC          COMMON           761232305 00000295   326058 SH       DEFINED              326058        0        0
D RESPONSE ONCOLOGY INC          COMMON           761232305 00000051    56500 SH       SOLE                  56500        0        0
D REUTERS GROUP PLC              COMMON           76132M102 00007763    77676 SH       DEFINED               33670        0    44006
D REUTERS GROUP PLC              COMMON           76132M102 00000173     1733 SH       SOLE                   1733        0        0
D ROADWAY EXPRESS INC DEL        COMMON           769742107 00002018    86100 SH       DEFINED               84725      800      575
D ROADWAY EXPRESS INC DEL        COMMON           769742107 00000170     7250 SH       SOLE                   7075        0      175
D ROCKWELL INTERNATIONAL CORP    COMMON           773903109 00000146     4639 SH       DEFINED                4439        0      200
D ROCKWELL INTERNATIONAL CORP    COMMON           773903109 00000186     5900 SH       SOLE                   5900        0        0
D ROHM & HAAS CO                 COMMON           775371107 00008987   260499 SH       DEFINED              210299        0    50200
D ROHM & HAAS CO                 COMMON           775371107 00000436    12636 SH       SOLE                  12336        0      300
D ROYAL DUTCH PETROLEUM CO       COMMON           780257804 00004186    68000 SH       DEFINED               64550        0     3450
D ROYAL DUTCH PETROLEUM CO       COMMON           780257804 00001862    30243 SH       SOLE                  28043     1700      500
D SBC COMMUNICATIONS INC         COMMON           78387G103 00029188   674869 SH       DEFINED              547200     3689   123980
D SBC COMMUNICATIONS INC         COMMON           78387G103 00009396   217242 SH       SOLE                 197044    16419     3779
D SPDR TRUST                     COMMON           78462F103 00000466     3205 SH       DEFINED                1130        0     2075
D SPDR TRUST                     COMMON           78462F103 00000145     1000 SH       SOLE                   1000        0        0
D ST JOSEPH LIGHT & POWER CO     COMMON           790654107 00000691    32913 SH       DEFINED               32913        0        0
D ST JOSEPH LIGHT & POWER CO     COMMON           790654107 00000125     5975 SH       SOLE                   5975        0        0
D ST PAUL COMPANIES INC          COMMON           792860108 00000136     3982 SH       DEFINED                3782        0      200
D ST PAUL COMPANIES INC          COMMON           792860108 00000752    22048 SH       SOLE                  17548     1000     3500
D SANFILIPPO JOHN B & SON INC    COMMON           800422107 00000388   132000 SH       DEFINED              132000        0        0
D SANFILIPPO JOHN B & SON INC    COMMON           800422107 00000003     1000 SH       SOLE                   1000        0        0
D SARA LEE CORP                  COMMON           803111103 00002953   152895 SH       DEFINED              150695        0     2200
D SARA LEE CORP                  COMMON           803111103 00000781    40425 SH       SOLE                  38025     2400        0
D SCANA CORP                     COMMON           80589M102 00005029   208449 SH       DEFINED              175543        0    32906
D SCANA CORP                     COMMON           80589M102 00001243    51524 SH       SOLE                  50645      200      679
D SCHERING PLOUGH CORP           COMMON           806605101 00010488   207688 SH       DEFINED               63438        0   144250
D SCHERING PLOUGH CORP           COMMON           806605101 00002905    57528 SH       SOLE                  30528     8800    18200
D SCHLUMBERGER LTD               COMMON           806857108 00021107   282844 SH       DEFINED              236369      400    46075
D SCHLUMBERGER LTD               COMMON           806857108 00002814    37710 SH       SOLE                  36400      450      860
D SCOTTISH POWER PLC             COMMON           81013T705 00000740    22141 SH       DEFINED               22141        0        0
D SCOTTISH POWER PLC             COMMON           81013T705 00000197     5891 SH       SOLE                   4488      127     1276
D SEALED AIR CORP                COMMON           81211K100 00000736    14049 SH       DEFINED               13999        0       50
D SEALED AIR CORP                COMMON           81211K100 00000047      902 SH       SOLE                    902        0        0
