STERLING BANCORP
10-Q, EX-27, 2000-08-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          44,984
<INT-BEARING-DEPOSITS>                             515
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    151,133
<INVESTMENTS-CARRYING>                         302,044
<INVESTMENTS-MARKET>                           293,576
<LOANS>                                        670,953
<ALLOWANCE>                                     11,923
<TOTAL-ASSETS>                               1,207,636
<DEPOSITS>                                     788,331
<SHORT-TERM>                                   239,841
<LIABILITIES-OTHER>                             60,398
<LONG-TERM>                                     10,700
                                0
                                      2,414
<COMMON>                                         8,734
<OTHER-SE>                                      97,218
<TOTAL-LIABILITIES-AND-EQUITY>               1,207,636
<INTEREST-LOAN>                                 31,801
<INTEREST-INVEST>                               15,200
<INTEREST-OTHER>                                   238
<INTEREST-TOTAL>                                47,239
<INTEREST-DEPOSIT>                              11,448
<INTEREST-EXPENSE>                              16,667
<INTEREST-INCOME-NET>                           30,572
<LOAN-LOSSES>                                    3,040
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 24,314
<INCOME-PRETAX>                                 13,333
<INCOME-PRE-EXTRAORDINARY>                       5,456
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,877
<EPS-BASIC>                                        .94
<EPS-DILUTED>                                      .91
<YIELD-ACTUAL>                                    5.93
<LOANS-NON>                                      1,510
<LOANS-PAST>                                       553
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    302
<ALLOWANCE-OPEN>                                11,117
<CHARGE-OFFS>                                    2,427
<RECOVERIES>                                       194
<ALLOWANCE-CLOSE>                               11,924
<ALLOWANCE-DOMESTIC>                            11,709
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            215


</TABLE>


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