1933 Act
Rule 497(j)
August 18, 1999
VIA EDGAR
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Securities and Exchange Commission
450 Fifth Street, NW
Washington, D.C. 20549
Re: PHL Variable Accumulation Account
PHL Variable Insurance Company
Registration No. 33-87376 and 811-8914
To the Commission Staff:
In accordance with Rule 497(j) of the Securities Act of
1933, as amended, the undersigned certifies that the form of
Prospectus (Version B) and Statement of Additional Information
(Version B) that would have been filed under rule 497(c) did not
differ from that contained in the most recent registration statement
for such registrant, filed electronically on Form N-4 pursuant to
Rule 485(b) on July 15, 1999.
Please call the undersigned at (860) 403-5753 if you have
any questions concerning this filing.
Very truly yours,
/s/ Edwin L. Kerr
Edwin L. Kerr, Counsel
PHL Variable Insurance Company