D SEARS ROEBUCK AND CO           COMMON           812387108 00000837    25640 SH       DEFINED               25290        0      350
D SEARS ROEBUCK AND CO           COMMON           812387108 00000637    19519 SH       SOLE                  18569      400      550
D SHELL TRANSPORTATION & TRADING COMMON           822703609 00003527    70624 SH       DEFINED               69374        0     1250
D SHELL TRANSPORTATION & TRADING COMMON           822703609 00001540    30830 SH       SOLE                  30080      500      250
D SHONEYS INC                    COMMON           825039100 00000013    10000 SH       DEFINED               10000        0        0
D SIGMA ALDRICH CORP             COMMON           826552101 00001808    61825 SH       DEFINED               61775        0       50
D SIGMA ALDRICH CORP             COMMON           826552101 00000068     2325 SH       SOLE                   2325        0        0
D SMITHKLINE BEECHAM PLC         COMMON           832378301 00006128    94000 SH       DEFINED               57900        0    36100
D SMITHKLINE BEECHAM PLC         COMMON           832378301 00000287     4400 SH       SOLE                   4400        0        0
D SNAP ON INC                    COMMON           833034101 00009187   345040 SH       DEFINED              285465     1925    57650
D SNAP ON INC                    COMMON           833034101 00000389    14600 SH       SOLE                  14560       40        0
D SOCIEDAD QUIMICA MINERA DE CHI COMMON           833635105 00002380   106980 SH       DEFINED               58180        0    48800
D SOLUTIA INC                    COMMON           834376105 00000215    15671 SH       DEFINED               15671        0        0
D SOLUTIA INC                    COMMON           834376105 00000166    12055 SH       SOLE                  11597       30      428
D SONERA GROUP PLC               COMMON           835433202 00002236    48600 SH       DEFINED                3500        0    45100
D SONERA GROUP PLC               COMMON           835433202 00000110     2400 SH       SOLE                   2400        0        0
D SONY CORP                      COMMON           835699307 00010980   116420 SH       DEFINED               46820      820    68780
D SONY CORP                      COMMON           835699307 00000189     2000 SH       SOLE                   2000        0        0
D SOUTHERN CO                    COMMON           842587107 00000494    21210 SH       DEFINED               20510        0      700
D SOUTHERN CO                    COMMON           842587107 00000175     7527 SH       SOLE                   6709      818        0
D SOUTHWEST AIRLINES CO          COMMON           844741108 00012362   652777 SH       DEFINED              385714      300   266763
D SOUTHWEST AIRLINES CO          COMMON           844741108 00002020   106658 SH       SOLE                 102252     1706     2700
D SOUTHWESTERN ENERGY CO         COMMON           845467109 00002308   369242 SH       DEFINED              284242        0    85000
D SOUTHWESTERN ENERGY CO         COMMON           845467109 00000013     2100 SH       SOLE                   2100        0        0
D SPRINT CORP FON GROUP          COMMON           852061100 00017943   351816 SH       DEFINED              160113        0   191703
D SPRINT CORP FON GROUP          COMMON           852061100 00006836   134033 SH       SOLE                 128105     5678      250
D SPRINT CORP                    COMMON           852061506 00007461   125393 SH       DEFINED               86117        0    39276
D SPRINT CORP                    COMMON           852061506 00004052    68105 SH       SOLE                  64487     2844      774
D STATE STREET CORP              COMMON           857477103 00001591    15000 SH       DEFINED               14700        0      300
D STATE STREET CORP              COMMON           857477103 00000056      525 SH       SOLE                    525        0        0
D STRIDE RITE CORP               COMMON           863314100 00003362   548965 SH       DEFINED              427715      700   120550
D STRIDE RITE CORP               COMMON           863314100 00000063    10267 SH       SOLE                  10267        0        0
D SUN LIFE FINANCIAL SERVICES IN COMMON           866796105 00000608    36030 SH       DEFINED               36030        0        0
D SUN LIFE FINANCIAL SERVICES IN COMMON           866796105 00000100     5904 SH       SOLE                   5904        0        0
