LPLA SEPARATE ACCOUNT ONE
497, 1999-09-29
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                     LONDON PACIFIC LIFE & ANNUITY COMPANY

                           LPLA SEPARATE ACCOUNT ONE

                     SUPPLEMENT DATED SEPTEMBER 22, 1999 TO

                         PROSPECTUSES DATED MAY 1, 1999




This  Supplement  should  be  attached  to your copy of the  prospectus  for the
variable annuity contract issued by London Pacific Life & Annuity Company.

On September 22, 1999, the Securities  and Exchange  Commission  issued an order
approving the  substitution of shares of the Federated Fund for U.S.  Government
Securities  II of Federated  Insurance  Series for shares of the  Berkeley  U.S.
Quality Bond Portfolio of LPT Variable Insurance Series Trust.


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