D SUN MICROSYSTEMS INC           COMMON           866810104 00020536   225823 SH       DEFINED              172290        0    53533
D SUN MICROSYSTEMS INC           COMMON           866810104 00009042    99430 SH       SOLE                  91665     2440     5325
D SUNTRUST BANK INC              COMMON           867914103 00000144     3150 SH       DEFINED                2750       50      350
D SUNTRUST BANK INC              COMMON           867914103 00000087     1900 SH       SOLE                   1900        0        0
D SUPERIOR INDUSTRIES INTERNATIO COMMON           868168105 00000204     7925 SH       DEFINED                7525      400        0
D SUPERIOR INDUSTRIES INTERNATIO COMMON           868168105 00000100     3875 SH       SOLE                   2875        0     1000
D SYNTROLEUM CORP                COMMON           871630109 00013094   764612 SH       DEFINED              764612        0        0
D SYNTROLEUM CORP                COMMON           871630109 00000060     3500 SH       SOLE                   3500        0        0
D TCW CONVERTIBLE SECURITIES FUN COMMON           872340104 00000250    23840 SH       DEFINED               11600        0    12240
D TCW CONVERTIBLE SECURITIES FUN COMMON           872340104 00000087     8300 SH       SOLE                   5500     2800        0
D TECO ENERGY INC                COMMON           872375100 00000785    39133 SH       DEFINED               39133        0        0
D TECO ENERGY INC                COMMON           872375100 00000439    21905 SH       SOLE                  21905        0        0
D TJX COMPANIES INC              COMMON           872540109 00006878   366835 SH       DEFINED              202785        0   164050
D TJX COMPANIES INC              COMMON           872540109 00000430    22945 SH       SOLE                  21995      350      600
D TRW INC                        COMMON           872649108 00002243    51719 SH       DEFINED               49469        0     2250
D TRW INC                        COMMON           872649108 00000159     3665 SH       SOLE                   3125      140      400
D TXU CORP                       COMMON           873168108 00009343   316714 SH       DEFINED              275339     1100    40275
D TXU CORP                       COMMON           873168108 00000827    28020 SH       SOLE                  27720        0      300
D TARGET CORP                    COMMON           87612E106 00021785   375604 SH       DEFINED              242654      300   132650
D TARGET CORP                    COMMON           87612E106 00001086    18720 SH       SOLE                  17245      300     1175
D TELECOM ITALIA SPA             COMMON           87927W106 00010245    74475 SH       DEFINED               30375        0    44100
D TELECOM ITALIA SPA             COMMON           87927W106 00000010       75 SH       SOLE                     75        0        0
D TELECOM CORP NEW ZEALAND LTD   COMMON           879278208 00003520   125150 SH       DEFINED                8950        0   116200
D TELECOM CORP NEW ZEALAND LTD   COMMON           879278208 00000090     3200 SH       SOLE                   3200        0        0
D TELEFONICA S A                 COMMON           879382208 00007031   109752 SH       DEFINED               59561        0    50191
D TELEFONICA S A                 COMMON           879382208 00000020      312 SH       SOLE                    312        0        0
D TELLABS INC                    COMMON           879664100 00000932    13625 SH       DEFINED               12175      250     1200
D TELLABS INC                    COMMON           879664100 00000298     4350 SH       SOLE                   4300       50        0
D TEXACO INC                     COMMON           881694103 00004243    79689 SH       DEFINED               78039      100     1550
D TEXACO INC                     COMMON           881694103 00001777    33366 SH       SOLE                  31860     1206      300
D TEXAS INSTRUMENTS INC          COMMON           882508104 00030005   436828 SH       DEFINED              341728      575    94525
D TEXAS INSTRUMENTS INC          COMMON           882508104 00003987    58046 SH       SOLE                  58046        0        0
D TEXTRON INC                    COMMON           883203101 00000247     4542 SH       DEFINED                4392        0      150
D TEXTRON INC                    COMMON           883203101 00000043      800 SH       SOLE                    800        0        0
D 3COM CORPORATION               COMMON           885535104 00000138     2400 SH       DEFINED                1950        0      450
D 3COM CORPORATION               COMMON           885535104 00000248     4300 SH       SOLE                   4300        0        0
D TIME WARNER INC                COMMON           887315109 00002552    33576 SH       DEFINED                4626        0    28950
D TIME WARNER INC                COMMON           887315109 00000542     7135 SH       SOLE                   4885     2250        0
D TOSCO CORP                     COMMON           891490302 00000344    12150 SH       DEFINED               12000        0      150
D TOTAL FINA ELF S A             COMMON           89151E109 00010576   137683 SH       DEFINED               37781        0    99902
D TOTAL FINA ELF S A             COMMON           89151E109 00000177     2299 SH       SOLE                   2299        0        0
D TOYOTA MOTOR CORP              COMMON           892331307 00008981    96380 SH       DEFINED               43380        0    53000
D TRICON GLOBAL RESTAURANTS INC  COMMON           895953107 00000319    11290 SH       DEFINED               10652        0      638
D TRICON GLOBAL RESTAURANTS INC  COMMON           895953107 00000136     4826 SH       SOLE                   4684        0      142
D TYCO INTERNATIONAL LTD         COMMON           902124106 00025925   547219 SH       DEFINED              297347      692   249180
D TYCO INTERNATIONAL LTD         COMMON           902124106 00003106    65561 SH       SOLE                  61185     2376     2000
D UMB FINANCIAL CORP             COMMON           902788108 00074006  2255381 SH       DEFINED             1848789   210783   195809
D UMB FINANCIAL CORP             COMMON           902788108 00005183   157958 SH       SOLE                  12026     7691   138241
D USX MARATHON GROUP             COMMON           902905827 00016859   672651 SH       DEFINED              516451      600   155600
D USX MARATHON GROUP             COMMON           902905827 00000973    38839 SH       SOLE                  37999        0      840
D U S BANCORP                    COMMON           902973106 00000236    12276 SH       DEFINED               11526        0      750
D U S BANCORP                    COMMON           902973106 00000185     9636 SH       SOLE                   9636        0        0
D ULTRAMAR DIAMOND SHAMROCK CORP COMMON           904000106 00002987   120372 SH       DEFINED              100372        0    20000
D ULTRAMAR DIAMOND SHAMROCK CORP COMMON           904000106 00000040     1616 SH       SOLE                   1616        0        0
D UNILEVER PLC                   COMMON           904767704 00002772   110315 SH       DEFINED               46737        0    63578
D UNILEVER N V                   COMMON           904784709 00000195     4546 SH       DEFINED                3154        0     1392
D UNILEVER N V                   COMMON           904784709 00000192     4462 SH       SOLE                   4462        0        0
D UNICOM CORPORATION             COMMON           904911104 00011116   287333 SH       DEFINED              196733      400    90200
D UNICOM CORPORATION             COMMON           904911104 00000292     7551 SH       SOLE                   7351      200        0
D UNION PACIFIC CORP             COMMON           907818108 00007804   209843 SH       DEFINED              203243      300     6300
D UNION PACIFIC CORP             COMMON           907818108 00001309    35188 SH       SOLE                  32938     2250        0
D UNION PACIFIC RESOURCES GROUP  COMMON           907834105 00006592   299616 SH       DEFINED              228266      850    70500
D UNION PACIFIC RESOURCES GROUP  COMMON           907834105 00000639    29064 SH       SOLE                  27752     1312        0
D UNITED PARCEL SERVICE INC      COMMON           911312106 00000052      875 SH       DEFINED                 875        0        0
D UNITED PARCEL SERVICE INC      COMMON           911312106 00000187     3175 SH       SOLE                   3175        0        0
D U S WEST INC                   COMMON           91273H101 00022301   260066 SH       DEFINED              198806      608    60652
D U S WEST INC                   COMMON           91273H101 00003506    40881 SH       SOLE                  39892      539      450
D UNITED TECHNOLOGIES CORP       COMMON           913017109 00002076    35259 SH       DEFINED               34759        0      500
D UNITED TECHNOLOGIES CORP       COMMON           913017109 00000712    12090 SH       SOLE                   9590     2500        0
D UNOCAL CORP                    COMMON           915289102 00000158     4760 SH       DEFINED                4460        0      300
D UNOCAL CORP                    COMMON           915289102 00000135     4085 SH       SOLE                   4085        0        0
D UTILICORP UNITED INC           COMMON           918005109 00003376   169887 SH       DEFINED              152475     1412    16000
D UTILICORP UNITED INC           COMMON           918005109 00000720    36229 SH       SOLE                  35554      300      375
D V F CORP                       COMMON           918204108 00001459    61276 SH       DEFINED               61026        0      250
D V F CORP                       COMMON           918204108 00000630    26472 SH       SOLE                  25472     1000        0
D VALMONT INDUSTRIES INC         COMMON           920253101 00000929    46750 SH       DEFINED               27100     1250    18400
D VALMONT INDUSTRIES INC         COMMON           920253101 00000054     2700 SH       SOLE                   2700        0        0
D VIACOM INC                     COMMON           925524308 00000358     5251 SH       DEFINED                3472        0     1779
D VIACOM INC                     COMMON           925524308 00000370     5428 SH       SOLE                   5428        0        0
D VICORP RESTAURANTS INC         COMMON           925817108 00001747    95725 SH       DEFINED               71054        0    24671
D VICORP RESTAURANTS INC         COMMON           925817108 00000006      356 SH       SOLE                    356        0        0
D VODAFONE AIRTOUCH PLC          COMMON           92857T107 00008674   209320 SH       DEFINED              131265        0    78055
D VODAFONE AIRTOUCH PLC          COMMON           92857T107 00001398    33745 SH       SOLE                  33745        0        0
D WACHOVIA CORP                  COMMON           929771103 00001980    36501 SH       DEFINED               35301      500      700
D WACHOVIA CORP                  COMMON           929771103 00000603    11119 SH       SOLE                  11119        0        0
D WAL MART STORES INC            COMMON           931142103 00008991   156033 SH       DEFINED              149958      300     5775
D WAL MART STORES INC            COMMON           931142103 00013655   236959 SH       SOLE                 235384      600      975
D WALGREEN CO                    COMMON           931422109 00002950    91640 SH       DEFINED               88190        0     3450
D WALGREEN CO                    COMMON           931422109 00000865    26865 SH       SOLE                  26465      400        0
D WELLS FARGO & CO               COMMON           949746101 00005921   152788 SH       DEFINED              148788      400     3600
D WELLS FARGO & CO               COMMON           949746101 00001103    28455 SH       SOLE                  28455        0        0
D WERNER ENTERPRISES INC         COMMON           950755108 00000996    86125 SH       DEFINED               61125        0    25000
D WERNER ENTERPRISES INC         COMMON           950755108 00000002      200 SH       SOLE                    200        0        0
D WESTERN RESOURCES INC          COMMON           959425109 00002485   160292 SH       DEFINED              148769     1000    10523
D WESTERN RESOURCES INC          COMMON           959425109 00000820    52891 SH       SOLE                  49848     2043     1000
D WEYERHAEUSER CO                COMMON           962166104 00010152   236099 SH       DEFINED              234432       67     1600
D WEYERHAEUSER CO                COMMON           962166104 00002126    49440 SH       SOLE                  48895      170      375
D WILLIAMS COMPANIES INC         COMMON           969457100 00022991   551501 SH       DEFINED              491951      500    59050
D WILLIAMS COMPANIES INC         COMMON           969457100 00002391    57357 SH       SOLE                  55966     1191      200
D WISCONSIN ENERGY CORP          COMMON           976657106 00001333    67282 SH       DEFINED               67132      150        0
D WISCONSIN ENERGY CORP          COMMON           976657106 00000208    10482 SH       SOLE                  10482        0        0
D WORLDCOM INC                   COMMON           98157D106 00002314    50435 SH       DEFINED               45585      575     4275
D WORLDCOM INC                   COMMON           98157D106 00001634    35610 SH       SOLE                  29414      600     5596
D WORTHINGTON INDUSTRIES INC     COMMON           981811102 00001059   100850 SH       DEFINED               95500     2300     3050
D WORTHINGTON INDUSTRIES INC     COMMON           981811102 00000297    28275 SH       SOLE                  28125      150        0
D XEROX CORP                     COMMON           984121103 00002944   141874 SH       DEFINED               96874        0    45000
D XEROX CORP                     COMMON           984121103 00001449    69844 SH       SOLE                  69544      300        0
D YELLOW CORP                    COMMON           985509108 00000308    20910 SH       DEFINED               20910        0        0
D YELLOW CORP                    COMMON           985509108 00001656   112264 SH       SOLE                 112264        0        0
D ZI CORP                        COMMON           988918108 00000093    10000 SH       DEFINED               10000        0        0
D ZWEIG FUND INC                 COMMON           989834106 00000084     8447 SH       DEFINED                8447        0        0
D ZWEIG FUND INC                 COMMON           989834106 00000172    17168 SH       SOLE                  17168        0        0
D ZWEIG TOTAL RETURN FUND INC    COMMON           989837109 00000060     9033 SH       DEFINED                9033        0        0
D ZWEIG TOTAL RETURN FUND INC    COMMON           989837109 00000013     2000 SH       SOLE                   2000        0        0
D ARACRUZ CELULOSA S A           COMMON           038496204 00009317   482400 SH       DEFINED              271100     4400   206900
D COASTAL CORP                   COMMON           190441303 00000233      583 SH       DEFINED                 583        0        0
D EMBRATEL PARTICIPACOES S A     COMMON           29081N100 00003638   154000 SH       DEFINED                   0        0   154000
D SAP AG                         COMMON           803054204 00000321     6834 SH       DEFINED                3834        0     3000
D SEALED AIR CORP                COMMON           81211K209 00000626    12371 SH       DEFINED               12371        0        0
D SEALED AIR CORP                COMMON           81211K209 00000032      635 SH       SOLE                    635        0        0
D TELE SUDESTE CELULAR PARTICIPA COMMON           879252104 00000289     9469 SH       DEFINED                4041        0     5428
D TELE SUDESTE CELULAR PARTICIPA COMMON           879252104 00000000       15 SH       SOLE                     15        0        0
D TELEBRAS BRASILEIRAS-TELEBRAS  COMMON           879287308 00004598    47345 SH       DEFINED               20205        0    27140
D TELEBRAS BRASILEIRAS-TELEBRAS  COMMON           879287308 00000007       75 SH       SOLE                     75        0        0
D TELECOMUNICACOES DE S P        COMMON           87929A102 00000876    47345 SH       DEFINED               20205        0    27140
D TELECOMUNICACOES DE S P        COMMON           87929A102 00000001       75 SH       SOLE                     75        0        0
D INTEVAC INC                    COMMON           461148AC2 00000022    50000 SH       DEFINED               50000        0        0
D NORAM ENERGY CORP              COMMON           655419AC3 00000004     5000 SH       DEFINED                5000        0        0
D NORAM ENERGY CORP              COMMON           655419AC3 00000022    25000 SH       SOLE                  25000        0        0
D SWIFT ENERGY CO                COMMON           870738AB7 00000015    15000 SH       DEFINED               15000        0        0
D TELXON CORP                    COMMON           879700AA0 00000963  1133000 SH       DEFINED             1133000        0        0
D TELXON CORP                    COMMON           879700AA0 00000016    19000 SH       SOLE                   9000        0    10000
D UTILICORP UNITED INC           COMMON           918005AA7 00000014    10000 SH       DEFINED               10000        0        0
D UTILICORP UNITED INC           COMMON           918005AA7 00000070    50000 SH       SOLE                  50000        0        0
D WMX TECHNOLOGIES INC           COMMON           92929QAF4 00000009    11000 SH       DEFINED               11000        0        0
</TABLE>


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